At this time, the firm appears to be overvalued. FirstCash shows a prevailing Real Value of $161.85 per share. The current price of the firm is $177.65. Our model computes the value of FirstCash from reviewing the firm fundamentals such as Current Valuation of 10.03 B, profit margin of 0.09 %, and Shares Outstanding of 44.13 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting FirstCash's valuation include:
Price Book
3.4312
Enterprise Value
10 B
Enterprise Value Ebitda
10.2485
Price Sales
2.1877
Forward PE
16.835
Overvalued
Today
177.65
Please note that FirstCash's price fluctuation is very steady at this time. Calculation of the real value of FirstCash is based on 3 months time horizon. Increasing FirstCash's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the FirstCash stock is determined by what a typical buyer is willing to pay for full or partial control of FirstCash. Since FirstCash is currently traded on the exchange, buyers and sellers on that exchange determine the market value of FirstCash Stock. However, FirstCash's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical
Market 177.65
Real 161.85
Target 189.6
Hype 171.89
Naive 169.64
The intrinsic value of FirstCash's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence FirstCash's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of FirstCash helps investors to forecast how FirstCash stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of FirstCash more accurately as focusing exclusively on FirstCash's fundamentals will not take into account other important factors:
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use FirstCash's intrinsic value based on its ongoing forecasts of FirstCash's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against FirstCash's closest peers.
FirstCash Cash
211.43 Million
FirstCash Revenue by Product
FirstCash Total Value Analysis
FirstCash is currently forecasted to have valuation of 10.03 B with market capitalization of 7.63 B, debt of 2.05 B, and cash on hands of 110.41 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the FirstCash fundamentals before making equity appraisal based on enterprise value of the company
About 92.0% of the company shares are owned by institutional investors. The book value of FirstCash was currently reported as 49.84. The company has Price/Earnings To Growth (PEG) ratio of 2.28. FirstCash recorded earning per share (EPS) of 6.97. The entity last dividend was issued on the 14th of November 2025. The firm had 2:1 split on the 22nd of February 2006. FirstCash is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in March.
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. FirstCash has an asset utilization ratio of 75.69 percent. This implies that the Company is making $0.76 for each dollar of assets. An increasing asset utilization means that FirstCash is more efficient with each dollar of assets it utilizes for everyday operations.
Oil Shock
Dot-com Bubble
Housing Crash
Credit Downgrade
Yuan Drop
Covid
Interest Hikes
FirstCash Profitability Analysis
Considering the key profitability indicators obtained from FirstCash's historical financial statements, FirstCash's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess FirstCash's ability to earn profits and add value for shareholders.
For FirstCash profitability analysis, we use financial ratios and fundamental drivers that measure the ability of FirstCash to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well FirstCash utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between FirstCash's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of FirstCash over time as well as its relative position and ranking within its peers.
FirstCash Earnings per Share Projection vs Actual
By analyzing FirstCash's earnings estimates, investors can diagnose different trends across FirstCash's analyst sentiment over time as well as compare current EPS estimates against different timeframes. Please be aware that the consensus of earnings estimates for FirstCash is based on EPS before non-recurring items and includes expenses related to employee stock options.
Dot-com Bubble
Housing Crash
Credit Downgrade
Yuan Drop
Covid
Interest Hikes
FirstCash is projected to generate 2.535825 in earnings per share on the 31st of December 2026. FirstCash earnings estimates show analyst consensus about projected FirstCash EPS (Earning Per Share). It derives the highest and the lowest estimates based on FirstCash's historical volatility. Many public companies, such as FirstCash, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.
FirstCash Ownership Allocation
FirstCash holds a total of 44.13 Million outstanding shares. The majority of FirstCash outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in FirstCash to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in FirstCash. Please pay attention to any change in the institutional holdings of FirstCash as this could imply that something significant has changed or is about to change at the company. Also note that almost one million six hundred fifty thousand six hundred seventeen invesors are currently shorting FirstCash expressing very little confidence in its future performance.
FirstCash Profitability Analysis
The company reported the previous year's revenue of 3.39 B. Net Income was 258.81 M with profit before overhead, payroll, taxes, and interest of 2.09 B.
The stock valuation mechanism determines FirstCash's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of FirstCash based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of FirstCash. We calculate exposure to FirstCash's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of FirstCash's related companies.
FirstCash's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether FirstCash's value is low or high relative to the company's performance and growth projections. Determining the market value of FirstCash can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of FirstCash represents a small ownership stake in the entity. As a stockholder of FirstCash, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
There are various types of dividends FirstCash can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of FirstCash shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from FirstCash directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When FirstCash pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of FirstCash by the value of the dividends paid out.
FirstCash Growth Indicators
Investing in growth stocks can be very risky. If the company such as FirstCash does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding
45 M
Quarterly Earnings Growth Y O Y
0.292
Forward Price Earnings
16.835
FirstCash Current Valuation Indicators
FirstCash's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final FirstCash's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as FirstCash, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use FirstCash's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes FirstCash's worth.
Additional Tools for FirstCash Stock Analysis
When running FirstCash's price analysis, check to measure FirstCash's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FirstCash is operating at the current time. Most of FirstCash's value examination focuses on studying past and present price action to predict the probability of FirstCash's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FirstCash's price. Additionally, you may evaluate how the addition of FirstCash to your portfolios can decrease your overall portfolio volatility.