United Bancorp Ownership

UBCP Stock  USD 13.36  0.40  2.91%   
The market capitalization of United Bancorp is $77.34 Million. United Bancorp has 13.45 % of its outstanding shares held by insiders and 9.8 % owned by institutional holders. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
 
Shares in Circulation  
First Issued
2009-03-31
Previous Quarter
M
Current Value
M
Avarage Shares Outstanding
5.1 M
Quarterly Volatility
316.8 K
 
Credit Downgrade
 
Yuan Drop
 
Covid
At this time, United Bancorp's Dividends Paid is relatively stable compared to the past year. As of 01/12/2025, Dividend Payout Ratio is likely to grow to 0.50, while Dividend Yield is likely to drop 0.03. As of 01/12/2025, Net Income Applicable To Common Shares is likely to grow to about 10.5 M, while Common Stock Shares Outstanding is likely to drop slightly above 5.3 M.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in United Stock, please use our How to Invest in United Bancorp guide.

United Stock Ownership Analysis

About 13.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.18. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Bancorp last dividend was issued on the 10th of December 2024. The entity had 11:10 split on the 29th of November 2006. United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio. United Bncp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 124 people. For more information please call Scott Everson at 740 633 0445 or visit https://www.unitedbancorp.com.
Besides selling stocks to institutional investors, United Bancorp also allocates a substantial amount of its earnings to a pull of share-based compensation to be paid out to its employees, managers, executives, and members of the board of directors. Share-Based compensation (also sometimes called Stock-Based Compensation) is a way of paying different United Bancorp's stakeholders with equity in the business. It is typically used as a motivation factor for employees to contribute beyond their regular compensation (salary and bonus). It is also used as a tool to align United Bancorp's strategic interests with those of the company's shareholders. Shares issued to employees are usually subject to a vesting period before they are earned and sold.

United Bancorp Quarterly Liabilities And Stockholders Equity

825.48 Million

United Bancorp Insider Trades History

About 13.0% of United Bancorp are currently held by insiders. Unlike United Bancorp's institutional investors, corporate insiders most likely have a limit on the maximum percentage of share ownership. This is done to align insiders' influence against United Bancorp's private investors even though both sides will benefit from rising prices or experience loss when the share price declines. The good rule to have in mind is that the maximum share ownership percentage of the corporate insiders should not surpass 25%. View all of United Bancorp's insider trades
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

United Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as United Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading United Bancorp backward and forwards among themselves. United Bancorp's institutional investor refers to the entity that pools money to purchase United Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Northern Trust Corp2024-09-30
18.1 K
Raffles Associates Lp2024-09-30
15.3 K
Morgan Stanley - Brokerage Accounts2024-09-30
10.3 K
State Street Corp2024-09-30
10.1 K
Bbr Partners, Llc2024-09-30
10 K
Loring Wolcott & Coolidge Fid Adv Llp2024-09-30
6.9 K
Ubs Group Ag2024-09-30
5.4 K
Advisor Group Holdings, Inc.2024-09-30
K
Bank Of America Corp2024-09-30
1.3 K
Commonwealth Financial Services, Llc2024-09-30
90.2 K
Vanguard Group Inc2024-09-30
69.4 K
Note, although United Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

United Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases United Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Randall Greenwood over a month ago
Disposition of 6189 shares by Randall Greenwood of United Bancorp at 17.02 subject to Rule 16b-3
 
Riesbeck Richard L over three months ago
Disposition of 10000 shares by Riesbeck Richard L of United Bancorp at 14.16 subject to Rule 16b-3
 
Glessner Gary W over three months ago
Acquisition by Glessner Gary W of 950 shares of United Bancorp at 10.75 subject to Rule 16b-3
 
Glessner Gary W over three months ago
Acquisition by Glessner Gary W of 1029 shares of United Bancorp at 17.28 subject to Rule 16b-3
 
Matthew Branstetter over three months ago
Acquisition by Matthew Branstetter of 9 shares of United Bancorp at 15.21 subject to Rule 16b-3
 
Glessner Gary W over six months ago
Acquisition by Glessner Gary W of 580 shares of United Bancorp at 12.16 subject to Rule 16b-3
 
Glessner Gary W over six months ago
Disposition of 955 shares by Glessner Gary W of United Bancorp at 17.06 subject to Rule 16b-3
 
Riesbeck Richard L over six months ago
Disposition of 10000 shares by Riesbeck Richard L of United Bancorp at 14.16 subject to Rule 16b-3
 
Gary Glessner over six months ago
Disposition of 5000 shares by Gary Glessner of United Bancorp at 11.99 subject to Rule 16b-3
 
Gary Glessner over six months ago
Acquisition by Gary Glessner of 2700 shares of United Bancorp at 11.5 subject to Rule 16b-3
 
Randall Greenwood over six months ago
Disposition of 3085 shares by Randall Greenwood of United Bancorp at 11.99 subject to Rule 16b-3
 
Richard Riesbeck over a year ago
Purchase by Richard Riesbeck of 1102 shares of United Bancorp

United Bancorp Outstanding Bonds

United Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. United Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most United bonds can be classified according to their maturity, which is the date when United Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

United Bancorp Corporate Filings

8K
22nd of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
13th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
F4
24th of June 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
21st of March 2024
Other Reports
ViewVerify

Pair Trading with United Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving against United Stock

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The ability to find closely correlated positions to United Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Bancorp to buy it.
The correlation of United Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for United Stock Analysis

When running United Bancorp's price analysis, check to measure United Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancorp is operating at the current time. Most of United Bancorp's value examination focuses on studying past and present price action to predict the probability of United Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancorp's price. Additionally, you may evaluate how the addition of United Bancorp to your portfolios can decrease your overall portfolio volatility.