ChoiceOne Financial Stock Target Price and Analyst Consensus

COFS Stock  USD 28.75  0.01  0.03%   
The current analyst and expert consensus on ChoiceOne Financial is Strong Buy, with 3 strong buy opinions. The current projected ChoiceOne Financial target price consensus is 33.50 with 3 analyst opinions. Check out Macroaxis Advice on ChoiceOne Financial to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
The most common way ChoiceOne Financial analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview ChoiceOne Financial executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on ChoiceOne Financial. We encourage you to use your own analysis of ChoiceOne Financial to validate this analysis. ChoiceOne Financial buy-or-sell recommendation module provides average expert sentiment on the projected ChoiceOne Financial target price to derive its highest and lowest estimates based on projected price volatility of 1.8404.
Lowest Forecast
30.49
Highest Forecast
37.19
Target Price
33.5
At this time, ChoiceOne Financial's Gross Profit is comparatively stable compared to the past year. Pretax Profit Margin is likely to gain to 0.25 in 2026, whereas Net Profit Margin is likely to drop 0.14 in 2026. At this time, ChoiceOne Financial's Other Assets are comparatively stable compared to the past year. Cash And Short Term Investments is likely to gain to about 674.5 M in 2026, whereas Total Current Liabilities is likely to drop slightly above 689.7 M in 2026.
It's important to approach ChoiceOne Financial's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

ChoiceOne Financial Target Price Consensus

ChoiceOne target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. ChoiceOne Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Strong Buy
Most ChoiceOne analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand ChoiceOne stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of ChoiceOne Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

ChoiceOne Financial Target Price Projection

ChoiceOne Financial's current and average target prices are 28.75 and 33.50, respectively. The current price of ChoiceOne Financial is the price at which ChoiceOne Financial Services is currently trading. On the other hand, ChoiceOne Financial's target price is what analysts think the stock is worth. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

ChoiceOne Financial Market Quote on 18th of February 2026

Low Price28.52Odds
High Price29.5Odds

28.75

Target Price

Analyst Consensus On ChoiceOne Financial Target Price

Low Estimate30.49Odds
High Estimate37.19Odds

33.5

Historical Lowest Forecast  30.49 Target Price  33.5 Highest Forecast  37.19
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on ChoiceOne Financial Services and the information provided on this page.

ChoiceOne Financial Analyst Ratings

ChoiceOne Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about ChoiceOne Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of ChoiceOne Financial's financials, market performance, and future outlook by experienced professionals. ChoiceOne Financial's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize ChoiceOne Financial price targets

ChoiceOne Financial's stock target price is an estimate of its future price, usually made by analysts. Using ChoiceOne Financial's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at ChoiceOne Financial's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if ChoiceOne Financial's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional ChoiceOne Financial Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of ChoiceOne Financial is a key component of ChoiceOne Financial valuation and have some predictive power on the future returns of a ChoiceOne Financial.
Hype
Prediction
LowEstimatedHigh
26.9428.7830.62
Details
Intrinsic
Valuation
LowRealHigh
25.8931.4333.27
Details
Naive
Forecast
LowNextHigh
25.2927.1328.97
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.840.840.84
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as ChoiceOne Financial. Your research has to be compared to or analyzed against ChoiceOne Financial's peers to derive any actionable benefits. When done correctly, ChoiceOne Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in ChoiceOne Financial.

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Additional Tools for ChoiceOne Stock Analysis

When running ChoiceOne Financial's price analysis, check to measure ChoiceOne Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ChoiceOne Financial is operating at the current time. Most of ChoiceOne Financial's value examination focuses on studying past and present price action to predict the probability of ChoiceOne Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ChoiceOne Financial's price. Additionally, you may evaluate how the addition of ChoiceOne Financial to your portfolios can decrease your overall portfolio volatility.