IF Bancorp Valuation
| IROQ Stock | USD 21.30 0.12 0.57% |
At this time, the firm appears to be fairly valued. IF Bancorp owns a latest Real Value of $22.05 per share. The recent price of the firm is $21.3. Our model calculates the value of IF Bancorp from inspecting the firm fundamentals such as Shares Owned By Insiders of 36.52 %, operating margin of 0.15 %, and Return On Asset of 0.0022 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting IF Bancorp's valuation include:
Price Book 0.8715 | Enterprise Value 187.4 M | Price Sales 3.0588 | Trailing PE 34.3498 | Enterprise Value Revenue 7.8348 |
Fairly Valued
Today
Please note that IF Bancorp's price fluctuation is very steady at this time. Calculation of the real value of IF Bancorp is based on 3 months time horizon. Increasing IF Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
IF Bancorp's intrinsic value may or may not be the same as its current market price of 21.30, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 21.3 | Real 22.05 | Hype 21.32 | Naive 21.44 |
The intrinsic value of IF Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence IF Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of IF Bancorp helps investors to forecast how IROQ stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of IF Bancorp more accurately as focusing exclusively on IF Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use IF Bancorp's intrinsic value based on its ongoing forecasts of IF Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against IF Bancorp's closest peers.
IF Bancorp Cash |
|
IROQ Valuation Trend
IF Bancorp's real value is important for investors to make better decisions and a more accurate overall view of IF Bancorp's financial worth over time. Using both IF Bancorp's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
IROQ Revenue by Product
IF Bancorp Total Value Analysis
IF Bancorp is currently estimated to have valuation of 187.39 M with market capitalization of 68.64 M, debt of 58.25 M, and cash on hands of 77.31 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the IF Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
187.39 M | 68.64 M | 58.25 M | 77.31 M |
IF Bancorp Investor Information
About 37.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.87. Some equities with similar Price to Book (P/B) outperform the market in the long run. IF Bancorp last dividend was issued on the 27th of September 2024. Based on the analysis of IF Bancorp's profitability, liquidity, and operating efficiency, IF Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.1 | 0.1066 |
|
| |||||
| Total Cash From Operating Activities | 2.2 M | 2.3 M |
|
| |||||
| Operating Income | 2.2 M | 2.4 M |
|
|
IF Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of IROQ connotes not a very effective usage of assets in November.IF Bancorp Ownership Allocation
The market capitalization of IF Bancorp is $68.64 Million. IF Bancorp shows tangible amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.IF Bancorp Profitability Analysis
The company reported the previous year's revenue of 22.08 M. Net Income was 1.79 M with profit before overhead, payroll, taxes, and interest of 26.29 M.IF Bancorp Past Distributions to stockholders
About IF Bancorp Valuation
The stock valuation mechanism determines IF Bancorp's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of IF Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of IF Bancorp. We calculate exposure to IF Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of IF Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 22.1 M | 22.7 M | |
| Pretax Profit Margin | 0.11 | 0.10 | |
| Operating Profit Margin | 0.11 | 0.10 | |
| Net Profit Margin | 0.08 | 0.08 | |
| Gross Profit Margin | 0.90 | 0.79 |
IF Bancorp Quarterly Retained Earnings |
|
A single share of IF Bancorp represents a small ownership stake in the entity. As a stockholder of IROQ, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
IF Bancorp Dividends Analysis For Valuation
At this time, IF Bancorp's Dividend Yield is relatively stable compared to the past year. As of 11/25/2024, Dividend Payout Ratio is likely to grow to 0.75, while Dividends Paid is likely to drop slightly above 757.5 K. . As of 11/25/2024, Earnings Yield is likely to grow to 0.05, while Retained Earnings are likely to drop slightly above 41.2 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.3 M | 757.5 K | |
| Dividend Yield | 0.02 | 0.03 | |
| Dividend Payout Ratio | 0.71 | 0.75 | |
| Dividend Paid And Capex Coverage Ratio | 1.50 | 1.42 |
There are various types of dividends IF Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of IROQ shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from IF Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When IROQ pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of IF Bancorp by the value of the dividends paid out.
IF Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as IF Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 3.1 M | |
| Quarterly Earnings Growth Y O Y | 0.404 |
IF Bancorp Current Valuation Indicators
IF Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final IF Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as IF Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use IF Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes IF Bancorp's worth.Additional Tools for IROQ Stock Analysis
When running IF Bancorp's price analysis, check to measure IF Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy IF Bancorp is operating at the current time. Most of IF Bancorp's value examination focuses on studying past and present price action to predict the probability of IF Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move IF Bancorp's price. Additionally, you may evaluate how the addition of IF Bancorp to your portfolios can decrease your overall portfolio volatility.