Financial Institutions Company Top Insiders

FISI Stock  USD 33.88  0.21  0.62%   
Financial Institutions' insiders are aggressively buying. The analysis of insiders' sentiment of trading Financial Institutions stock suggests that almost all insiders are extremely bullish at this time. Financial Institutions employs about 598 people. The company is managed by 19 executives with a total tenure of roughly 69 years, averaging almost 3.0 years of service per executive, having 31.47 employees per reported executive.
Martin Birmingham  CEO
CEO and President Director, CEO of Five Star Bank and President of Five Star Bank and Director of Five Star Bank
Craig Burton  President
Senior Vice President Commercial Real Estate Executive

Insider Sentiment 100

 Aggressively Buying

 
Selling
 
Buying

Latest Trades

2024-12-13Robert N LatellaAcquired 4000 @ 25View
2023-05-08Samuel M GulloAcquired 2000 @ 15.94View
2023-05-04Robert N LatellaAcquired 10000 @ 15.06View
2023-05-03Samuel J Burruano JrAcquired 1000 @ 15.82View
Monitoring Financial Institutions' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.

Financial Institutions' Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Financial Institutions' future performance. Based on our forecasts, it is anticipated that Financial will maintain a workforce of under 600 employees by March 2026.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Financial Institutions Management Team Effectiveness

The company has return on total asset (ROA) of 0.0121 % which means that it generated a profit of $0.0121 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.125 %, meaning that it created $0.125 on every $100 dollars invested by stockholders. Financial Institutions' management efficiency ratios could be used to measure how well Financial Institutions manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.02. As of now, Financial Institutions' Debt To Assets are decreasing as compared to previous years. The Financial Institutions' current Fixed Asset Turnover is estimated to increase to 4.35, while Total Assets are projected to decrease to under 3.4 B.
The Financial Institutions' current Net Income Applicable To Common Shares is estimated to increase to about 66.6 M, while Common Stock Shares Outstanding is projected to decrease to under 14.6 M. Financial Institutions holds a total of 19.8 Million outstanding shares. The majority of Financial Institutions outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Financial Institutions to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Financial Institutions. Please pay attention to any change in the institutional holdings of Financial Institutions as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
 
Shares in Circulation  
First Issued
1999-03-31
Previous Quarter
20.3 M
Current Value
20.3 M
Avarage Shares Outstanding
13.5 M
Quarterly Volatility
2.4 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Some institutional investors establish a significant position in stocks such as Financial Institutions in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Financial Institutions, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Financial Institutions Workforce Comparison

Financial Institutions is rated # 5 in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 6,762. Financial Institutions holds roughly 598 in number of employees claiming about 9% of equities under Financials industry.

Financial Institutions Profit Margins

The company has Profit Margin (PM) of 0.32 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.41 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.41.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.570.6173
Significantly Down
Slightly volatile

Financial Institutions Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Financial Institutions insiders, such as employees or executives, is commonly permitted as long as it does not rely on Financial Institutions' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Financial Institutions insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-12-01
4.0
4
1
 2,326 
 1,000.00 
2025-09-01
1.0
1
1
 250.00 
 250.00 
2025-03-01
1.0
11
11
 25,397 
 18,588 
2024-09-01
0.5
1
2
 3,000 
 4,081 
2024-03-01
0.9091
10
11
 44,780 
 23,117 
2023-12-01
1.2
6
5
 6,146 
 2,040 
2023-06-01
17.0
34
2
 51,657 
 237.00 
2023-03-01
1.6429
23
14
 73,190 
 23,103 
2022-12-01
4.0
8
2
 7,450 
 2,040 
2022-06-01
2.4286
17
7
 15,714 
 3,347 
2022-03-01
4.5
18
4
 48,803 
 23,707 
2021-12-01
2.5
5
2
 4,137 
 2,679 
2021-06-01
10.0
10
1
 8,122 
 0.00 
2021-03-01
0.9
9
10
 17,782 
 8,756 
2020-12-01
2.0
2
1
 1,734 
 1,000.00 
2020-03-01
1.7778
16
9
 28,759 
 4,137 
2019-12-01
1.0
2
2
 1,222 
 1,000.00 
2019-09-01
0.3333
1
3
 1,500 
 3,509 
2019-03-01
1.2222
11
9
 23,228 
 11,197 
2018-12-01
6.0
6
1
 6,311 
 0.00 
2018-06-01
3.5
14
4
 12,258 
 6,250 
2018-03-01
1.5
12
8
 16,230 
 23,969 
2017-12-01
14.0
14
1
 7,284 
 0.00 
2017-06-01
3.25
13
4
 13,538 
 6,220 
2017-03-01
1.3571
19
14
 26,582 
 15,769 
2016-09-01
5.0
5
1
 10,405 
 0.00 
2016-06-01
1.4545
16
11
 19,737 
 18,717 
2016-03-01
0.5455
6
11
 18,854 
 10,414 
2015-12-01
0.3571
5
14
 7,727 
 8,423 
2015-06-01
6.0
18
3
 21,805 
 2,200 
2015-03-01
1.6667
20
12
 50,235 
 5,041 
2014-12-01
0.8333
10
12
 13,816 
 19,761 
2014-09-01
3.0
3
1
 7,000 
 5,465 
2014-06-01
6.0
6
1
 5,400 
 700.00 
2014-03-01
0.6364
14
22
 33,227 
 11,420 
2013-12-01
0.6667
2
3
 1,200 
 2,400 
2013-09-01
4.0
4
1
 9,006 
 1,300 
2013-06-01
4.0
16
4
 12,116 
 11,772 
2013-03-01
0.2727
6
22
 19,738 
 9,160 
2012-09-01
0.5714
4
7
 10,664 
 29,641 
2012-03-01
0.8125
13
16
 34,304 
 24,990 
2011-09-01
0.5
2
4
 1,779 
 6,100 
2011-03-01
1.1667
14
12
 32,237 
 6,098 
2010-12-01
0.1667
1
6
 1,067 
 5,734 
2010-09-01
0.0833
1
12
 2,481 
 11,815 
2010-06-01
3.3333
20
6
 14,405 
 9,933 
2010-03-01
3.3333
20
6
 91,713 
 116.00 
2009-12-01
1.0
1
1
 1,972 
 0.00 
2009-06-01
4.0
20
5
 16,067 
 0.00 
2009-03-01
3.0
24
8
 58,073 
 25,886 
2008-06-01
23.0
23
1
 29,389 
 1,477 
2008-03-01
3.0
6
2
 30,000 
 1,414 
2007-09-01
4.8
24
5
 44,674 
 8,450 
2007-06-01
7.3333
22
3
 32,259 
 600.00 
2006-09-01
12.0
12
1
 28,800 
 7,450 
2006-06-01
5.0
25
5
 29,200 
 800.00 
2006-03-01
0.25
2
8
 6,064 
 17,464 
2005-12-01
1.5
3
2
 6,117 
 0.00 
2005-06-01
3.0
24
8
 90,574 
 622,603 
2005-03-01
1.5455
17
11
 45,483 
 35,933 
2004-12-01
0.4231
11
26
 52,000 
 107,219 
2004-09-01
1.0
1
1
 340.00 
 3,804 
2004-06-01
23.0
23
1
 24,597 
 2,000 
2004-03-01
2.8333
17
6
 44,456 
 5,925 
2003-12-01
1.0
1
1
 423.00 
 200.00 
2003-09-01
0.1111
1
9
 3,000 
 4,948 
2003-03-01
0.25
1
4
 263.00 
 4,378 

Financial Institutions Notable Stakeholders

A Financial Institutions stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Financial Institutions often face trade-offs trying to please all of them. Financial Institutions' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Financial Institutions' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Martin BirminghamCEO and President Director, CEO of Five Star Bank and President of Five Star Bank and Director of Five Star BankProfile
Craig BurtonSenior Vice President Commercial Real Estate ExecutiveProfile
Justin BighamExecutive Vice President Deputy CFOProfile
Joseph DuganSenior Vice President Retail Growth and Profitability ExecutiveProfile
Sean WillettSenior Vice President Director of Internal Audit of the BankProfile
Samuel BurruanoSenior Vice President Assistant General Counsel and Director of Regulatory ComplianceProfile
Sonia DumbletonSenior Vice President Controller, Corporate SecretaryProfile
Sandra ByersController VPProfile
William IICFO VPProfile
Reid WhitingChief OfficerProfile
Eric MarksSenior OfficerProfile
Gary PacosSenior OfficerProfile
Shelly DoranIR Contact OfficerProfile
Kate CroftDirector RelationsProfile
Michael CPADirector VPProfile
Laurie CollinsSenior OfficerProfile
Scott BaderSenior OfficerProfile
Kevin QuinnSenior OfficerProfile
Blake JonesSenior OfficerProfile
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About Financial Institutions Management Performance

The success or failure of an entity such as Financial Institutions often depends on how effective the management is. Financial Institutions management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Financial management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Financial management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.12  0.10 

Financial Institutions Workforce Analysis

Traditionally, organizations such as Financial Institutions use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Financial Institutions within its industry.

Financial Institutions Manpower Efficiency

Return on Financial Institutions Manpower

Revenue Per Employee632K
Revenue Per Executive19.9M
Net Income Per Employee125.2K
Net Income Per Executive3.9M

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When running Financial Institutions' price analysis, check to measure Financial Institutions' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Financial Institutions is operating at the current time. Most of Financial Institutions' value examination focuses on studying past and present price action to predict the probability of Financial Institutions' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Financial Institutions' price. Additionally, you may evaluate how the addition of Financial Institutions to your portfolios can decrease your overall portfolio volatility.
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