If Bancorp Stock Buy Hold or Sell Recommendation
| IROQ Stock | USD 21.18 0.13 0.61% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding IF Bancorp is 'Strong Buy'. A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell IF Bancorp given historical horizon and risk tolerance towards IF Bancorp. When Macroaxis issues a 'buy' or 'sell' recommendation for IF Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Check out IF Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in IROQ Stock, please use our How to Invest in IF Bancorp guide. Note, we conduct extensive research on individual companies such as IROQ and provide practical buy, sell, or hold advice based on investors' constraints. IF Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
IROQ |
Execute IF Bancorp Buy or Sell Advice
The IROQ recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on IF Bancorp. Macroaxis does not own or have any residual interests in IF Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute IF Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
IF Bancorp Trading Alerts and Improvement Suggestions
| About 37.0% of the company shares are held by company insiders | |
| On 18th of October 2024 IF Bancorp paid $ 0.2 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Acquisition by Thomas Chamberlain of 156 shares of IF Bancorp at 21.0 subject to Rule 16b-3 |
IF Bancorp Returns Distribution Density
The distribution of IF Bancorp's historical returns is an attempt to chart the uncertainty of IF Bancorp's future price movements. The chart of the probability distribution of IF Bancorp daily returns describes the distribution of returns around its average expected value. We use IF Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of IF Bancorp returns is essential to provide solid investment advice for IF Bancorp.
| Mean Return | 0.32 | Value At Risk | -2.59 | Potential Upside | 3.61 | Standard Deviation | 2.13 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of IF Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
IROQ Stock Institutional Investors
The IF Bancorp's institutional investors refer to entities that pool money to purchase IF Bancorp's securities or originate loans. These institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds.
| Shares | Tower Research Capital Llc | 2024-06-30 | 32.0 | Ubs Group Ag | 2024-06-30 | 8.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Fmr Inc | 2024-06-30 | 0.0 | Bnp Paribas Arbitrage, Sa | 2024-06-30 | 0.0 | Innealta Capital, Llc | 2024-09-30 | 0.0 | Gendell Jeffrey L | 2024-06-30 | 318.2 K | Stilwell Value Llc | 2024-06-30 | 258 K | Maltese Capital Management Llc | 2024-06-30 | 177.8 K | Oppenheimer & Close Inc | 2024-09-30 | 44.4 K | Vanguard Group Inc | 2024-09-30 | 39.2 K |
IF Bancorp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | 431K | 1.5M | 51K | (3.7M) | (3.3M) | (3.1M) | |
| Change In Cash | (26.1M) | 29.3M | 13.1M | (64.8M) | (1.4M) | (1.3M) | |
| Free Cash Flow | 6.7M | 6.6M | 8.3M | 516K | 2.0M | 1.9M | |
| Depreciation | 628K | 671K | 679K | 675K | 663K | 540.0K | |
| Other Non Cash Items | (179K) | 620K | 854K | (147K) | (578K) | (606.9K) | |
| Capital Expenditures | 158K | 279K | 387K | 2.3M | 247K | 234.7K | |
| Net Income | 4.2M | 5.3M | 5.8M | 4.7M | 1.8M | 1.7M | |
| End Period Cash Flow | 33.5M | 62.7M | 75.8M | 11.0M | 9.6M | 9.1M | |
| Investments | (34.7M) | (30.8M) | (58.6M) | (57.1M) | (39.8M) | (41.7M) | |
| Change Receivables | (282K) | (321K) | 234K | 11K | 12.7K | 13.3K | |
| Net Borrowings | 15.2M | (7.0M) | (10.0M) | 6.0M | 5.4M | 5.7M | |
| Dividends Paid | 939K | 909K | 1.1M | 1.3M | 1.3M | 757.5K | |
| Change To Netincome | 120K | 1.0M | 1.7M | 359K | 323.1K | 306.9K |
IF Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to IF Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that IF Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a IROQ stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.30 | |
β | Beta against Dow Jones | 0.17 | |
σ | Overall volatility | 2.17 | |
Ir | Information ratio | 0.11 |
IF Bancorp Volatility Alert
IF Bancorp currently demonstrates below-average downside deviation. It has Information Ratio of 0.11 and Jensen Alpha of 0.3. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure IF Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact IF Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.IF Bancorp Fundamentals Vs Peers
Comparing IF Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze IF Bancorp's direct or indirect competition across all of the common fundamentals between IF Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as IF Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of IF Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing IF Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare IF Bancorp to competition |
| Fundamentals | IF Bancorp | Peer Average |
| Return On Equity | 0.0269 | -0.31 |
| Return On Asset | 0.0022 | -0.14 |
| Profit Margin | 0.09 % | (1.27) % |
| Operating Margin | 0.15 % | (5.51) % |
| Current Valuation | 187.42 M | 16.62 B |
| Shares Outstanding | 3.22 M | 571.82 M |
| Shares Owned By Insiders | 36.52 % | 10.09 % |
| Shares Owned By Institutions | 27.96 % | 39.21 % |
| Number Of Shares Shorted | 1.7 K | 4.71 M |
| Price To Earning | 9.95 X | 28.72 X |
| Price To Book | 0.87 X | 9.51 X |
| Price To Sales | 3.06 X | 11.42 X |
| Revenue | 22.08 M | 9.43 B |
| Gross Profit | 26.29 M | 27.38 B |
| EBITDA | 3.03 M | 3.9 B |
| Net Income | 1.79 M | 570.98 M |
| Cash And Equivalents | 77.31 M | 2.7 B |
| Cash Per Share | 25.07 X | 5.01 X |
| Total Debt | 58.25 M | 5.32 B |
| Debt To Equity | 6.09 % | 48.70 % |
| Book Value Per Share | 24.46 X | 1.93 K |
| Cash Flow From Operations | 2.28 M | 971.22 M |
| Short Ratio | 0.47 X | 4.00 X |
| Earnings Per Share | 0.62 X | 3.12 X |
| Number Of Employees | 109 | 18.84 K |
| Beta | 0.53 | -0.15 |
| Market Capitalization | 68.67 M | 19.03 B |
| Total Asset | 887.75 M | 29.47 B |
| Retained Earnings | 43.88 M | 9.33 B |
| Annual Yield | 0.02 % | |
| Five Year Return | 1.33 % | |
| Net Asset | 887.75 M | |
| Last Dividend Paid | 0.2 |
Note: Acquisition by Thomas Chamberlain of 156 shares of IF Bancorp at 21.0 subject to Rule 16b-3 [view details]
IF Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as IROQ . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About IF Bancorp Buy or Sell Advice
When is the right time to buy or sell IF Bancorp? Buying financial instruments such as IROQ Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Additional Tools for IROQ Stock Analysis
When running IF Bancorp's price analysis, check to measure IF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy IF Bancorp is operating at the current time. Most of IF Bancorp's value examination focuses on studying past and present price action to predict the probability of IF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move IF Bancorp's price. Additionally, you may evaluate how the addition of IF Bancorp to your portfolios can decrease your overall portfolio volatility.