Kemper (Germany) Today

UI2 Stock  EUR 25.40  0.20  0.78%   

Performance

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Odds Of Distress

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Kemper is trading at 25.40 as of the 26th of February 2026. This is a 0.78% down since the beginning of the trading day. The stock's lowest day price was 25.4. Kemper has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 28th of November 2025 and ending today, the 26th of February 2026. Click here to learn more.
Business Domain
Insurance
Category
Financial Services
Classification
Financials
Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois. KEMPER CORP operates under InsuranceProperty Casualty classification in Germany and is traded on Frankfurt Stock Exchange. The company has 58.71 M outstanding shares. More on Kemper

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Kemper Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Kemper's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Kemper or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Executive CEOCarl Evans
Business ConcentrationProperty & Casualty Insurance, Insurance - Property & Casualty, Financial Services, Financials, Insurance, Insurance—Property & Casualty, Financial Services (View all Sectors)
Kemper (UI2) is traded on Frankfurt Exchange in Germany and employs 7,300 people. Kemper is listed under Property & Casualty Insurance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.57 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Kemper's market, we take the total number of its shares issued and multiply it by Kemper's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Kemper classifies itself under Insurance sector and is part of Financials industry. The entity has 58.71 M outstanding shares. Kemper has accumulated about 578.8 M in cash with 584.5 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.06.
Check Kemper Probability Of Bankruptcy
Ownership Allocation
Kemper maintains a total of 58.71 Million outstanding shares. The majority of Kemper outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Kemper to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Kemper. Please pay attention to any change in the institutional holdings of Kemper as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Kemper Ownership Details

Kemper Historical Income Statement

At this time, Kemper's Tax Provision is most likely to decrease significantly in the upcoming years. The Kemper's current Total Revenue is estimated to increase to about 5.2 B, while Net Loss is forecasted to increase to (257.5 M). View More Fundamentals

Kemper Stock Against Markets

Kemper Stock Analysis Notes

About 90.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 0.68. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Kemper last dividend was issued on the 17th of February 2026. Kemper Corporation, a diversified insurance holding company, provides property and casualty, and life and health insurance in the United States. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois. KEMPER CORP operates under InsuranceProperty Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 10300 people. For more information please call Carl Evans at 312 661 4600 or visit https://www.kemper.com.

Kemper Quarterly Total Revenue

1.13 Billion

Kemper Investment Alerts

Kemper generated a negative expected return over the last 90 days
Kemper has accumulated 9.8 B in total debt with debt to equity ratio (D/E) of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Kemper until it has trouble settling it off, either with new capital or with free cash flow. So, Kemper's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Kemper sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Kemper to invest in growth at high rates of return. When we think about Kemper's use of debt, we should always consider it together with cash and equity.
Over 90.0% of Kemper outstanding shares are owned by institutional investors
Latest headline from news.google.com: Kemper Corp Stock Pops After Earnings Beat Is the Turnaround Real - AD HOC NEWS

Kemper Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.57 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Kemper's market, we take the total number of its shares issued and multiply it by Kemper's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Kemper Profitablity

Kemper's profitability indicators refer to fundamental financial ratios that showcase Kemper's ability to generate income relative to its revenue or operating costs. If, let's say, Kemper is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Kemper's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Kemper's profitability requires more research than a typical breakdown of Kemper's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.03 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.03 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.03.

Management Efficiency

Kemper has return on total asset (ROA) of 0.0118 % which means that it generated a profit of $0.0118 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.0486 %, meaning that it generated $0.0486 on every $100 dollars invested by stockholders. Kemper's management efficiency ratios could be used to measure how well Kemper manages its routine affairs as well as how well it operates its assets and liabilities. The Kemper's current Total Assets is estimated to increase to about 13.9 B, while Net Tangible Assets are projected to decrease to roughly 919.4 M.
Leadership effectiveness at Kemper is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.05
Operating Margin
0.0294
Profit Margin
0.0299
Forward Dividend Yield
0.0409
Beta
1.124

Technical Drivers

As of the 26th of February, Kemper secures the Mean Deviation of 1.48, risk adjusted performance of (0.08), and Standard Deviation of 2.33. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Kemper, as well as the relationship between them. Please verify Kemper mean deviation, standard deviation, information ratio, as well as the relationship between the coefficient of variation and variance to decide if Kemper is priced some-what accurately, providing market reflects its recent price of 25.4 per share.

Kemper Price Movement Analysis

Transformation
The output start index for this execution was zero with a total number of output elements of sixty-one. Kemper Tanh Of Price Series is a hyperbolic price transformation function.

Kemper Outstanding Bonds

Kemper issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Kemper uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Kemper bonds can be classified according to their maturity, which is the date when Kemper has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Kemper Predictive Daily Indicators

Kemper intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Kemper stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Kemper Forecast Models

Kemper's time-series forecasting models are one of many Kemper's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Kemper's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Kemper without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Kemper Corporate Management

Elected by the shareholders, the Kemper's board of directors comprises two types of representatives: Kemper inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Kemper. The board's role is to monitor Kemper's management team and ensure that shareholders' interests are well served. Kemper's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Kemper's outside directors are responsible for providing unbiased perspectives on the board's policies.
Stuart ParkerDirectorProfile
Charles BrooksExecutive Vice President - Operations and SystemsProfile
Matthew HuntonExecutive AutoProfile
Laura RockExecutive OfficerProfile
When determining whether Kemper is a strong investment it is important to analyze Kemper's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Kemper's future performance. For an informed investment choice regarding Kemper Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Kemper. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
For more detail on how to invest in Kemper Stock please use our How to Invest in Kemper guide.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Please note, there is a significant difference between Kemper's value and its price as these two are different measures arrived at by different means. Investors typically determine if Kemper is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Kemper's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.