Paycom Software Stock Analysis

PAYC Stock  USD 159.36  1.16  0.72%   
Paycom Software holds a debt-to-equity ratio of 0.029. At present, Paycom Software's Short Term Debt is projected to increase significantly based on the last few years of reporting. The current year's Interest Debt Per Share is expected to grow to 1.46, whereas Net Debt is projected to grow to (272.4 M). With a high degree of financial leverage come high-interest payments, which usually reduce Paycom Software's Earnings Per Share (EPS).

Asset vs Debt

Equity vs Debt

Paycom Software's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Paycom Software's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Paycom Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Paycom Software's stakeholders.
For most companies, including Paycom Software, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Paycom Software, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Paycom Software's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
5.1187
Book Value
31.718
Operating Margin
0.2283
Profit Margin
0.2265
Return On Assets
0.0712
The current year's Total Current Liabilities is expected to grow to about 4.7 B. The current year's Liabilities And Stockholders Equity is expected to grow to about 7.1 B
Paycom Software is overvalued with Real Value of 143.71 and Target Price of 208.71. The main objective of Paycom Software stock analysis is to determine its intrinsic value, which is an estimate of what Paycom Software is worth, separate from its market price. There are two main types of Paycom Software's stock analysis: fundamental analysis and technical analysis.
The Paycom Software stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Paycom Software's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Paycom Software. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
For information on how to trade Paycom Stock refer to our How to Trade Paycom Stock guide.

Paycom Stock Analysis Notes

About 95.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 0.82. Paycom Software recorded earning per share (EPS) of 8.05. The entity last dividend was issued on the 24th of November 2025. Paycom Software, Inc. provides cloud-based human capital management solution delivered as software-as-a-service for small to mid-sized companies in the United States. Paycom Software, Inc. was founded in 1998 and is headquartered in Oklahoma City, Oklahoma. Paycom Software operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 5385 people. To find out more about Paycom Software contact Chad Richison at 405 722 6900 or learn more at https://www.paycom.com.

Paycom Software Quarterly Total Revenue

493.3 Million

Paycom Software Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Paycom Software's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Paycom Software or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Paycom Software generated a negative expected return over the last 90 days
Over 95.0% of the company shares are owned by institutional investors
On 8th of December 2025 Paycom Software paid $ 0.375 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: AppFolio Revisiting Valuation After Recent Bounce and Longer-Term Share Price Outperformance

Paycom Software Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Paycom Software previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
7th of February 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
7th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Paycom Largest EPS Surprises

Earnings surprises can significantly impact Paycom Software's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2015-11-03
2015-09-300.070.080.0114 
2014-11-04
2014-09-300.040.050.0125 
2014-08-05
2014-06-300.030.040.0133 
View All Earnings Estimates

Paycom Software Environmental, Social, and Governance (ESG) Scores

Paycom Software's ESG score is a quantitative measure that evaluates Paycom Software's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Paycom Software's operations that may have significant financial implications and affect Paycom Software's stock price as well as guide investors towards more socially responsible investments.

Paycom Software Thematic Classifications

In addition to having Paycom Software stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Disruptive Technologies Idea
Disruptive Technologies
Firms and ETFs that are involved or betting on industries or trends that are projected to experience exponential growth
Software Idea
Software
Software, software systems, and software services
Tech Growth Idea
Tech Growth
Large and mid-sized technology companies, funds, and technology-based ETFs that are considered growing

Paycom Stock Institutional Investors

Shares
Morgan Stanley - Brokerage Accounts2025-06-30
1.1 M
Loring Wolcott & Coolidge Fid Adv Llp2025-06-30
960.7 K
Northern Trust Corp2025-06-30
718.2 K
Goldman Sachs Group Inc2025-06-30
668.9 K
Arrowstreet Capital Limited Partnership2025-06-30
633.7 K
Federated Hermes Inc2025-06-30
572.7 K
Bnp Paribas Investment Partners Sa2025-06-30
539.5 K
Charles Schwab Investment Management Inc2025-06-30
518.9 K
Brown Capital Management, Llc2025-06-30
474.7 K
Vanguard Group Inc2025-06-30
5.6 M
Blackrock Inc2025-06-30
M
Note, although Paycom Software's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Paycom Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 8.97 B.

Paycom Profitablity

The company has Profit Margin (PM) of 0.23 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.23 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.23.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.08  0.04 
Return On Capital Employed 0.29  0.22 
Return On Assets 0.08  0.04 
Return On Equity 0.32  0.37 

Management Efficiency

Paycom Software has return on total asset (ROA) of 0.0712 % which means that it generated a profit of $0.0712 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2856 %, meaning that it created $0.2856 on every $100 dollars invested by stockholders. Paycom Software's management efficiency ratios could be used to measure how well Paycom Software manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.37, whereas Return On Tangible Assets are forecasted to decline to 0.04. At present, Paycom Software's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 984.1 M, whereas Return On Tangible Assets are forecasted to decline to 0.04.
Last ReportedProjected for Next Year
Book Value Per Share 25.24  26.50 
Tangible Book Value Per Share 23.67  24.85 
Enterprise Value Over EBITDA 16.14  15.33 
Price Book Value Ratio 8.41  7.99 
Enterprise Value Multiple 16.14  15.33 
Price Fair Value 8.41  7.99 
Enterprise Value6.3 B6.7 B
The strategic vision of Paycom Software management plays a critical role in its financial performance. By evaluating this vision, we provide insights into the stock's growth potential.
Dividend Yield
0.0093
Operating Margin
0.2283
Profit Margin
0.2265
Forward Dividend Yield
0.0094
Beta
0.842

Technical Drivers

As of the 2nd of January, Paycom Software holds the Variance of 4.51, risk adjusted performance of (0.14), and Coefficient Of Variation of (473.72). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Paycom Software, as well as the relationship between them.

Paycom Software Price Movement Analysis

Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Triple Exponential Moving Average (T3) indicator is developed by Tim Tillson as Paycom Software price series composite of a single exponential moving average, a double exponential moving average and a triple exponential moving average.

Paycom Software Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Paycom Software insiders, such as employees or executives, is commonly permitted as long as it does not rely on Paycom Software's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Paycom Software insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Paycom Software Predictive Daily Indicators

Paycom Software intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Paycom Software stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Paycom Software Corporate Filings

F3
17th of December 2025
An amendment to the original Schedule 13D filing
ViewVerify
F4
11th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
5th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
24th of November 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
18th of November 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
6th of November 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
5th of November 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
3rd of November 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Paycom Software Forecast Models

Paycom Software's time-series forecasting models are one of many Paycom Software's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Paycom Software's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Paycom Software Debt to Cash Allocation

As Paycom Software follows its natural business cycle, the capital allocation decisions will not magically go away. Paycom Software's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Paycom Software currently holds 83.4 M in liabilities with Debt to Equity (D/E) ratio of 0.03, which may suggest the company is not taking enough advantage from borrowing. Paycom Software has a current ratio of 1.06, suggesting that it may have difficulties to pay its financial obligations when due. Note, when we think about Paycom Software's use of debt, we should always consider it together with its cash and equity.

Paycom Software Common Stock Shares Outstanding Over Time

Paycom Software Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Paycom Software uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Paycom Software Debt Ratio

    
  1.55   
It looks as if most of the Paycom Software's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Paycom Software's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Paycom Software, which in turn will lower the firm's financial flexibility.

Paycom Short Long Term Debt Total

Short Long Term Debt Total

100.71 Million

At present, Paycom Software's Short and Long Term Debt Total is projected to increase significantly based on the last few years of reporting.

About Paycom Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Paycom Software prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Paycom shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Paycom Software. By using and applying Paycom Stock analysis, traders can create a robust methodology for identifying Paycom entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.31  0.16 
Operating Profit Margin 0.30  0.18 
Net Profit Margin 0.24  0.25 
Gross Profit Margin 0.74  0.66 

Current Paycom Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Paycom analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Paycom analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
208.71Buy20Odds
Paycom Software current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Paycom analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Paycom stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Paycom Software, talking to its executives and customers, or listening to Paycom conference calls.
Paycom Analyst Advice Details

Paycom Stock Analysis Indicators

Paycom Software stock analysis indicators help investors evaluate how Paycom Software stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Paycom Software shares will generate the highest return on investment. By understating and applying Paycom Software stock analysis, traders can identify Paycom Software position entry and exit signals to maximize returns.
Begin Period Cash Flow294 M
Common Stock Shares Outstanding56.3 M
Total Stockholder Equity1.6 B
Total Cashflows From Investing Activities-22.2 M
Tax Provision147 M
Quarterly Earnings Growth Y O Y0.496
Property Plant And Equipment Net642 M
Cash And Short Term Investments402 M
Cash402 M
Accounts Payable23.9 M
Net Debt-318.6 M
50 Day M A170.4432
Total Current Liabilities3.9 B
Other Operating Expenses1.2 B
Non Current Assets Total1.6 B
Forward Price Earnings15.6006
Non Currrent Assets Other815 M
Stock Based Compensation-22.9 M

Complementary Tools for Paycom Stock analysis

When running Paycom Software's price analysis, check to measure Paycom Software's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Paycom Software is operating at the current time. Most of Paycom Software's value examination focuses on studying past and present price action to predict the probability of Paycom Software's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Paycom Software's price. Additionally, you may evaluate how the addition of Paycom Software to your portfolios can decrease your overall portfolio volatility.
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