FirstCash Key Fundamental Indicators

FirstCash Balance Sheet		Trends
Current Value Last Year Historical Average  10 Year Trend Total Assets 5.6 B 5.3 B 2.4 B Slightly volatile Short and Long Term Debt Total 3 B 2.8 B 1 B Slightly volatile Total Current Liabilities 428.2 M 407.8 M 188.8 M Slightly volatile Total Stockholder Equity 2.4 B 2.3 B 1.2 B Slightly volatile Property Plant And Equipment Net 1.2 B 1.2 B 503.4 M Slightly volatile Cash 131.5 M 125.2 M 90.1 M Slightly volatile Non Current Assets Total 3.6 B 3.4 B 1.6 B Slightly volatile Non Currrent Assets Other 12.4 M 9.8 M 18 M Very volatile Cash And Short Term Investments 131.5 M 125.2 M 90.1 M Slightly volatile Net Receivables 1.2 B 1.1 B 439.6 M Slightly volatile Common Stock Shares Outstanding 31.9 M 44.5 M 36.5 M Slightly volatile Liabilities And Stockholders Equity 5.6 B 5.3 B 2.4 B Slightly volatile Non Current Liabilities Total 2.7 B 2.6 B 1 B Slightly volatile Inventory 511.6 M 487.2 M 229.9 M Slightly volatile Total Liabilities 3.2 B 3 B 1.2 B Slightly volatile Property Plant And Equipment Gross 1.8 B 1.7 B 577.9 M Slightly volatile Total Current Assets 1.9 B 1.9 B 826 M Slightly volatile Short Term Debt 233.7 M 222.6 M 102.8 M Slightly volatile Other Current Assets 153.7 M 146.4 M 66.5 M Slightly volatile Intangible Assets 242.7 M 231.1 M 172.1 M Slightly volatile Accounts Payable 223.2 M 212.6 M 51 M Slightly volatile Common Stock Total Equity 376.7 K 659 K 461.8 K Slightly volatile Common Stock 405 K 661.2 K 463.7 K Slightly volatile Other Assets 31.9 M 19.3 M 41.6 M Pretty Stable Property Plant Equipment 650.5 M 619.5 M 329.1 M Slightly volatile Good Will 2.1 B 2 B 964.7 M Slightly volatile Current Deferred Revenue 85.2 M 81.2 M 39 M Slightly volatile Capital Surpluse 1 B 2 B 1 B Slightly volatile Long Term Debt Total 762.6 M 726.3 M 403.3 M Slightly volatile Other Liabilities 183.2 M 174.5 M 83.4 M Slightly volatile Short and Long Term Debt 367.1 M 462.6 M 345.3 M Slightly volatile Deferred Long Term Asset Charges 10.5 M 11.2 M 9.7 M Slightly volatile Non Current Liabilities Other 245.3 M 233.6 M 103.4 M Slightly volatile Net Invested Capital 3.2 B 4.5 B 2.5 B Slightly volatile Net Working Capital 904.2 M 1.4 B 785.5 M Slightly volatile Capital Stock 597.9 K 661.2 K 528 K Slightly volatile Capital Lease Obligations 338.1 M 360.2 M 294.7 M Slightly volatile
FirstCash Income Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Total Revenue 3.8 B 3.7 B 1.8 B Slightly volatile Gross Profit 2 B 1.9 B 907.9 M Slightly volatile Other Operating Expenses 3.3 B 3.1 B 1.5 B Slightly volatile Operating Income 590.3 M 562.2 M 243.2 M Slightly volatile EBIT 597.3 M 568.9 M 244.7 M Slightly volatile EBITDA 1 B 999.8 M 406.3 M Slightly volatile Cost Of Revenue 1.9 B 1.8 B 845.3 M Slightly volatile Total Operating Expenses 1.4 B 1.3 B 664.7 M Slightly volatile Income Before Tax 469.9 M 447.6 M 202.2 M Slightly volatile Net Income 346.9 M 330.4 M 150 M Slightly volatile Income Tax Expense 123 M 117.2 M 52.5 M Slightly volatile Depreciation And Amortization 452.5 M 430.9 M 161.6 M Slightly volatile Selling General Administrative 244.5 M 232.8 M 112.5 M Slightly volatile Selling And Marketing Expenses 1.1 B 1.1 B 188.8 M Slightly volatile Net Income Applicable To Common Shares 306.1 M 291.5 M 147.3 M Slightly volatile Net Income From Continuing Ops 182.6 M 330.4 M 161.3 M Slightly volatile Non Operating Income Net Other 222.4 K 250.2 K 273.1 K Slightly volatile Tax Provision 62.4 M 117.2 M 48.3 M Slightly volatile Interest Income 2.3 M 2.9 M 6.5 M Slightly volatile Reconciled Depreciation 220.9 M 430.9 M 142.1 M Slightly volatile Extraordinary Items 1.3 M 1.3 M 13.6 M Slightly volatile
FirstCash Cash Flow Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Begin Period Cash Flow 183.8 M 175.1 M 89.7 M Slightly volatile Depreciation 452.5 M 430.9 M 161.6 M Slightly volatile Capital Expenditures 122.7 M 116.8 M 43.1 M Slightly volatile End Period Cash Flow 131.5 M 125.2 M 90.2 M Slightly volatile Net Income 346.9 M 330.4 M 150 M Slightly volatile Stock Based Compensation 21.3 M 20.2 M 6.8 M Slightly volatile Cash Flows Other Operating 306.6 M 292 M 106 M Slightly volatile
Financial Ratios		Trends
Current Value Last Year Historical Average  10 Year Trend Price To Sales Ratio 2.97 1.9575 2.5245 Slightly volatile Dividend Yield 0.009 0.0099 0.0119 Slightly volatile PTB Ratio 3.64 3.1477 3.2834 Slightly volatile Days Sales Outstanding 65.57 109 87.9951 Very volatile Book Value Per Share 53.17 50.6341 29.9811 Slightly volatile Stock Based Compensation To Revenue 0.0041 0.0039 0.0028 Slightly volatile Capex To Depreciation 0.13 0.1155 1.0749 Slightly volatile PB Ratio 3.64 3.1477 3.2834 Slightly volatile EV To Sales 3.33 2.6929 2.921 Slightly volatile ROIC 0.0763 0.0811 0.0948 Slightly volatile Inventory Turnover 2.94 3.6318 3.5441 Slightly volatile Net Income Per Share 7.71 7.3474 3.6458 Slightly volatile Days Of Inventory On Hand 131 101 121 Slightly volatile Payables Turnover 7.91 8.3227 81.5744 Slightly volatile Sales General And Administrative To Revenue 0.1 0.0636 0.0723 Slightly volatile Capex To Revenue 0.0636 0.0319 0.0556 Slightly volatile Cash Per Share 2.92 2.7843 2.2943 Slightly volatile Interest Coverage 4.4 4.6353 58.7084 Slightly volatile Payout Ratio 0.21 0.2145 0.286 Pretty Stable Capex To Operating Cash Flow 0.19 0.1994 0.2876 Slightly volatile Days Payables Outstanding 46.05 43.8558 10.9622 Slightly volatile Income Quality 1.02 1.88 1.5027 Slightly volatile ROE 0.096 0.1451 0.1306 Slightly volatile PE Ratio 32.41 21.6921 30.0917 Slightly volatile Return On Tangible Assets 0.096 0.1085 0.1289 Slightly volatile Earnings Yield 0.0314 0.0461 0.0462 Very volatile Intangibles To Total Assets 0.3 0.4253 0.3895 Slightly volatile Current Ratio 6.35 4.5522 5.1516 Slightly volatile Receivables Turnover 6.06 3.3354 4.4438 Very volatile Graham Number 96.07 91.4911 48.7162 Slightly volatile Shareholders Equity Per Share 53.17 50.6341 29.9811 Slightly volatile Debt To Equity 0.68 1.2375 0.6496 Slightly volatile Capex Per Share 2.73 2.5981 1.0721 Slightly volatile Revenue Per Share 85.49 81.4198 41.8973 Slightly volatile Interest Debt Per Share 68.63 65.3594 24.2737 Slightly volatile Debt To Assets 0.35 0.5315 0.3461 Slightly volatile Enterprise Value Over EBITDA 19.01 9.8611 16.7231 Slightly volatile Price Earnings Ratio 32.41 21.6921 30.0917 Slightly volatile Operating Cycle 221 210 210 Pretty Stable Price Book Value Ratio 3.64 3.1477 3.2834 Slightly volatile Days Of Payables Outstanding 46.05 43.8558 10.9622 Slightly volatile Dividend Payout Ratio 0.21 0.2145 0.286 Pretty Stable Pretax Profit Margin 0.1 0.1223 0.1275 Slightly volatile Ebt Per Ebit 0.67 0.7961 0.8363 Slightly volatile Operating Profit Margin 0.12 0.1536 0.1467 Slightly volatile Effective Tax Rate 0.36 0.2618 0.2908 Slightly volatile Company Equity Multiplier 1.89 2.3282 1.7792 Slightly volatile Long Term Debt To Capitalization 0.55 0.5191 0.3554 Slightly volatile Total Debt To Capitalization 0.39 0.5531 0.3764 Slightly volatile Return On Capital Employed 0.12 0.1149 0.1374 Slightly volatile Debt Equity Ratio 0.68 1.2375 0.6496 Slightly volatile Ebit Per Revenue 0.12 0.1536 0.1467 Slightly volatile Quick Ratio 4.48 3.3575 3.6437 Slightly volatile Net Income Per E B T 0.52 0.7382 0.7057 Pretty Stable Cash Ratio 0.29 0.307 0.7992 Slightly volatile Cash Conversion Cycle 208 166 203 Slightly volatile Days Of Inventory Outstanding 131 101 121 Slightly volatile Days Of Sales Outstanding 65.57 109 87.9951 Very volatile Price To Book Ratio 3.64 3.1477 3.2834 Slightly volatile Fixed Asset Turnover 2.96 3.1193 4.4762 Slightly volatile Enterprise Value Multiple 19.01 9.8611 16.7231 Slightly volatile Debt Ratio 0.35 0.5315 0.3461 Slightly volatile Price Sales Ratio 2.97 1.9575 2.5245 Slightly volatile Return On Assets 0.0605 0.0623 0.0796 Slightly volatile Asset Turnover 0.67 0.6907 0.808 Slightly volatile Net Profit Margin 0.0666 0.0902 0.0903 Slightly volatile Gross Profit Margin 0.37 0.5167 0.5273 Slightly volatile Price Fair Value 3.64 3.1477 3.2834 Slightly volatile Return On Equity 0.096 0.1451 0.1306 Slightly volatile
FirstCash Valuation Data		Trends
Current Value Last Year Historical Average  10 Year Trend Market Cap 2.7 B 2.6 B 2.9 B Pretty Stable Enterprise Value 3.5 B 3.4 B 3.5 B Slightly volatile

FirstCash Fundamental Market Drivers

FirstCash Upcoming Events

FirstCash Profit Margin Driver Correlations

Altman Z Score Details

Piotroski F Score Details

Beneish M Score Details

Financial Analysis Details

Buy or Sell Advice Details

Earnings Projections Details

FirstCash 'What if' Analysis

Hype Prediction Low Estimated High 180.73 182.33 183.93 Details

Intrinsic Valuation Low Real High 163.70 193.72 195.32 Details

5 Analysts Consensus Low Target High 183.27 201.40 223.55 Details

Earnings Estimates (0) Low Projected EPS High 2.21 2.33 2.48 Details

Please note, it is not enough to conduct a financial or market analysis of a single entity such as FirstCash. Your research has to be compared to or analyzed against FirstCash's peers to derive any actionable benefits. When done correctly, FirstCash's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in FirstCash.

FirstCash February 14, 2026 Technical Indicators

FirstCash Backtested Returns

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Net Profit Margin Over Time

FirstCash Pretax Profit Margin

FirstCash Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining FirstCash's current stock value. Our valuation model uses many indicators to compare FirstCash value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across FirstCash competition to find correlations between indicators driving FirstCash's intrinsic value. More Info.FirstCash is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about  0.48  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for FirstCash is roughly  2.08 . At this time, FirstCash's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value FirstCash by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

FirstCash Profit Margin Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses FirstCash's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of FirstCash could also be used in its relative valuation, which is a method of valuing FirstCash by comparing valuation metrics of similar companies.

FirstCash ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, FirstCash's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to FirstCash's managers, analysts, and investors.

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