Oceanfirst Financial Corp Stock Today

OCFC Stock  USD 19.78  0.10  0.51%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
OceanFirst Financial is trading at 19.78 as of the 7th of February 2026, a 0.51% increase since the beginning of the trading day. The stock's open price was 19.68. OceanFirst Financial has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 9th of November 2025 and ending today, the 7th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
3rd of July 1996
Category
Financial Services
Classification
Financials
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services. The company was founded in 1902 and is based in Red Bank, New Jersey. OceanFirst Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 57.39 M outstanding shares of which 2.41 M shares are now shorted by private and institutional investors with about 3.49 trading days to cover. More on OceanFirst Financial Corp

Moving together with OceanFirst Stock

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Moving against OceanFirst Stock

  0.443YB Postal Savings BankPairCorr
Follow Valuation Options Odds of Bankruptcy
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OceanFirst Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOChristopher Maher
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00880.0049
Way Up
Very volatile
Asset Turnover0.05760.045
Significantly Up
Slightly volatile
Gross Profit Margin0.530.5448
Fairly Down
Very volatile
Total Current Liabilities3.1 B3.2 B
Fairly Down
Slightly volatile
Non Current Liabilities Total10.2 B9.7 B
Sufficiently Up
Slightly volatile
Total Assets15.3 B14.6 B
Sufficiently Up
Slightly volatile
Total Current Assets13 B12.4 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities57.2 M106.1 M
Way Down
Slightly volatile
Debt Levels
By employing borrowed capital, OceanFirst Financial can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on OceanFirst Financial's use of financial leverage and reveals what portion of OceanFirst Financial's asset base relies on creditor financing.
Liquidity
OceanFirst Financial Corp currently holds 1.71 B in liabilities with Debt to Equity (D/E) ratio of 9.88, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about OceanFirst Financial's use of debt, we should always consider it together with its cash and equity.

Free Cash Flow

48.84 Million
OceanFirst Financial Corp (OCFC) is traded on NASDAQ Exchange in USA and employs 975 people. OceanFirst Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.14 B. OceanFirst Financial Corp conducts business under Banks sector and is part of Financials industry. The entity has 57.39 M outstanding shares of which 2.41 M shares are now shorted by private and institutional investors with about 3.49 trading days to cover. OceanFirst Financial Corp currently holds about 170.67 M in cash with 92.24 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.89.
Check OceanFirst Financial Probability Of Bankruptcy
Ownership Allocation
OceanFirst Financial owns a total of 57.39 Million outstanding shares. The majority of OceanFirst Financial Corp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in OceanFirst Financial Corp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in OceanFirst Financial. Please pay attention to any change in the institutional holdings of OceanFirst Financial Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check OceanFirst Ownership Details

OceanFirst Stock Institutional Holders

InstituionRecorded OnShares
Jpmorgan Chase & Co2025-06-30
881.5 K
Hotchkis & Wiley Capital Management Llc2025-06-30
757.6 K
Endeavour Capital Advisors Inc2025-06-30
755.6 K
Nuveen, Llc2025-06-30
753.8 K
Glenmede Trust Co Na2025-03-31
738.1 K
Ameriprise Financial Inc2025-06-30
730.2 K
Charles Schwab Investment Management Inc2025-06-30
656.8 K
Metlife Investment Management, Llc2025-06-30
614.8 K
Northern Trust Corp2025-06-30
518.5 K
Blackrock Inc2025-06-30
7.9 M
Vanguard Group Inc2025-06-30
3.5 M
View OceanFirst Financial Diagnostics

OceanFirst Financial Historical Income Statement

At present, OceanFirst Financial's Total Revenue is projected to increase significantly based on the last few years of reporting. The current year's Gross Profit is expected to grow to about 375.1 M, whereas Depreciation And Amortization is forecasted to decline to about 8.4 M. View More Fundamentals

OceanFirst Stock Against Markets

OceanFirst Financial Corporate Management

Steven EsqGeneral EVPProfile
CISSP CISASenior OfficerProfile
Alfred GoonStrategy DevelopmentProfile
Chad DallyDefense AerospaceProfile
David BerningerExecutive CROProfile
Kevin GeorgettiSenior OfficerProfile
When determining whether OceanFirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OceanFirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oceanfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oceanfirst Financial Corp Stock:
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Will Regional Banks sector continue expanding? Could OceanFirst diversify its offerings? Factors like these will boost the valuation of OceanFirst Financial. Anticipated expansion of OceanFirst directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every OceanFirst Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.36)
Dividend Share
0.8
Earnings Share
1.17
Revenue Per Share
6.77
Quarterly Revenue Growth
0.112
Investors evaluate OceanFirst Financial Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OceanFirst Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause OceanFirst Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between OceanFirst Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OceanFirst Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OceanFirst Financial's market price signifies the transaction level at which participants voluntarily complete trades.