FirstCash Valuation
| FCFS Stock | USD 185.30 3.71 2.04% |
At this time, the firm appears to be undervalued. FirstCash shows a prevailing Real Value of $205.56 per share. The current price of the firm is $185.3. Our model computes the value of FirstCash from reviewing the firm fundamentals such as Profit Margin of 0.09 %, shares outstanding of 43.98 M, and Current Valuation of 10.51 B as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting FirstCash's valuation include:
Price Book 3.5441 | Enterprise Value | Enterprise Value Ebitda 10.5147 | Price Sales 2.2115 | Forward PE 16.9779 |
Undervalued
Today
Please note that FirstCash's price fluctuation is very steady at this time. Calculation of the real value of FirstCash is based on 3 months time horizon. Increasing FirstCash's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the FirstCash stock is determined by what a typical buyer is willing to pay for full or partial control of FirstCash. Since FirstCash is currently traded on the exchange, buyers and sellers on that exchange determine the market value of FirstCash Stock. However, FirstCash's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 185.3 | Real 205.56 | Target 201.4 | Hype 187.35 | Naive 184.24 |
The intrinsic value of FirstCash's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence FirstCash's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of FirstCash helps investors to forecast how FirstCash stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of FirstCash more accurately as focusing exclusively on FirstCash's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use FirstCash's intrinsic value based on its ongoing forecasts of FirstCash's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against FirstCash's closest peers.
FirstCash Cash |
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FirstCash Total Value Analysis
FirstCash is currently forecasted to have valuation of 10.51 B with market capitalization of 8.1 B, debt of 2.82 B, and cash on hands of 110.41 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the FirstCash fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
10.51 B | 8.1 B | 2.82 B | 110.41 M |
FirstCash Investor Information
About 12.0% of the company shares are held by company insiders. The book value of FirstCash was currently reported as 51.77. The company has Price/Earnings To Growth (PEG) ratio of 2.28. FirstCash recorded earning per share (EPS) of 7.41. The entity last dividend was issued on the 18th of February 2026. The firm had 2:1 split on the 22nd of February 2006. FirstCash may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.12 | 0.1536 |
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| Operating Income | 590.3 M | 562.2 M |
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FirstCash Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. FirstCash has an asset utilization ratio of 69.07 percent. This implies that the Company is making $0.69 for each dollar of assets. An increasing asset utilization means that FirstCash is more efficient with each dollar of assets it utilizes for everyday operations.FirstCash Profitability Analysis
Considering the key profitability indicators obtained from FirstCash's historical financial statements, FirstCash may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in March. Profitability indicators assess FirstCash's ability to earn profits and add value for shareholders.Net Income | First Reported 1990-06-30 | Previous Quarter 82.8 M | Current Value 104.2 M | Quarterly Volatility 23.1 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.37 | 0.5167 |
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| Net Profit Margin | 0.0666 | 0.0902 |
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| Operating Profit Margin | 0.12 | 0.1536 |
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| Pretax Profit Margin | 0.1 | 0.1223 |
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| Return On Assets | 0.0605 | 0.0623 |
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| Return On Equity | 0.096 | 0.1451 |
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For FirstCash profitability analysis, we use financial ratios and fundamental drivers that measure the ability of FirstCash to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well FirstCash utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between FirstCash's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of FirstCash over time as well as its relative position and ranking within its peers.
FirstCash Earnings per Share Projection vs Actual
The next projected EPS of FirstCash is estimated to be 2.3317 with future projections ranging from a low of 2.21 to a high of 2.48. FirstCash's most recent 12-month trailing earnings per share (EPS TTM) is at 7.41. Please be aware that the consensus of earnings estimates for FirstCash is based on EPS before non-recurring items and includes expenses related to employee stock options.FirstCash Earnings Estimation Breakdown
The calculation of FirstCash's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of FirstCash is estimated to be 2.3317 with the future projection ranging from a low of 2.21 to a high of 2.48. Please be aware that this consensus of annual earnings estimates for FirstCash is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.21 Lowest | Expected EPS | 2.48 Highest |
FirstCash Earnings Projection Consensus
Suppose the current estimates of FirstCash's value are higher than the current market price of the FirstCash stock. In this case, investors may conclude that FirstCash is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and FirstCash's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 6 | 89.03% | 0.0 | 2.3317 | 7.41 |
FirstCash Ownership Allocation
FirstCash holds a total of 43.98 Million outstanding shares. The majority of FirstCash outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in FirstCash to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in FirstCash. Please pay attention to any change in the institutional holdings of FirstCash as this could imply that something significant has changed or is about to change at the company. Also note that almost two million eighty-nine thousand two hundred seventy-three invesors are currently shorting FirstCash expressing very little confidence in its future performance.FirstCash Profitability Analysis
The company reported the previous year's revenue of 3.66 B. Net Income was 330.38 M with profit before overhead, payroll, taxes, and interest of 2.16 B.FirstCash Past Distributions to stockholders
About FirstCash Valuation
The stock valuation mechanism determines FirstCash's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of FirstCash based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of FirstCash. We calculate exposure to FirstCash's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of FirstCash's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.9 B | 2 B | |
| Pretax Profit Margin | 0.12 | 0.10 | |
| Operating Profit Margin | 0.15 | 0.12 | |
| Net Profit Margin | 0.09 | 0.07 | |
| Gross Profit Margin | 0.52 | 0.37 |
A single share of FirstCash represents a small ownership stake in the entity. As a stockholder of FirstCash, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
FirstCash Dividends Analysis For Valuation
Dividends Paid is likely to gain to about (67.3 M) in 2026. Dividend Yield is likely to drop to 0.01 in 2026. At this time, FirstCash's Retained Earnings are comparatively stable compared to the past year. Price Earnings Ratio is likely to gain to 32.41 in 2026, whereas Retained Earnings Total Equity is likely to drop slightly above 633.1 M in 2026.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -70.9 M | -67.3 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.21 | 0.21 | |
| Dividend Paid And Capex Coverage Ratio | 3.12 | 2.71 |
There are various types of dividends FirstCash can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of FirstCash shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from FirstCash directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When FirstCash pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of FirstCash by the value of the dividends paid out.
FirstCash Growth Indicators
Investing in growth stocks can be very risky. If the company such as FirstCash does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 44.5 M | |
| Quarterly Earnings Growth Y O Y | 0.27 | |
| Forward Price Earnings | 16.9779 |
FirstCash Current Valuation Indicators
FirstCash's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final FirstCash's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as FirstCash, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use FirstCash's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes FirstCash's worth.Additional Tools for FirstCash Stock Analysis
When running FirstCash's price analysis, check to measure FirstCash's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FirstCash is operating at the current time. Most of FirstCash's value examination focuses on studying past and present price action to predict the probability of FirstCash's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FirstCash's price. Additionally, you may evaluate how the addition of FirstCash to your portfolios can decrease your overall portfolio volatility.