BancFirst Valuation

BANF Stock  USD 110.61  6.15  5.27%   
At this time, the firm appears to be undervalued. BancFirst shows a prevailing Real Value of $117.79 per share. The current price of the firm is $110.61. Our model approximates the value of BancFirst from analyzing the firm fundamentals such as Profit Margin of 0.35 %, return on equity of 0.14, and Current Valuation of (248.5 M) as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting BancFirst's valuation include:
Price Book
2.4076
Enterprise Value
-248.5 M
Price Sales
5.416
Forward PE
18.9753
Trailing PE
15.557
Undervalued
Today
110.61
Please note that BancFirst's price fluctuation is very steady at this time. Calculation of the real value of BancFirst is based on 3 months time horizon. Increasing BancFirst's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the BancFirst stock is determined by what a typical buyer is willing to pay for full or partial control of BancFirst. Since BancFirst is currently traded on the exchange, buyers and sellers on that exchange determine the market value of BancFirst Stock. However, BancFirst's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  110.61 Real  117.79 Target  123.67 Hype  110.61 Naive  111.27
The real value of BancFirst Stock, also known as its intrinsic value, is the underlying worth of BancFirst Company, which is reflected in its stock price. It is based on BancFirst's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of BancFirst's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
117.79
Real Value
119.60
Upside
Estimating the potential upside or downside of BancFirst helps investors to forecast how BancFirst stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BancFirst more accurately as focusing exclusively on BancFirst's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
1.721.751.82
Details
Hype
Prediction
LowEstimatedHigh
108.80110.61112.42
Details
Potential
Annual Dividend
LowForecastedHigh
1.351.381.41
Details
3 Analysts
Consensus
LowTarget PriceHigh
112.54123.67137.27
Details
When choosing an evaluation method for BancFirst, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

BancFirst Cash

4.54 Billion

BancFirst Revenue by Product

BancFirst Total Value Analysis

BancFirst is currently estimated to have valuation of (248.5 M) with market capitalization of 3.71 B, debt of 13.33 M, and cash on hands of 3.94 B. The negative valuation of BancFirst may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the BancFirst fundamentals.
  Takeover PriceMarket CapDebt ObligationsCash
(248.5 M)
3.71 B
13.33 M
3.94 B

BancFirst Investor Information

About 31.0% of the company shares are held by company insiders. The book value of BancFirst was currently reported as 53.49. The company has Price/Earnings To Growth (PEG) ratio of 2.08. BancFirst recorded earning per share (EPS) of 7.11. The entity last dividend was issued on the 31st of December 2025. The firm had 2:1 split on the 1st of August 2017. Based on the key indicators related to BancFirst's liquidity, profitability, solvency, and operating efficiency, BancFirst may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.220.368
Way Down
Slightly volatile
Total Cash From Operating Activities315.4 M300.4 M
Sufficiently Up
Slightly volatile
Operating Income318.5 M303.4 M
Sufficiently Up
Slightly volatile

BancFirst Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. BancFirst has an asset utilization ratio of 5.6 percent. This implies that the Company is making $0.056 for each dollar of assets. An increasing asset utilization means that BancFirst is more efficient with each dollar of assets it utilizes for everyday operations.
 
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Housing Crash
 
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Covid
 
Interest Hikes

BancFirst Profitability Analysis

Based on BancFirst's profitability indicators, BancFirst may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess BancFirst's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1992-03-31
Previous Quarter
62.7 M
Current Value
59.5 M
Quarterly Volatility
16.4 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
The BancFirst's current Gross Profit is estimated to increase to about 717.6 M, while Pretax Profit Margin is projected to decrease to 0.22.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.630.8291
Way Down
Slightly volatile
Net Profit Margin0.160.2919
Way Down
Slightly volatile
Operating Profit Margin0.220.368
Way Down
Slightly volatile
Pretax Profit Margin0.220.3701
Way Down
Slightly volatile
Return On Assets0.00990.0164
Way Down
Slightly volatile
Return On Equity0.03780.0398
Notably Down
Slightly volatile
For BancFirst profitability analysis, we use financial ratios and fundamental drivers that measure the ability of BancFirst to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well BancFirst utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between BancFirst's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of BancFirst over time as well as its relative position and ranking within its peers.

BancFirst Earnings per Share Projection vs Actual

By analyzing BancFirst's earnings estimates, investors can diagnose different trends across BancFirst's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for BancFirst is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
BancFirst is projected to generate 1.7533 in earnings per share on the 31st of March 2026. BancFirst earnings estimates show analyst consensus about projected BancFirst EPS (Earning Per Share). It derives the highest and the lowest estimates based on BancFirst's historical volatility. Many public companies, such as BancFirst, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

BancFirst Ownership Allocation

BancFirst holds a total of 33.54 Million outstanding shares. Over half of BancFirst's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

BancFirst Profitability Analysis

The company reported the previous year's revenue of 824.33 M. Net Income was 216.35 M with profit before overhead, payroll, taxes, and interest of 684.96 M.

BancFirst Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates BancFirst's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in BancFirst and how it compares across the competition.

About BancFirst Valuation

The stock valuation mechanism determines BancFirst's current worth on a weekly basis. Our valuation model uses a comparative analysis of BancFirst. We calculate exposure to BancFirst's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of BancFirst's related companies.
Last ReportedProjected for Next Year
Gross Profit683.4 M717.6 M
Pretax Profit Margin 0.37  0.22 
Operating Profit Margin 0.37  0.22 
Net Profit Margin 0.29  0.16 
Gross Profit Margin 0.83  0.63 

BancFirst Quarterly Retained Earnings

1.57 Billion

BancFirst's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether BancFirst's value is low or high relative to the company's performance and growth projections. Determining the market value of BancFirst can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of BancFirst represents a small ownership stake in the entity. As a stockholder of BancFirst, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

BancFirst Dividends Analysis For Valuation

The BancFirst's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 3.64, while Dividends Paid is forecasted to increase to (63.1 M). . At this time, BancFirst's Price Earnings To Growth Ratio is most likely to increase slightly in the upcoming years.
Last ReportedProjected for Next Year
Dividends Paid-66.4 M-63.1 M
Dividend Yield 0.02  0.01 
Dividend Payout Ratio 0.26  0.20 
Dividend Paid And Capex Coverage Ratio 3.18  3.64 
There are various types of dividends BancFirst can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of BancFirst shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from BancFirst directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When BancFirst pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of BancFirst by the value of the dividends paid out.

BancFirst Growth Indicators

Investing in growth stocks can be very risky. If the company such as BancFirst does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding33.9 M
Quarterly Earnings Growth Y O Y0.041
Forward Price Earnings18.9753

BancFirst Current Valuation Indicators

Valuation refers to the process of determining the present value of BancFirst and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value BancFirst we look at many different elements of the entity such as BancFirst's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as BancFirst, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use BancFirst's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes BancFirst's worth.

Complementary Tools for BancFirst Stock analysis

When running BancFirst's price analysis, check to measure BancFirst's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BancFirst is operating at the current time. Most of BancFirst's value examination focuses on studying past and present price action to predict the probability of BancFirst's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BancFirst's price. Additionally, you may evaluate how the addition of BancFirst to your portfolios can decrease your overall portfolio volatility.
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