UMB Financial (Germany) Technical Analysis

UMB Stock  EUR 106.00  3.00  2.91%   
As of the 30th of January, UMB Financial owns the risk adjusted performance of 0.1058, and Downside Deviation of 1.74. In relation to fundamental indicators, the technical analysis model makes it possible for you to check practical technical drivers of UMB Financial, as well as the relationship between them. Please validate UMB Financial coefficient of variation, variance, and the relationship between the downside deviation and standard deviation to decide if UMB Financial is priced more or less accurately, providing market reflects its prevailing price of 106.0 per share.

UMB Financial Momentum Analysis

Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as UMB, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to UMB
  
UMB Financial's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, UMB Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.

UMB Financial 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to UMB Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of UMB Financial.
0.00
11/01/2025
No Change 0.00  0.0 
In 3 months and 1 day
01/30/2026
0.00
If you would invest  0.00  in UMB Financial on November 1, 2025 and sell it all today you would earn a total of 0.00 from holding UMB Financial or generate 0.0% return on investment in UMB Financial over 90 days. UMB Financial is related to or competes with Molina Healthcare, SHIP HEALTHCARE, Ares Management, MPH Health, PETCO HEALTH, and BLUE MOON. UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other ... More

UMB Financial Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure UMB Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess UMB Financial upside and downside potential and time the market with a certain degree of confidence.

UMB Financial Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for UMB Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as UMB Financial's standard deviation. In reality, there are many statistical measures that can use UMB Financial historical prices to predict the future UMB Financial's volatility.
Hype
Prediction
LowEstimatedHigh
0.000.001.82
Details
Intrinsic
Valuation
LowRealHigh
1.4529.0130.83
Details
Naive
Forecast
LowNextHigh
104.02105.84107.66
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
98.33103.04107.76
Details

UMB Financial January 30, 2026 Technical Indicators

UMB Financial Backtested Returns

UMB Financial appears to be very steady, given 3 months investment horizon. UMB Financial retains Efficiency (Sharpe Ratio) of 0.14, which indicates the firm had a 0.14 % return per unit of volatility over the last 3 months. We have found thirty technical indicators for UMB Financial, which you can use to evaluate the volatility of the company. Please review UMB Financial's downside deviation of 1.74, and Risk Adjusted Performance of 0.1058 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, UMB Financial holds a performance score of 10. The entity owns a Beta (Systematic Risk) of 0.12, which indicates not very significant fluctuations relative to the market. As returns on the market increase, UMB Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding UMB Financial is expected to be smaller as well. Please check UMB Financial's semi deviation, coefficient of variation, jensen alpha, as well as the relationship between the downside deviation and standard deviation , to make a quick decision on whether UMB Financial's current price history will revert.

Auto-correlation

    
  0.39  

Below average predictability

UMB Financial has below average predictability. Overlapping area represents the amount of predictability between UMB Financial time series from 1st of November 2025 to 16th of December 2025 and 16th of December 2025 to 30th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of UMB Financial price movement. The serial correlation of 0.39 indicates that just about 39.0% of current UMB Financial price fluctuation can be explain by its past prices.
Correlation Coefficient0.39
Spearman Rank Test0.63
Residual Average0.0
Price Variance5.11
UMB Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of UMB Financial technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of UMB Financial trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...

UMB Financial Technical Analysis

Indicator
Time Period
Execute Indicator
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of UMB Financial volatility. High ATR values indicate high volatility, and low values indicate low volatility.

About UMB Financial Technical Analysis

The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of UMB Financial on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of UMB Financial based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on UMB Financial price pattern first instead of the macroeconomic environment surrounding UMB Financial. By analyzing UMB Financial's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of UMB Financial's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to UMB Financial specific price patterns or momentum indicators. Please read more on our technical analysis page.

UMB Financial January 30, 2026 Technical Indicators

Most technical analysis of UMB help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for UMB from various momentum indicators to cycle indicators. When you analyze UMB charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.

UMB Financial January 30, 2026 Daily Trend Indicators

Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as UMB stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

Complementary Tools for UMB Stock analysis

When running UMB Financial's price analysis, check to measure UMB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UMB Financial is operating at the current time. Most of UMB Financial's value examination focuses on studying past and present price action to predict the probability of UMB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UMB Financial's price. Additionally, you may evaluate how the addition of UMB Financial to your portfolios can decrease your overall portfolio volatility.
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