Berkshire Hills Valuation
| BHLB Stock | USD 29.13 0.56 1.96% |
At this time, the firm appears to be undervalued. Berkshire Hills Bancorp shows a prevailing Real Value of $31.41 per share. The current price of the firm is $29.13. Our model approximates the value of Berkshire Hills Bancorp from analyzing the firm fundamentals such as Return On Equity of 0.0395, current valuation of 1.34 B, and Profit Margin of 0.12 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Berkshire Hills' valuation include:
Undervalued
Today
Please note that Berkshire Hills' price fluctuation is very steady at this time. Calculation of the real value of Berkshire Hills Bancorp is based on 3 months time horizon. Increasing Berkshire Hills' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Berkshire Hills is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Berkshire Stock. However, Berkshire Hills' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 29.13 | Real 31.41 | Target 33.75 | Hype 28.9 | Naive 29.38 |
The real value of Berkshire Stock, also known as its intrinsic value, is the underlying worth of Berkshire Hills Bancorp Company, which is reflected in its stock price. It is based on Berkshire Hills' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Berkshire Hills' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Berkshire Hills Bancorp helps investors to forecast how Berkshire stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Berkshire Hills more accurately as focusing exclusively on Berkshire Hills' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Berkshire Hills' intrinsic value based on its ongoing forecasts of Berkshire Hills' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Berkshire Hills' closest peers. If more than one evaluation category is relevant for Berkshire Hills we suggest using both methods to arrive at a better estimate.
Berkshire Hills Cash |
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Berkshire Valuation Trend
Comparing Berkshire Hills' enterprise value against its market capitalization is a good way to estimate the value of Berkshire Hills Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Berkshire Hills Total Value Analysis
Berkshire Hills Bancorp is currently expected to have valuation of 1.34 B with market capitalization of 1.25 B, debt of 568.29 M, and cash on hands of 694.91 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Berkshire Hills fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.34 B | 1.25 B | 568.29 M | 694.91 M |
Berkshire Hills Investor Information
About 80.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.15. Some equities with similar Price to Book (P/B) outperform the market in the long run. Berkshire Hills Bancorp has Price/Earnings To Growth (PEG) ratio of 1.74. The entity last dividend was issued on the 14th of November 2024. Based on the key indicators related to Berkshire Hills' liquidity, profitability, solvency, and operating efficiency, Berkshire Hills Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Total Cash From Operating Activities | 187.3 M | 178.3 M |
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Berkshire Hills Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Berkshire suggests not a very effective usage of assets in January.Berkshire Hills Ownership Allocation
Berkshire Hills holds a total of 42.98 Million outstanding shares. The majority of Berkshire Hills Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Berkshire Hills Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Berkshire Hills. Please pay attention to any change in the institutional holdings of Berkshire Hills Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Berkshire Hills Profitability Analysis
The company reported the previous year's revenue of 576.3 M. Net Income was 69.6 M with profit before overhead, payroll, taxes, and interest of 344.86 M.Berkshire Hills Past Distributions to stockholders
| 10th of October 2024 | ||
| 28th of June 2024 | ||
| 4th of April 2024 | ||
| 30th of November 2023 | ||
| 31st of August 2023 | ||
| 1st of June 2023 | ||
| 2nd of March 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Berkshire Hills' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Berkshire Hills and how it compares across the competition.
About Berkshire Hills Valuation
The stock valuation mechanism determines Berkshire Hills' current worth on a weekly basis. Our valuation model uses a comparative analysis of Berkshire Hills. We calculate exposure to Berkshire Hills's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Berkshire Hills's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 371.4 M | 390 M | |
| Pretax Profit Margin | 0.16 | 0.17 | |
| Operating Profit Margin | 0.63 | 0.37 | |
| Net Profit Margin | 0.14 | 0.10 | |
| Gross Profit Margin | 0.50 | 0.35 |
A single share of Berkshire Hills represents a small ownership stake in the entity. As a stockholder of Berkshire, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Berkshire Hills Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 38.3 M, whereas Dividend Yield is forecasted to decline to 0.02. . At present, Berkshire Hills' Earnings Yield is projected to slightly decrease based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 20.14, whereas Retained Earnings are projected to grow to (28.3 M).
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 36.5 M | 38.3 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.52 | 0.44 | |
| Dividend Paid And Capex Coverage Ratio | 4.16 | 2.39 |
There are various types of dividends Berkshire Hills can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Berkshire shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Berkshire Hills Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Berkshire pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Berkshire Hills by the value of the dividends paid out.
Berkshire Hills Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 43.5 M | |
| Quarterly Earnings Growth Y O Y | 0.956 | |
| Forward Price Earnings | 12.3153 |
Berkshire Hills Current Valuation Indicators
Valuation refers to the process of determining the present value of Berkshire Hills Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Berkshire we look at many different elements of the entity such as Berkshire's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Berkshire Hills, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Berkshire Hills' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Berkshire Hills' worth.Complementary Tools for Berkshire Stock analysis
When running Berkshire Hills' price analysis, check to measure Berkshire Hills' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Berkshire Hills is operating at the current time. Most of Berkshire Hills' value examination focuses on studying past and present price action to predict the probability of Berkshire Hills' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Berkshire Hills' price. Additionally, you may evaluate how the addition of Berkshire Hills to your portfolios can decrease your overall portfolio volatility.
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