Waterstone Financial Stock Target Price and Analyst Consensus

WSBF Stock  USD 18.01  0.17  0.94%   
The current analyst and expert consensus on Waterstone Financial is Hold, with no strong buy opinions. The current projected Waterstone Financial target price consensus is 12.50 with 1 analyst opinions. Check out Macroaxis Advice on Waterstone Financial to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.
The most common way Waterstone Financial analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Waterstone Financial executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on Waterstone Financial. We encourage you to use your own analysis of Waterstone Financial to validate this analysis. Waterstone Financial buy-or-sell recommendation module provides average expert sentiment on the projected Waterstone Financial target price to derive its highest and lowest estimates based on projected price volatility of 1.7863.
Lowest Forecast
11.38
Highest Forecast
13.88
Target Price
12.5
The Waterstone Financial's current Net Profit Margin is estimated to increase to 0.24, while Gross Profit is projected to decrease to roughly 111.2 M. At this time, Waterstone Financial's Common Stock Shares Outstanding is most likely to decrease significantly in the upcoming years. The Waterstone Financial's current Non Current Liabilities Total is estimated to increase to about 316.3 M, while Other Current Liabilities is projected to decrease to roughly 166.8 M.
It's important to approach Waterstone Financial's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

Waterstone Financial Target Price Consensus

Waterstone target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Waterstone Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   One  Hold
Most Waterstone analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Waterstone stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Waterstone Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Waterstone Financial Target Price Projection

Waterstone Financial's current and average target prices are 18.01 and 12.50, respectively. The current price of Waterstone Financial is the price at which Waterstone Financial is currently trading. On the other hand, Waterstone Financial's target price is what analysts think the stock is worth. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Waterstone Financial Market Quote on 18th of February 2026

Low Price17.93Odds
High Price18.54Odds

18.01

Target Price

Analyst Consensus On Waterstone Financial Target Price

Low Estimate11.38Odds
High Estimate13.88Odds

12.5

Historical Lowest Forecast  11.38 Target Price  12.5 Highest Forecast  13.88
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Waterstone Financial and the information provided on this page.

Waterstone Financial Analyst Ratings

Waterstone Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Waterstone Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Waterstone Financial's financials, market performance, and future outlook by experienced professionals. Waterstone Financial's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Waterstone Financial price targets

Waterstone Financial's stock target price is an estimate of its future price, usually made by analysts. Using Waterstone Financial's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Waterstone Financial's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Waterstone Financial's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Waterstone Financial Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Waterstone Financial is a key component of Waterstone Financial valuation and have some predictive power on the future returns of a Waterstone Financial.
Hype
Prediction
LowEstimatedHigh
16.4118.2019.99
Details
Intrinsic
Valuation
LowRealHigh
14.8116.6018.39
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Waterstone Financial. Your research has to be compared to or analyzed against Waterstone Financial's peers to derive any actionable benefits. When done correctly, Waterstone Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Waterstone Financial.

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When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports:
Check out Macroaxis Advice on Waterstone Financial to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.
You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.