Appfolio Stock Analysis
| APPF Stock | USD 169.29 16.99 11.16% |
200 Day MA 226.3073 | 50 Day MA 166.574 | Beta 0.838 |
Macro event markers
APPF is currently reading as below model estimate relative to an analyst target price of $245.99. The analysis below evaluates APPF against both fundamental value and technical price behavior. APPF's estimated value is a function of cash flow, margins, and growth trajectory — not current sentiment. Comparing financial performance with price action highlights where valuation signals align with or diverge from market behavior. APPF's current profile reflects a balance between its valuation metrics and underlying operating performance — both are examined below.
APPF holds a debt-to-equity ratio of 0.21 relative to information technology peers. After subtracting cash and equivalents, Interest-Bearing Debt Per Share stood at 1.98 as of December 31, 2025. As of yesterday, Debt To Assets are reported near 0.18, although Short and Long Term Debt Total has fallen to roughly 44.6 M. For Appfolio, the trajectory of leverage is a forward indicator: improving leverage suggests deleveraging, while worsening ratios flag capital structure stress. Asset vs Debt
Equity vs Debt
Price Book 12.7312 | Enterprise Value Ebitda 30.3334 | Price Sales 6.0139 | Shares Float 22.5 M | Wall Street Target Price 245.9888 |
Appfolio reported Net Income up $57.0 million year-over-year, $140.9 million in Net Income, and a net loss attributable to common shareholders of $74.4 million.
Appfolio |
Stock Analysis Notes
About 89.0% of APPF shares are held by institutions such as insurance companies. APPF had not issued any dividends in recent years. Appfolio reported $0.33 in Intangibles To Total Assets, $722.3 million in Total Assets, and a Return On Assets of 20.0%.Gross Profit | 611.97 Million |
Investor Insights and Alerts
| Appfolio generated a negative expected return over the last 90 days | |
| Appfolio has high historical volatility and very poor performance | |
| Appfolio is unlikely to experience financial distress in the next 2 years | |
| Latest headline from MacroaxisInsider: Insider Trading |
Largest EPS Surprises
When Appfolio reports EPS above analyst consensus, investors often revise their forward assumptions upward. A persistent pattern of beats can gradually rerate the stock's valuation multiple. For this stock, read EPS surprises with profitability quality and forward revisions.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2016-05-09 | 2016-03-31 | -0.1 | -0.09 | 0.01 | 10 | ||
2022-02-28 | 2021-12-31 | -0.02 | -0.04 | -0.02 | 100 | ||
2018-02-26 | 2017-12-31 | 0.09 | 0.12 | 0.03 | 33 |
Environmental, Social, and Governance (ESG) Scores
For Appfolio, ESG factors matter because governance, regulation, and reputation risks can directly affect financial outcomes. For Appfolio, ESG considerations carry the most weight in governance discipline and workforce stability — areas where operational risk intersects with stakeholder outcomes.
Top Institutional Investors Holding Appfolio Stock
Appfolio's institutional and insider mix shapes how the stock trades around earnings. Annual revenue is about 950.82 Million. Shares outstanding are near 24 M. The small insider stake means governance incentives come more from pay packages than direct ownership.
| Shares | Df Dent & Co Inc | 2025-12-31 | 401.5 K | Amvescap Plc. | 2025-09-30 | 395.7 K | Long Walk Management, Lp | 2025-12-31 | 381.8 K | Arrowstreet Capital Limited Partnership | 2025-12-31 | 361.1 K | Citadel Advisors Llc | 2025-12-31 | 358.9 K | Caledonia (private) Investments Pty Ltd | 2025-12-31 | 332.6 K | Dimensional Fund Advisors, Inc. | 2025-12-31 | 287 K | Millennium Management Llc | 2025-12-31 | 281.5 K | Fmr Inc | 2025-12-31 | 259.7 K | Vanguard Group Inc | 2025-12-31 | 2.6 M | Blackrock Inc | 2025-09-30 | 2.4 M |
Market Capitalization
Appfolio market cap comes in at 5.99 B, aligning the company with the mid-cap end of application software companies. Further market cap context comes from about 24.03 M shares outstanding, enterprise value near 5.87 B, and a workforce of about 1,702 people.Profitability
Profitability metrics test whether Appfolio is building real earning power or just reporting one-time accounting gains. At mid-cap scale, institutional coverage and secondary-market liquidity are typically well established. Return on assets, return on equity, and cash flow deserve as much focus as earnings per share. APPF has Profit Margin (PM) of 15.0 %, which may reflect disciplined cost management and effective pricing. This exceeds the sector median. Similarly, it shows Operating Margin (OM) of 19.0 %, which entails that for every $100 of revenue, the company generated $19.0 of operating income.| Last Reported | End Of Year Estimate | ||
| Return On Tangible Assets | 0.24 | 0.26 | |
| Return On Capital Employed | 0.25 | 0.26 | |
| Return On Assets | 19.51% | 20.00% | |
| Return On Equity | 25.97% | 27.00% |
Management Efficiency
APPF has return on total asset (ROA) of 18.54 % which indicates that it generated a profit of $18.54 on every $100 of assets. This is within the expected range for the sector. Similarly, it shows a return on stockholder's equity (ROE) of 32.6 %, which implies that it generated $32.6 on every $100 invested by shareholders.| Last Reported | End Of Year Estimate | ||
| Book Value Per Share | 15.07 | 15.82 | |
| Tangible Book Value Per Share | 11.00 | 11.55 | |
| Enterprise Value Over EBITDA | 45.40 | 60.64 | |
| Price Book Value Ratio | 15.44 | 10.47 | |
| Enterprise Value Multiple | 45.40 | 60.64 | |
| Price Fair Value | 15.44 | 10.47 |
A leadership review of Appfolio should test whether management is creating repeatable operating progress instead of relying on one-time gains or favorable cycle conditions. Operating efficiency, capital deployment, and guidance credibility together determine how much confidence management warrants.
Operating Margin | Long Term Debt Total | Three Month Return -22.65 | Short Long Term Debt Total | Ten Year Return 1.2 K |
Technical Drivers
As of the 26th of April, Appfolio registers 169.29 per share in market pricing. Volatility and momentum metrics display Risk Adjusted Performance of -0.1, mean deviation of 2.19, and Standard Deviation of 3.04. Quantitative signals are calculated from volatility clustering and momentum shifts. Relative strength metrics are assessed within peer group data.Price Movement Analysis - Bollinger Bands
This analysis covers thirty-eight data points across the selected time horizon. Bollinger Bands are a widely used volatility indicator developed by John Bollinger. The indicator consists of three lines. Appfolio middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Appfolio. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Insider Trading Activities
The analytical value in Appfolio's insider filings lies in transaction clustering, trade size, and timing relative to price movements rather than any single filing. U.S. insider activity is disclosed through Form 4 filings, enabling analysis of transaction timing, clustering, and scale.
Outstanding Bonds
Reviewing Appfolio bond obligations provides context for understanding how much of the business is financed with fixed-income capital rather than purely with equity. At mid-cap scale, institutional coverage and secondary-market liquidity are typically well established. Bond investors and equity investors often care about the same cash flows, but they rank the risks differently.
| APPLE INC 445 Corp BondUS037833AT77 | View | |
| APPLE INC 385 Corp BondUS037833AL42 | View | |
| APPLE INC 45 Corp BondUS037833BW97 | View | |
| APPLE INC 245 Corp BondUS037833BZ29 | View | |
| APPLE INC 465 Corp BondUS037833BX70 | View | |
| APPLE INC 4375 Corp BondUS037833BH21 | View | |
| APPLE INC 345 Corp BondUS037833BA77 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View |
Predictive Daily Indicators
Short-horizon indicators in Appfolio turn fast-changing price action into clearer risk and execution cues. The best setups combine these signals with strict risk limits, since short-term data can reverse fast when liquidity thins.
Corporate Filings
8K | 23rd of April 2026 Report filed with the SEC to announce major events that shareholders should know about | |
F4 | 13th of April 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | |
8K | 10th of April 2026 Report filed with the SEC to announce major events that shareholders should know about | |
13A | 26th of March 2026 An amended filing to the original Schedule 13G | |
F4 | 11th of March 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | |
F4 | 24th of February 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | |
F4 | 19th of February 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | |
F3 | 17th of February 2026 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock |
Forecast Models
Forecasting applied to Appfolio learns from price structure, volatility patterns, and trend strength rather than commentary alone. Forecast models complement fundamental research by showing where price behavior supports or contradicts the thesis.Financial Strength and Earnings Quality Indicators
Appfolio financial ratings play a critical role in determining how much Appfolio have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Appfolio's borrowing costs.| Piotroski F Score | 5 | Healthy | View |
| Beneish M Score | -3.06 | Unlikely Manipulator | View |
Debt to Cash Allocation
Tracking debt and cash allocation over time can show when Appfolio is prioritizing expansion, refinancing, or capital return.
Total debt stands at approximately $71.45 M with Debt to Equity (D/E) ratio of 0.21. APPF has a current ratio of 3.0, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about Appfolio's use of debt, we should always consider it together with its cash and equity.Common Stock Shares Outstanding Over Time
Assets Financed by Debt
Debt finances 18.0% of APPF's total assets — a relatively low share of the asset base, though leverage can still appear elevated relative to peers when measured against equity rather than total assets.Appfolio Debt Ratio | 18.0 |
Corporate Bonds Issued
Bond maturity for Appfolio is a core risk dimension. Longer duration can offer higher yield, but price sensitivity and credit uncertainty also increase.
Appfolio Net Debt
Net Debt | -33.98 Million |
Stock Analysis Methodology
How does Appfolio compare on solvency and earnings quality? The indicators below frame the answer. Appfolio trades at P/E of 26.83, P/B of 12.73. Appfolio shows ROE (TTM) of 32.6% and net margin (TTM) of 15.27%.
Appfolio data is compiled from periodic company reporting and market reference feeds and standardized for comparability. Sell-side coverage, where present, supplements the data shown.
Editorial review and methodology oversight provided by: Ellen Johnson, Member of Macroaxis Editorial Board
Current Appfolio Analyst Rating Consensus
| Target Price | Consensus | # of Analysts | |
| 245.99 | Buy | 8 | Odds |
Analyst recommendations for Appfolio are summarized from various research providers. The summary includes average consensus context. Professional analyst coverage of Appfolio provides individual investors with access to institutional-quality research. The spread between the highest and lowest Appfolio price targets reflects the degree of analytical disagreement.
Appfolio Stock Analysis Indicators
Diagnostics snapshot includes 18 indicators such as Begin Period Cash Flow, Common Stock Shares Outstanding, Total Stockholder Equity.
| Begin Period Cash Flow | 42.8 M | |
| Common Stock Shares Outstanding | 36.3 M | |
| Total Stockholder Equity | 542.6 M | |
| Total Cashflows From Investing Activities | 10.2 M | |
| Tax Provision | 20.2 M | |
| Quarterly Earnings Growth Y O Y | 0.372 | |
| Property Plant And Equipment Net | 39.2 M | |
| Cash And Short Term Investments | 251.5 M | |
| Cash | 107.2 M | |
| Accounts Payable | 4.1 M | |
| Net Debt | -35.8 M | |
| 50 Day M A | 166.574 | |
| Total Current Liabilities | 106.8 M | |
| Other Operating Expenses | 797.9 M | |
| Non Current Assets Total | 380.1 M | |
| Forward Price Earnings | 128.2051 | |
| Non Currrent Assets Other | 25.3 M | |
| Stock Based Compensation | 70.8 M |