Peoples Bancorp Stock Analysis
| PEBO Stock | USD 34.32 0.04 0.12% |
At the current market price of $34.32, PEBO trades below the analyst target price of $37.17. For PEBO, the central analytical question is whether the current price accurately reflects intrinsic value. A low earnings multiple combined with leverage that is elevated relative to financials peers creates a risk-reward dynamic for PEBO where debt sustainability is as important as valuation.
PEBO carries $734.42 million in total debt with a debt-to-equity ratio of 6.76 relative to financials peers — debt reduction depends on sustained free cash flow generation, particularly given the impact of non-cash charges on reported earnings. For Peoples Bancorp, declining interest coverage over multiple quarters is an earlier warning signal than the debt-to-equity ratio alone. Dividend capacity can be constrained when debt covenants prioritize creditor claims over shareholder distributions. Asset vs Debt
Equity vs Debt
Price Book 1 | Price Sales 2.91 | Shares Float 34.6 million | Dividend Share 1.65 | Wall Street Target Price 37.17 |
Peoples Bancorp's financial profile includes $618.4 million in Total Revenue, $106.8 million in Net Income, and an operating loss of $350 thousand.
Peoples Bancorp |
Stock Analysis Notes
About 63.0% of PEBO shares are owned by institutional investors. PEBO has price-to-book ratio of 1.0. At this Price to Book (P/B), the stock trades below book value, which may reflect distressed fundamentals or potential undervaluation. Peoples Bancorp has Price/Earnings To Growth (PEG) ratio of 1.45. PEBO had its last dividend issued on the 4th of May 2026. The firm completed a 1.100-for-1 stock split on 15th of July 2013. Peoples Bancorp's financial profile includes $0.03 in Intangibles To Total Assets, $9.6 billion in Total Assets, and a Return On Assets of 1.1%.Retained Earnings | $458.59 million |
Investor Insights and Alerts
| Peoples Bancorp is unlikely to experience financial distress in the next 2 years | |
| Latest headline from news.google.com: Compared to estimates, Peoples Bancorp Q 1 earnings A look at key metrics - MSN |
Largest EPS Surprises
The gap between reported and consensus EPS is a fast repricing trigger for Peoples Bancorp's stock. Negative surprises can compress valuation; positive surprises can stabilize sentiment. For this stock, read EPS surprises with profitability quality and forward revisions.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2013-10-22 | 2013-09-30 | 0.4 | 0.44 | 0.04 | 10 | ||
1999-01-19 | 1998-12-31 | 0.27 | 0.31 | 0.04 | 14 | ||
2002-01-22 | 2001-12-31 | 0.37 | 0.42 | 0.05 | 13 |
Environmental, Social, and Governance (ESG) Scores
ESG scores for Peoples Bancorp track environmental, social, and governance factors that can affect operations and valuation over time. For long-term investors, ESG trends add context on durability and the odds of avoidable setbacks.
Top Institutional Investors Holding Peoples Bancorp Stock
At small-cap scale, institutional coverage and secondary-market liquidity are typically well established. The holder split in Peoples Bancorp separates passive index allocation from active institutional positioning. Shares outstanding are near 35.92 million. Whether the institutional base is growing or shrinking quarter over quarter matters more than the current snapshot.
| Shares | Aqr Capital Management Llc | 2025-12-31 | 437.2 K | Northern Trust Corp | 2025-12-31 | 297.5 K | Charles Schwab Investment Management Inc | 2025-12-31 | 292.4 K | Wealth Preservation Advisors | 2025-12-31 | 278.8 K | Bridgeway Capital Management, Llc | 2025-12-31 | 260 K | Bank Of New York Mellon Corp | 2025-12-31 | 258.7 K | Amvescap Plc. | 2025-12-31 | 211.9 K | Segall Bryant & Hamill | 2025-12-31 | 202.2 K | Proshare Advisors Llc | 2025-12-31 | 202.1 K | Blackrock Inc | 2025-12-31 | 3.1 M | Dimensional Fund Advisors, Inc. | 2025-12-31 | 2.2 M |
Market Capitalization
With a market cap of $1.23 billion, Peoples Bancorp screens as a mid-cap company within regional banks. Additional market capitalization context includes enterprise value near $1.74 billion, about 35.92 million shares outstanding, and a workforce of about 1,458 people.Profitability
Profitability analysis for Peoples Bancorp focuses on how well revenue converts into operating income, net income, and free cash flow. Annual revenue is about 618.38 million. Comparing gross, operating, and net margins isolates where margin strength or pressure originates. PEBO has Profit Margin (PM) of 26.0%. Similarly, it shows Operating Margin (OM) of 37.0%.| Last Reported | End Of Year Estimate | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.09 | 0.08 | |
| Return On Assets | 1.00% | 1.00% | |
| Return On Equity | 9.00% | 10.00% |
Management Efficiency
PEBO has return on total asset (ROA) of 1.18% suggesting that the asset base is earning positive returns for the period. This is below expected levels for the industry. Peoples Bancorp also reports a return on stockholder's equity (ROE) of 9.47%, suggesting that shareholder equity is earning positive returns for the period.| Last Reported | End Of Year Estimate | ||
| Book Value Per Share | 34.5 | 36.22 | |
| Tangible Book Value Per Share | 23.25 | 24.42 | |
| Price Book Value Ratio | 0.87x | 1.34x | |
| Enterprise Value Multiple | 11.84x | 11.79x | |
| Price Fair Value | 0.87x | 1.34x | |
| Enterprise Value | $1.44 billion | $1.51 billion |
Management execution at Peoples Bancorp is evaluated by whether strategy, financial discipline, and operating results are moving in the same direction. The strongest reading comes from linking leadership decisions to return metrics, balance-sheet quality, and the durability of the business model.
Operating Margin | Long Term Debt Total | Three Month Return 1.3 | Short Long Term Debt Total | Ten Year Return 66.2 |
Technical Drivers
On the 10th of May, Peoples Bancorp is quoted at 34.32 per share. Observed technical values include Coefficient Of Variation of 2472.54, risk adjusted performance of 0.0412, and Semi Deviation of 1.24. The framework analyzes price history and volume dynamics to measure short- and intermediate-term momentum. Indicator readings are benchmarked against comparable companies.Price Movement Analysis - Bollinger Bands
This analysis covers twenty-five data points across the selected time horizon. The Kaufman Adaptive Moving Average adjusts its smoothing factor based on Peoples Bancorp price efficiency — moving quickly when the trend is strong and slowing when price action is noisy. This adaptive behavior reduces whipsaws during ranging periods while remaining responsive during directional moves.
Insider Trading Activities
Insider disclosures for Peoples Bancorp show how people closest to the business are behaving as market expectations change. U.S. insider activity is disclosed through Form 4 filings, enabling analysis of transaction timing, clustering, and scale.
Outstanding Bonds
Corporate bonds issued by Peoples Bancorp matter because they shape interest expense, maturity risk, and the flexibility management has during tighter credit conditions. This is why bond analysis is not just a credit exercise; it also informs equity holders about solvency, optionality, and future capital-allocation pressure.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| Morgan Stanley Jul Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Predictive Daily Indicators
Intraday indicators for Peoples Bancorp suit investors who need a shorter decision cycle and tighter control over timing. For most traders, the benefit is faster feedback on momentum, which sharpens both entries and exits.
Corporate Filings
8K | 4th of May 2026 Report filed with the SEC to announce major events that shareholders should know about | |
10Q | 30th of April 2026 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | |
F4 | 28th of April 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | |
8K | 27th of April 2026 Report filed with the SEC to announce major events that shareholders should know about | |
8K | 24th of April 2026 Report filed with the SEC to announce major events that shareholders should know about | |
8K | 21st of April 2026 Report filed with the SEC to announce major events that shareholders should know about | |
F3 | 15th of April 2026 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | |
F4 | 1st of April 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities |
Forecast Models
A forecast for Peoples Bancorp starts with historical data. Prices often signal trend and momentum shifts before fundamentals catch up. The practical edge is not the forecast number itself, but knowing when the data is becoming less predictable.Financial Strength and Earnings Quality Indicators
Peoples Bancorp financial ratings play a critical role in determining how much Peoples Bancorp has to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Peoples Bancorp's borrowing costs.| Piotroski F Score | 6 | Healthy | View |
| Beneish M Score | -2.53 | Unlikely Manipulator | View |
Debt to Cash Allocation
The debt-to-cash mix for Peoples Bancorp helps explain how management balances flexibility and funding cost through a business cycle.
Total debt stands at approximately $734.42 million with Debt to Equity (D/E) ratio of 6.76. Peoples Bancorp's use of debt should be considered alongside its cash position and equity base.Total Assets Over Time
Assets Financed by Debt
Debt finances 14.0% of PEBO's total assets — a relatively low share of the asset base, though leverage can still appear elevated relative to peers when measured against equity rather than total assets.Peoples Bancorp Debt Ratio | 14.0 |
Corporate Bonds Issued
Peoples Bancorp Short Long Term Debt Total
Short Long Term Debt Total | $771.14 million |
Stock Analysis Methodology
Peoples Bancorp stock analysis checks balance sheet strength, earnings quality, and price momentum. Peoples Bancorp shows ROE (TTM) of 9.47% and net margin (TTM) of 26.29%. Balance sheet indicators include debt-to-equity of 6.76.
Peoples Bancorp values are built from periodic company reporting and market reference feeds, with reporting definitions aligned before display. Analyst inputs may be included when coverage is available.
Editorial review and methodology oversight provided by: Vlad Skutelnik, Macroaxis Contributor
Current Peoples Bancorp Analyst Rating Consensus
| Target Price | Consensus | # of Analysts | |
| 37.17 | Buy | 7 | Odds |
Peoples Bancorp analyst recommendation data spans current and historical periods across providers. Analyst recommendations can range from strong sell to strong buy on a standardized scale. Peoples Bancorp's analyst consensus is derived from the aggregate of buy, hold, and sell ratings issued by covering institutions. Consensus upgrades or downgrades for Peoples Bancorp often have meaningful short-term impact on the stock price. Following analyst revisions on Peoples Bancorp over time reveals trends in institutional sentiment.
Peoples Bancorp Stock Analysis Indicators
Diagnostics snapshot includes 19 indicators such as Begin Period Cash Flow, Long Term Debt, Common Stock Shares Outstanding.
| Begin Period Cash Flow | 217.66 million | |
| Long Term Debt | 204.14 million | |
| Common Stock Shares Outstanding | 35.36 million | |
| Total Stockholder Equity | 1.21 billion | |
| Total Cashflows From Investing Activities | -424.45 million | |
| Tax Provision | 28.03 million | |
| Quarterly Earnings Growth Y O Y | 0.191 | |
| Property Plant And Equipment Net | 100.51 million | |
| Cash And Short Term Investments | 188.95 million | |
| Cash | 188.95 million | |
| Accounts Payable | 7.61 billion | |
| Net Debt | 545.47 million | |
| 50 Day M A | 33.194 | |
| Total Current Liabilities | 8.14 billion | |
| Other Operating Expenses | 483.57 million | |
| Non Current Assets Total | 2.78 billion | |
| Forward Price Earnings | 9.7656 | |
| Non Currrent Assets Other | 307.09 million | |
| Stock Based Compensation | 6.91 million |