Carver Bancorp Valuation
| CARV Stock | USD 1.84 0.01 0.55% |
Based on Macroaxis valuation methodology, the firm appears to be overvalued. Carver Bancorp shows a prevailing Real Value of $1.5 per share. The current price of the firm is $1.84. Our model approximates the value of Carver Bancorp from analyzing the firm fundamentals such as Profit Margin of (0.13) %, return on equity of -0.0915, and Current Valuation of 42.43 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Carver Bancorp's valuation include:
Price Book 0.5187 | Enterprise Value 42.4 M | Price Sales 0.3255 | Enterprise Value Revenue 2.7504 |
Overvalued
Today
Please note that Carver Bancorp's price fluctuation is dangerous at this time. Calculation of the real value of Carver Bancorp is based on 3 months time horizon. Increasing Carver Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Carver stock is determined by what a typical buyer is willing to pay for full or partial control of Carver Bancorp. Since Carver Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Carver Stock. However, Carver Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 1.84 | Real 1.5 | Hype 1.83 |
The intrinsic value of Carver Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Carver Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Carver Bancorp helps investors to forecast how Carver stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Carver Bancorp more accurately as focusing exclusively on Carver Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Carver Bancorp's intrinsic value based on its ongoing forecasts of Carver Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Carver Bancorp's closest peers.
Carver Bancorp Cash |
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Carver Valuation Trend
Analysing the historical paterns of Carver Bancorp's enterprise value and its market capitalization is a good way to estimate and gauge the value of Carver Bancorp over time and is usually enough for investors to make rational market timing decisions.
Carver Bancorp Total Value Analysis
Carver Bancorp is currently projected to have valuation of 42.43 M with market capitalization of 8.53 M, debt of 57.15 M, and cash on hands of 43.38 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Carver Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
42.43 M | 8.53 M | 57.15 M | 43.38 M |
Carver Bancorp Investor Information
About 21.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.52. Some equities with similar Price to Book (P/B) outperform the market in the long run. Carver Bancorp recorded a loss per share of 0.79. The entity last dividend was issued on the 25th of August 2010. The firm had 1:15 split on the 1st of November 2011. Based on the analysis of Carver Bancorp's profitability, liquidity, and operating efficiency, Carver Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.Carver Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Carver indicates not a very effective usage of assets in November.Carver Bancorp Ownership Allocation
Carver Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares.Carver Bancorp Profitability Analysis
The company reported the previous year's revenue of 29.2 M. Net Loss for the year was (2.98 M) with profit before overhead, payroll, taxes, and interest of 27.22 M.About Carver Bancorp Valuation
Our relative valuation model uses a comparative analysis of Carver Bancorp. We calculate exposure to Carver Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Carver Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 29.2 M | 25.4 M | |
| Pretax Profit Margin | (0.10) | (0.11) | |
| Operating Profit Margin | (0.02) | (0.02) | |
| Net Loss | (0.10) | (0.11) | |
| Gross Profit Margin | 0.94 | 0.84 |
Carver Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Carver Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 4.8 M |
Carver Bancorp Current Valuation Indicators
Carver Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Carver Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Carver Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Carver Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Carver Bancorp's worth.Additional Tools for Carver Stock Analysis
When running Carver Bancorp's price analysis, check to measure Carver Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Carver Bancorp is operating at the current time. Most of Carver Bancorp's value examination focuses on studying past and present price action to predict the probability of Carver Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Carver Bancorp's price. Additionally, you may evaluate how the addition of Carver Bancorp to your portfolios can decrease your overall portfolio volatility.