Commercial National Valuation
| CEFC Stock | USD 9.50 0.49 4.90% |
At this time, the firm appears to be overvalued. Commercial National shows a prevailing Real Value of $7.87 per share. The current price of the firm is $9.5. Our model approximates the value of Commercial National from analyzing the firm fundamentals such as Return On Equity of 0.2, current valuation of 22.69 M, and Profit Margin of 0.36 % as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Commercial National's price fluctuation is not too volatile at this time. Calculation of the real value of Commercial National is based on 3 months time horizon. Increasing Commercial National's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Commercial National is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Commercial Pink Sheet. However, Commercial National's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 9.5 | Real 7.87 | Hype 9.5 | Naive 9.99 |
The real value of Commercial Pink Sheet, also known as its intrinsic value, is the underlying worth of Commercial National Company, which is reflected in its stock price. It is based on Commercial National's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Commercial National's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Commercial National Financial helps investors to forecast how Commercial pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Commercial National more accurately as focusing exclusively on Commercial National's fundamentals will not take into account other important factors: Commercial National Total Value Analysis
Commercial National Financial is currently forecasted to have valuation of 22.69 M with market capitalization of 43.46 M, debt of 37.4 M, and cash on hands of 80.37 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Commercial National fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
22.69 M | 43.46 M | 37.4 M | 80.37 M |
Commercial National Investor Information
The company has Price/Earnings To Growth (PEG) ratio of 1.58. Commercial National last dividend was issued on the 15th of December 2022. The entity had 105:100 split on the 12th of November 2003. Based on the analysis of Commercial National's profitability, liquidity, and operating efficiency, Commercial National Financial is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.Commercial National Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Commercial National has an asset utilization ratio of 9.16 percent. This indicates that the Company is making $0.0916 for each dollar of assets. An increasing asset utilization means that Commercial National Financial is more efficient with each dollar of assets it utilizes for everyday operations.Commercial National Profitability Analysis
The company reported the previous year's revenue of 22.35 M. Net Income was 6.37 M with profit before overhead, payroll, taxes, and interest of 19.8 M.Commercial National Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Commercial National's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Commercial National and how it compares across the competition.
About Commercial National Valuation
The pink sheet valuation mechanism determines Commercial National's current worth on a weekly basis. Our valuation model uses a comparative analysis of Commercial National. We calculate exposure to Commercial National's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Commercial National's related companies.Commercial National Financial Corporation operates as the holding company for Commercial Bank that provides various banking products and services to individuals, agricultural businesses, commercial businesses, and light industries in Michigan. The company was founded in 1893 and is headquartered in Ithaca, Michigan. Commercial Natl operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Commercial National's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Commercial National's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Commercial National's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Commercial National's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Commercial National's revenue streams: Identify Commercial National's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Commercial National's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Commercial National's growth potential: Evaluate Commercial National's management, business model, and growth potential.
- Determine Commercial National's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Commercial National's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of Commercial National represents a small ownership stake in the entity. As a stockholder of Commercial, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Commercial National Dividends Analysis For Valuation
Please note that Commercial National has scaled down on payment of dividends at this time.
There are various types of dividends Commercial National can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Commercial shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Commercial National Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Commercial pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Commercial National by the value of the dividends paid out.
Commercial National Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Quarterly Earnings Growth Y O Y | 0.067 | |
| Forward Price Earnings | 12.6743 | |
| Retained Earnings | 24.2 M |
Complementary Tools for Commercial Pink Sheet analysis
When running Commercial National's price analysis, check to measure Commercial National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Commercial National is operating at the current time. Most of Commercial National's value examination focuses on studying past and present price action to predict the probability of Commercial National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Commercial National's price. Additionally, you may evaluate how the addition of Commercial National to your portfolios can decrease your overall portfolio volatility.
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