ENCORE CAP (Germany) Today

ECP Stock  EUR 46.20  1.00  2.12%   

Performance

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Odds Of Distress

Average

 
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ENCORE CAP is trading at 46.20 as of the 5th of February 2026. This is a 2.12% down since the beginning of the trading day. The stock's lowest day price was 46.2. ENCORE CAP has over 55 % chance of experiencing financial distress in the next 2 years of operation and did not have a very good performance during the last 90 trading days. The performance scores are derived for the period starting the 7th of November 2025 and ending today, the 5th of February 2026. Click here to learn more.
Business Domain
Materials
Category
Financial Services
ENCORE CAP is entity of Germany. It is traded as Stock on F exchange. The company has 22.3 M outstanding shares. More on ENCORE CAP GROUP

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ENCORE Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. ENCORE CAP's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding ENCORE CAP or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEO PresidentAshish Masih
Business ConcentrationDiversified Metals & Mining, Credit Services, Financial Services, Materials, Metals & Mining, Other, Other (View all Sectors)
ENCORE CAP's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to ENCORE CAP's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Debt Levels
ENCORE CAP utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into ENCORE CAP's leverage profile, showing how much of ENCORE CAP's resources are funded through borrowing.
Liquidity
ENCORE CAP cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. ENCORE CAP GROUP has accumulated 4.02 B in total debt. Debt can assist ENCORE CAP until it has trouble settling it off, either with new capital or with free cash flow. So, ENCORE CAP's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like ENCORE CAP GROUP sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for ENCORE to invest in growth at high rates of return. When we think about ENCORE CAP's use of debt, we should always consider it together with cash and equity.

Depreciation

45.29 Million
ENCORE CAP GROUP (ECP) is traded on Frankfurt Exchange in Germany and employs 7,350 people. ENCORE CAP is listed under Diversified Metals & Mining category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.04 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate ENCORE CAP's market, we take the total number of its shares issued and multiply it by ENCORE CAP's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. ENCORE CAP GROUP classifies itself under Metals & Mining sector and is part of Materials industry. The entity has 22.3 M outstanding shares. ENCORE CAP generates positive cash flow from operations, but has no cash available
Check ENCORE CAP Probability Of Bankruptcy
Ownership Allocation
ENCORE CAP GROUP shows a total of 22.3 Million outstanding shares. The majority of ENCORE CAP GROUP outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to obtain positions in ENCORE CAP GROUP to benefit from reduced commissions. Thereupon, outside corporations are subject to a different set of regulations than regular investors in ENCORE CAP GROUP. Please pay attention to any change in the institutional holdings of ENCORE CAP as this could imply that something significant has changed or is about to change at the company. Remember, it does not matter who owns the company or if the company is currently losing money. If the true value of the company is more than the market pays for it currently, you can still have a good investment opportunity.
Check ENCORE Ownership Details

ENCORE CAP Historical Income Statement

At this time, ENCORE CAP's Operating Income is most likely to decrease significantly in the upcoming years. The ENCORE CAP's current Reconciled Depreciation is estimated to increase to about 33.6 M, while Interest Expense is projected to decrease to roughly 168.3 M. View More Fundamentals

ENCORE Stock Against Markets

ENCORE Stock Analysis Notes

About 96.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.25. Some equities with similar Price to Book (P/B) outperform the market in the long run. ENCORE CAP GROUP has Price/Earnings To Growth (PEG) ratio of 0.17. The entity recorded a loss per share of 1.52. The firm had not issued any dividends in recent years. To learn more about ENCORE CAP GROUP call Ashish Masih at 877-345-3002 or check out https://www.encorecapital.com.

ENCORE CAP Quarterly Total Revenue

460.35 Million

ENCORE CAP GROUP Investment Alerts

ENCORE CAP GROUP has high likelihood to experience some financial distress in the next 2 years
The company reported the revenue of 1.32 B. Net Loss for the year was (139.24 M) with profit before overhead, payroll, taxes, and interest of 1.56 B.
Over 96.0% of the company shares are held by institutions such as insurance companies
Latest headline from news.google.com: Encore Capital Group Valuation After Renewed Analyst Confidence And Strengthening Share Price Momentum - Yahoo Finance

ENCORE Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.04 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate ENCORE CAP's market, we take the total number of its shares issued and multiply it by ENCORE CAP's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

ENCORE Profitablity

ENCORE CAP's profitability indicators refer to fundamental financial ratios that showcase ENCORE CAP's ability to generate income relative to its revenue or operating costs. If, let's say, ENCORE CAP is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, ENCORE CAP's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of ENCORE CAP's profitability requires more research than a typical breakdown of ENCORE CAP's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of (0.03) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.38 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.38.

Management Efficiency

ENCORE CAP GROUP has return on total asset (ROA) of 0.0534 % which means that it generated a profit of $0.0534 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of (0.0451) %, meaning that it generated substantial loss on money invested by shareholders. ENCORE CAP's management efficiency ratios could be used to measure how well ENCORE CAP manages its routine affairs as well as how well it operates its assets and liabilities. The current Total Assets is estimated to decrease to about 5 B. The current Non Current Assets Total is estimated to decrease to about 4.7 B
Leadership effectiveness at ENCORE CAP GROUP is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Operating Margin
0.3762
Profit Margin
(0.03)
Beta
1.399
Return On Assets
0.0534
Return On Equity
(0.05)

Technical Drivers

As of the 5th of February, ENCORE CAP owns the Coefficient Of Variation of 641.91, downside deviation of 2.28, and Market Risk Adjusted Performance of 0.9591. ENCORE CAP GROUP technical analysis allows you to utilize past data patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm ENCORE CAP GROUP variance, maximum drawdown, and the relationship between the coefficient of variation and jensen alpha to decide if ENCORE CAP GROUP is priced favorably, providing market reflects its prevailing price of 46.2 per share.

ENCORE CAP GROUP Price Movement Analysis

Transformation
The output start index for this execution was zero with a total number of output elements of sixty-one. ENCORE CAP GROUP Inverse Tangent Over Price Movement function is an inverse trigonometric method to describe ENCORE CAP price patterns.

ENCORE CAP Outstanding Bonds

ENCORE CAP issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. ENCORE CAP GROUP uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most ENCORE bonds can be classified according to their maturity, which is the date when ENCORE CAP GROUP has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

ENCORE CAP Predictive Daily Indicators

ENCORE CAP intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of ENCORE CAP stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

ENCORE CAP Forecast Models

ENCORE CAP's time-series forecasting models are one of many ENCORE CAP's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ENCORE CAP's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Be your own money manager

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ENCORE CAP Corporate Management

Elected by the shareholders, the ENCORE CAP's board of directors comprises two types of representatives: ENCORE CAP inside directors who are chosen from within the company, and outside directors, selected externally and held independent of ENCORE. The board's role is to monitor ENCORE CAP's management team and ensure that shareholders' interests are well served. ENCORE CAP's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, ENCORE CAP's outside directors are responsible for providing unbiased perspectives on the board's policies.

Other Information on Investing in ENCORE Stock

ENCORE CAP financial ratios help investors to determine whether ENCORE Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in ENCORE with respect to the benefits of owning ENCORE CAP security.