First Commerce Bank Stock Analysis

First Pink Sheet Analysis Notes

The company last dividend was issued on the 3rd of February 2023. First Commerce Bank provides various banking products and services to small and medium-sized businesses, professional entities, and individuals. First Commerce Bank was founded in 2006 and is headquartered in Lakewood, New Jersey. First Commerce operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for First Commerce Bank is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. For more info on First Commerce Bank please contact the company at 732 364 0032 or go to https://www.firstcommercebk.com.

First Profitablity

The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.48 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.48.

Technical Drivers

As of the 11th of January 2026, First Commerce shows the Coefficient Of Variation of 418.2, mean deviation of 0.8608, and Standard Deviation of 1.47. First Commerce Bank technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

First Commerce Bank Price Movement Analysis

First Commerce Outstanding Bonds

First Commerce Predictive Daily Indicators

First Commerce Forecast Models

First Commerce's time-series forecasting models are one of many First Commerce's pink sheet analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Commerce's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Commerce Bank Debt to Cash Allocation

First Commerce Bank currently holds 9.66 M in liabilities. Debt can assist First Commerce until it has trouble settling it off, either with new capital or with free cash flow. So, First Commerce's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Commerce Bank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Commerce's use of debt, we should always consider it together with cash and equity.

First Commerce Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Commerce's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Commerce, which in turn will lower the firm's financial flexibility.

First Commerce Corporate Bonds Issued

Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how First Commerce prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as First Commerce. By using and applying First Pink Sheet analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

When running First Commerce's price analysis, check to measure First Commerce's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commerce is operating at the current time. Most of First Commerce's value examination focuses on studying past and present price action to predict the probability of First Commerce's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commerce's price. Additionally, you may evaluate how the addition of First Commerce to your portfolios can decrease your overall portfolio volatility.