HomeTrust Bancshares Valuation
| HTBI Stock | USD 38.27 0.59 1.57% |
At this time, the firm appears to be overvalued. HomeTrust Bancshares retains a regular Real Value of $32.03 per share. The prevalent price of the firm is $38.27. Our model calculates the value of HomeTrust Bancshares from evaluating the firm fundamentals such as Return On Equity of 0.11, current valuation of 611.29 M, and Return On Asset of 0.012 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting HomeTrust Bancshares' valuation include:
Price Book 1.2232 | Enterprise Value 611.3 M | Price Sales 3.5239 | Forward PE 12.1212 | Trailing PE 12.6869 |
Overvalued
Today
Please note that HomeTrust Bancshares' price fluctuation is very steady at this time. Calculation of the real value of HomeTrust Bancshares is based on 3 months time horizon. Increasing HomeTrust Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since HomeTrust Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of HomeTrust Stock. However, HomeTrust Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 38.27 | Real 32.03 | Target 27.81 | Hype 37.58 | Naive 37.07 |
The intrinsic value of HomeTrust Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence HomeTrust Bancshares' stock price.
Estimating the potential upside or downside of HomeTrust Bancshares helps investors to forecast how HomeTrust stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of HomeTrust Bancshares more accurately as focusing exclusively on HomeTrust Bancshares' fundamentals will not take into account other important factors: When choosing an evaluation method for HomeTrust Bancshares, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
HomeTrust Bancshares Cash |
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HomeTrust Valuation Trend
HomeTrust Bancshares' real value analysis enables investors to forecast the earnings more efficiently. Using both HomeTrust Bancshares' enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
HomeTrust Revenue by Product
HomeTrust Bancshares Total Value Analysis
HomeTrust Bancshares is currently forecasted to have valuation of 611.29 M with market capitalization of 660.53 M, debt of 210.23 M, and cash on hands of 121.69 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the HomeTrust Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
611.29 M | 660.53 M | 210.23 M | 121.69 M |
HomeTrust Bancshares Investor Information
About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.22. Some equities with similar Price to Book (P/B) outperform the market in the long run. HomeTrust Bancshares has Price/Earnings To Growth (PEG) ratio of 2.62. The entity last dividend was issued on the 14th of November 2024. Based on the key indicators related to HomeTrust Bancshares' liquidity, profitability, solvency, and operating efficiency, HomeTrust Bancshares is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.21 | 0.37 |
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| Operating Income | 87.4 M | 83.2 M |
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HomeTrust Bancshares Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. HomeTrust Bancshares has an asset utilization ratio of 3.97 percent. This signifies that the Company is making $0.0397 for each dollar of assets. An increasing asset utilization means that HomeTrust Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.HomeTrust Bancshares Ownership Allocation
HomeTrust Bancshares has a total of 17.53 Million outstanding shares. Over half of HomeTrust Bancshares' outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.HomeTrust Bancshares Profitability Analysis
The company reported the previous year's revenue of 186.37 M. Net Income was 44.6 M with profit before overhead, payroll, taxes, and interest of 150.56 M.HomeTrust Bancshares Past Distributions to stockholders
About HomeTrust Bancshares Valuation
An absolute valuation paradigm, as applied to HomeTrust Stock, attempts to find the value of HomeTrust Bancshares based on its fundamental and basic technical indicators. By analyzing HomeTrust Bancshares's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of HomeTrust Bancshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of HomeTrust Bancshares. We calculate exposure to HomeTrust Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of HomeTrust Bancshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 214.3 M | 114.3 M | |
| Pretax Profit Margin | 0.31 | 0.32 | |
| Operating Profit Margin | 0.37 | 0.21 | |
| Net Profit Margin | 0.24 | 0.25 |
HomeTrust Bancshares Quarterly Retained Earnings |
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A single share of HomeTrust Bancshares represents a small ownership stake in the entity. As a stockholder of HomeTrust, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
HomeTrust Bancshares Dividends Analysis For Valuation
As of now, HomeTrust Bancshares' Dividends Paid is increasing as compared to previous years. The HomeTrust Bancshares' current Dividend Payout Ratio is estimated to increase to 0.20, while Dividend Yield is projected to decrease to 0.01. . The HomeTrust Bancshares' current Earning Assets is estimated to increase to about 494.6 M, while Retained Earnings are projected to decrease to under 219.2 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 7.2 M | 7.5 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.14 | 0.20 | |
| Dividend Paid And Capex Coverage Ratio | (0.75) | (0.71) |
There are various types of dividends HomeTrust Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of HomeTrust shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from HomeTrust Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When HomeTrust pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of HomeTrust Bancshares by the value of the dividends paid out.
HomeTrust Bancshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 15.8 M | |
| Quarterly Earnings Growth Y O Y | -0.133 | |
| Forward Price Earnings | 12.1212 |
HomeTrust Bancshares Current Valuation Indicators
Valuation refers to the process of determining the present value of HomeTrust Bancshares and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value HomeTrust we look at many different elements of the entity such as HomeTrust's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as HomeTrust Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use HomeTrust Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes HomeTrust Bancshares' worth.Complementary Tools for HomeTrust Stock analysis
When running HomeTrust Bancshares' price analysis, check to measure HomeTrust Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HomeTrust Bancshares is operating at the current time. Most of HomeTrust Bancshares' value examination focuses on studying past and present price action to predict the probability of HomeTrust Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HomeTrust Bancshares' price. Additionally, you may evaluate how the addition of HomeTrust Bancshares to your portfolios can decrease your overall portfolio volatility.
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