Insperity (Germany) Analysis

ASF Stock  EUR 21.40  0.20  0.93%   
Below is the normalized historical share price chart for Insperity extending back to March 29, 2010. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Insperity stands at 21.40, as last reported on the 18th of February 2026, with the highest price reaching 21.40 and the lowest price hitting 21.20 during the day.
200 Day MA
41.675
50 Day MA
33.58
Beta
0.455
 
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Insperity has over 2.16 Billion in debt which may indicate that it relies heavily on debt financing. The current Long Term Debt is estimated to decrease to about 312.2 M. The current Short and Long Term Debt is estimated to decrease to about 83.5 M Insperity's financial risk is the risk to Insperity stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

Insperity's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Insperity's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Insperity Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Insperity's stakeholders.
For many companies, including Insperity, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Insperity, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Insperity's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
21.0242
Enterprise Value Ebitda
11.4441
Price Sales
0.1185
Shares Float
35.9 M
Dividend Share
2.4
The Insperity's current Total Stockholder Equity is estimated to increase to about 63 M, while Other Stockholder Equity is forecasted to increase to (70.1 K). .
Insperity is overvalued with Real Value of 20.54 and Hype Value of 32.84. The main objective of Insperity stock analysis is to determine its intrinsic value, which is an estimate of what Insperity is worth, separate from its market price. There are two main types of Insperity's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Insperity's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Insperity's stock to identify patterns and trends that may indicate its future price movements.
The Insperity stock is traded in Germany on Frankfurt Exchange, with the market opening at 08:00:00 and closing at 22:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in Germany. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Insperity's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Insperity. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
For more detail on how to invest in Insperity Stock please use our How to Invest in Insperity guide.

Insperity Stock Analysis Notes

About 95.0% of the company shares are held by institutions such as insurance companies. The company has Price/Earnings To Growth (PEG) ratio of 1.41. Insperity recorded a loss per share of 0.16. The entity last dividend was issued on the 9th of December 2025. The firm had 2:1 split on the 19th of December 2017. Insperity, Inc. provides human resources and business solutions to enhance business performance for small and medium-sized businesses. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas. INSPERITY INC operates under Staffing Outsourcing Services classification in Germany and is traded on Frankfurt Stock Exchange. It employs 3200 people. For more info on Insperity please contact Paul Sarvadi at 281 358 8986 or go to https://www.insperity.com.

Insperity Quarterly Total Revenue

1.67 Billion

Insperity Investment Alerts

Insperity generated a negative expected return over the last 90 days
Insperity has high historical volatility and very poor performance
Insperity has high financial leverage indicating that it may have difficulties to generate enough cash to satisfy its financial obligations
The company reported the revenue of 6.81 B. Net Loss for the year was (7 M) with profit before overhead, payroll, taxes, and interest of 900 M.
Insperity has accumulated about 386.06 M in cash with (278 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.43.
Over 95.0% of the company shares are held by institutions such as insurance companies
Latest headline from news.google.com: G8 Education Limited Looks Inexpensive After Falling 30 percent But Perhaps Not Attractive Enough - simplywall.st

Insperity Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 807.39 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Insperity's market, we take the total number of its shares issued and multiply it by Insperity's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Management Efficiency

At this time, Insperity's Net Tangible Assets are most likely to decrease significantly in the upcoming years. The Insperity's current Non Currrent Assets Other is estimated to increase to about 43 M, while Total Assets are projected to decrease to roughly 1.7 B. Insperity's management efficiency ratios could be used to measure how well Insperity manages its routine affairs as well as how well it operates its assets and liabilities.
Leadership effectiveness at Insperity is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.1111
Operating Margin
(0.03)
Profit Margin
(0)
Forward Dividend Yield
0.0944
Beta
0.455

Technical Drivers

As of the 18th of February 2026, Insperity retains the Market Risk Adjusted Performance of (0.44), risk adjusted performance of (0.06), and Standard Deviation of 3.73. Insperity technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Insperity value at risk, skewness, and the relationship between the maximum drawdown and potential upside to decide if Insperity is priced fairly, providing market reflects its last-minute price of 21.4 per share.

Insperity Price Movement Analysis

Execute Study
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Insperity Outstanding Bonds

Insperity issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Insperity uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Insperity bonds can be classified according to their maturity, which is the date when Insperity has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Insperity Predictive Daily Indicators

Insperity intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Insperity stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Insperity Forecast Models

Insperity's time-series forecasting models are one of many Insperity's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Insperity's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Insperity Debt to Cash Allocation

Many companies such as Insperity, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Insperity has accumulated 2.16 B in total debt with debt to equity ratio (D/E) of 166.0, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Insperity has a current ratio of 1.17, suggesting that it is in a questionable position to pay out its financial obligations in time and when they become due. Debt can assist Insperity until it has trouble settling it off, either with new capital or with free cash flow. So, Insperity's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Insperity sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Insperity to invest in growth at high rates of return. When we think about Insperity's use of debt, we should always consider it together with cash and equity.

Insperity Total Assets Over Time

Insperity Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Insperity's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Insperity, which in turn will lower the firm's financial flexibility.

Insperity Corporate Bonds Issued

Most Insperity bonds can be classified according to their maturity, which is the date when Insperity has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Insperity Long Term Debt

Long Term Debt

312.2 Million

At this time, Insperity's Long Term Debt is most likely to increase significantly in the upcoming years.

About Insperity Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Insperity prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Insperity shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Insperity. By using and applying Insperity Stock analysis, traders can create a robust methodology for identifying Insperity entry and exit points for their positions.
Insperity, Inc. provides human resources and business solutions to enhance business performance for small and medium-sized businesses. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas. INSPERITY INC operates under Staffing Outsourcing Services classification in Germany and is traded on Frankfurt Stock Exchange. It employs 3200 people.

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Insperity to your portfolios without increasing risk or reducing expected return.

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