Harborone Bancorp Stock Analysis

HONE Stock  USD 11.65  0.42  3.48%   
HarborOne Bancorp is undervalued with Real Value of 13.09 and Target Price of 14.0. The main objective of HarborOne Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what HarborOne Bancorp is worth, separate from its market price. There are two main types of HarborOne Bancorp's stock analysis: fundamental analysis and technical analysis.
The HarborOne Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and HarborOne Bancorp's ongoing operational relationships across important fundamental and technical indicators.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HarborOne Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide.

HarborOne Stock Analysis Notes

About 13.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.91. Some equities with similar Price to Book (P/B) outperform the market in the long run. HarborOne Bancorp last dividend was issued on the 31st of December 2024. The entity had 1795:1000 split on the 15th of August 2019. HarborOne Bancorp, Inc. operates as the holding company for HarborOne Bank that provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company was founded in 1917 and is based in Brockton, Massachusetts. Harborone Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 635 people. To learn more about HarborOne Bancorp call the company at 508 895 1000 or check out https://www.harboronebancorp.com.

HarborOne Bancorp Quarterly Total Revenue

41.28 Million

HarborOne Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. HarborOne Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding HarborOne Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
HarborOne Bancorp generated a negative expected return over the last 90 days
About 58.0% of the company shares are owned by institutional investors
Latest headline from news.google.com: HarborOne Bancorp to Release Quarterly Earnings on Tuesday - MarketBeat

HarborOne Bancorp Upcoming and Recent Events

25th of January 2024
Upcoming Quarterly Report
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25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
25th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

HarborOne Largest EPS Surprises

Earnings surprises can significantly impact HarborOne Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2020-04-27
2020-03-310.080.090.0112 
2019-07-25
2019-06-300.060.070.0116 
2018-07-20
2018-06-300.050.060.0120 
View All Earnings Estimates

HarborOne Bancorp Environmental, Social, and Governance (ESG) Scores

HarborOne Bancorp's ESG score is a quantitative measure that evaluates HarborOne Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of HarborOne Bancorp's operations that may have significant financial implications and affect HarborOne Bancorp's stock price as well as guide investors towards more socially responsible investments.

HarborOne Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Northern Trust Corp2024-09-30
345.3 K
Charles Schwab Investment Management Inc2024-09-30
317 K
Victory Capital Management Inc.2024-09-30
262.2 K
Arrowstreet Capital Limited Partnership2024-09-30
260.4 K
Morgan Stanley - Brokerage Accounts2024-09-30
259.4 K
Bridgeway Capital Management, Llc2024-09-30
230.2 K
Jacobs Levy Equity Management, Inc.2024-09-30
199.7 K
State Of New Jersey Common Pension Fd D2024-09-30
185.4 K
Bank Of New York Mellon Corp2024-09-30
185.1 K
T. Rowe Price Investment Management,inc.2024-09-30
5.6 M
Blackrock Inc2024-09-30
3.5 M
Note, although HarborOne Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

HarborOne Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 531.7 M.

HarborOne Profitablity

The company has Profit Margin (PM) of 0.07 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.15 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.15.
Last ReportedProjected for Next Year
Return On Capital Employed 0.01  0.01 
Return On Equity 0.02  0.03 

Management Efficiency

The current year's Return On Tangible Assets is expected to grow to 0. The current year's Return On Capital Employed is expected to grow to 0.01. At present, HarborOne Bancorp's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0, whereas Net Tangible Assets are forecasted to decline to about 445.5 M. HarborOne Bancorp's management efficiency ratios could be used to measure how well HarborOne Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 12.16  7.18 
Tangible Book Value Per Share 9.93  6.04 
Enterprise Value Over EBITDA 37.48  19.21 
Price Book Value Ratio 1.02  1.56 
Enterprise Value Multiple 37.48  19.21 
Price Fair Value 1.02  1.56 
Enterprise Value773 M619.2 M
Leadership effectiveness at HarborOne Bancorp is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0265
Operating Margin
0.1455
Profit Margin
0.0719
Forward Dividend Yield
0.0265
Beta
0.747

Technical Drivers

As of the 30th of January, HarborOne Bancorp retains the Standard Deviation of 2.8, risk adjusted performance of (0.02), and Market Risk Adjusted Performance of (0.18). HarborOne Bancorp technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out HarborOne Bancorp market risk adjusted performance, variance, as well as the relationship between the Variance and value at risk to decide if HarborOne Bancorp is priced fairly, providing market reflects its last-minute price of 11.65 per share. Given that HarborOne Bancorp has information ratio of (0.07), we strongly advise you to confirm HarborOne Bancorp's regular market performance to make sure the company can sustain itself at a future point.

HarborOne Bancorp Price Movement Analysis

Execute Study
The output start index for this execution was twenty-nine with a total number of output elements of thirty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. HarborOne Bancorp middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for HarborOne Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

HarborOne Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific HarborOne Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on HarborOne Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases HarborOne Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

HarborOne Bancorp Outstanding Bonds

HarborOne Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. HarborOne Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most HarborOne bonds can be classified according to their maturity, which is the date when HarborOne Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

HarborOne Bancorp Predictive Daily Indicators

HarborOne Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of HarborOne Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

HarborOne Bancorp Corporate Filings

8K
20th of December 2024
Report filed with the SEC to announce major events that shareholders should know about
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8K
19th of December 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
15th of November 2024
Other Reports
ViewVerify
13A
14th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
8K
13th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13A
12th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
13A
4th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
13A
31st of October 2024
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify

HarborOne Bancorp Forecast Models

HarborOne Bancorp's time-series forecasting models are one of many HarborOne Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary HarborOne Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About HarborOne Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how HarborOne Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling HarborOne shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as HarborOne Bancorp. By using and applying HarborOne Stock analysis, traders can create a robust methodology for identifying HarborOne entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.15  0.14 
Operating Profit Margin 0.19  0.30 
Net Profit Margin 0.09  0.10 
Gross Profit Margin 0.01  0.01 

Current HarborOne Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. HarborOne analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. HarborOne analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
14.0Buy4Odds
HarborOne Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most HarborOne analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand HarborOne stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of HarborOne Bancorp, talking to its executives and customers, or listening to HarborOne conference calls.
HarborOne Analyst Advice Details

HarborOne Stock Analysis Indicators

HarborOne Bancorp stock analysis indicators help investors evaluate how HarborOne Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading HarborOne Bancorp shares will generate the highest return on investment. By understating and applying HarborOne Bancorp stock analysis, traders can identify HarborOne Bancorp position entry and exit signals to maximize returns.
Begin Period Cash Flow98 M
Total Stockholder Equity583.8 M
Property Plant And Equipment Net71.6 M
Cash And Short Term Investments227.3 M
Cash227.3 M
50 Day M A12.417
Net Interest Income136.8 M
Total Current Liabilities2.3 B
Forward Price Earnings14.8588
Investments-525.1 M
Interest Expense117 M
Stock Based Compensation4.7 M
Long Term Debt265.5 M
Common Stock Shares Outstanding43.4 M
Tax Provision10 M
Quarterly Earnings Growth Y O Y-0.512
Free Cash Flow49 M
Other Current Assets245.9 M
Accounts Payable5.3 M
Net Debt341.1 M
Other Operating Expenses166.4 M
Non Current Assets Total5.4 B
Liabilities And Stockholders Equity5.7 B
Non Currrent Assets Other4.9 B

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When running HarborOne Bancorp's price analysis, check to measure HarborOne Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HarborOne Bancorp is operating at the current time. Most of HarborOne Bancorp's value examination focuses on studying past and present price action to predict the probability of HarborOne Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HarborOne Bancorp's price. Additionally, you may evaluate how the addition of HarborOne Bancorp to your portfolios can decrease your overall portfolio volatility.
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