Insperity Valuation
| NSP Stock | USD 33.66 3.04 8.28% |
At this time, the firm appears to be undervalued. Insperity retains a regular Real Value of $35.51 per share. The prevalent price of the firm is $33.66. Our model calculates the value of Insperity from evaluating the firm fundamentals such as Return On Asset of 0.0067, current valuation of 1.46 B, and Return On Equity of 0.16 as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Insperity's valuation include:
Price Book 16.8672 | Enterprise Value | Enterprise Value Ebitda 14.9331 | Price Sales 0.2048 | Forward PE 14.3678 |
Undervalued
Today
Please note that Insperity's price fluctuation is very steady at this time. Calculation of the real value of Insperity is based on 3 months time horizon. Increasing Insperity's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Insperity's intrinsic value may or may not be the same as its current market price of 33.66, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 33.66 | Real 35.51 | Target 42.75 | Hype 33.19 |
The intrinsic value of Insperity's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Insperity's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Insperity helps investors to forecast how Insperity stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Insperity more accurately as focusing exclusively on Insperity's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Insperity's intrinsic value based on its ongoing forecasts of Insperity's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Insperity's closest peers.
Insperity Cash |
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Insperity Total Value Analysis
Insperity is now projected to have company total value of 1.46 B with market capitalization of 1.38 B, debt of 435 M, and cash on hands of 1.04 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Insperity fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.46 B | 1.38 B | 435 M | 1.04 B |
Insperity Investor Information
About 95.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 1.42. Insperity last dividend was issued on the 9th of December 2025. The entity had 2:1 split on the 19th of December 2017. Based on the key measurements obtained from Insperity's financial statements, Insperity is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.0201 | 0.016 |
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| Operating Income | 83.3 M | 134.6 M |
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Insperity Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Insperity connotes not a very effective usage of assets in February.Insperity Profitability Analysis
Based on the key profitability measurements obtained from Insperity's financial statements, Insperity is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess Insperity's ability to earn profits and add value for shareholders.Net Income | First Reported 1995-03-31 | Previous Quarter -5 M | Current Value -20 M | Quarterly Volatility 18.5 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.12 | 0.14 |
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| Net Profit Margin | 0.0138 | 0.0124 |
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| Operating Profit Margin | 0.0201 | 0.016 |
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| Pretax Profit Margin | 0.021 | 0.0172 |
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| Return On Assets | 0.0477 | 0.0315 |
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For Insperity profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Insperity to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Insperity utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Insperity's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Insperity over time as well as its relative position and ranking within its peers.
Insperity Earnings per Share Projection vs Actual
The next projected EPS of Insperity is estimated to be 0.609525 with future projections ranging from a low of 0.445 to a high of 0.700125. Insperity's most recent 12-month trailing earnings per share (EPS TTM) is at 0.48. Please be aware that the consensus of earnings estimates for Insperity is based on EPS before non-recurring items and includes expenses related to employee stock options.Insperity Earnings Estimation Breakdown
The calculation of Insperity's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Insperity is estimated to be 0.609525 with the future projection ranging from a low of 0.445 to a high of 0.700125. Please be aware that this consensus of annual earnings estimates for Insperity is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.45 Lowest | Expected EPS | 0.70 Highest |
Insperity Earnings Projection Consensus
Suppose the current estimates of Insperity's value are higher than the current market price of the Insperity stock. In this case, investors may conclude that Insperity is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Insperity's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 5 | 67.37% | 0.0 | 0.609525 | 0.48 |
Insperity Ownership Allocation
The majority of Insperity outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in Insperity to benefit from reduced commissions. Consequently, third-party entities are subject to a different set of regulations than regular investors in Insperity. Please pay attention to any change in the institutional holdings of Insperity as this could imply that something significant has changed or is about to change at the company.Insperity Profitability Analysis
The company reported the last year's revenue of 6.58 B. Total Income to common stockholders was 91 M with profit before taxes, overhead, and interest of 946 M.Insperity Past Distributions to stockholders
About Insperity Valuation
The stock valuation mechanism determines Insperity's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Insperity based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Insperity. We calculate exposure to Insperity's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Insperity's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.2 B | 1.3 B | |
| Pretax Profit Margin | 0.02 | 0.02 | |
| Operating Profit Margin | 0.02 | 0.02 | |
| Net Profit Margin | 0.01 | 0.01 | |
| Gross Profit Margin | 0.14 | 0.12 |
Insperity Quarterly Retained Earnings |
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A single share of Insperity represents a small ownership stake in the entity. As a stockholder of Insperity, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Insperity Dividends Analysis For Valuation
At this time, Insperity's Dividends Paid is relatively stable compared to the past year. As of 02/11/2026, Dividend Paid And Capex Coverage Ratio is likely to grow to 3.87, while Dividend Yield is likely to drop 0.02. . At this time, Insperity's Retained Earnings are relatively stable compared to the past year. As of 02/11/2026, Retained Earnings Total Equity is likely to grow to about 791.1 M, while Price Earnings Ratio is likely to drop 32.43.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 102.3 M | 107.5 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.88 | 0.49 | |
| Dividend Paid And Capex Coverage Ratio | 3.69 | 3.87 |
There are various types of dividends Insperity can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Insperity shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Insperity directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Insperity pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Insperity by the value of the dividends paid out.
Insperity Growth Indicators
Investing in growth stocks can be very risky. If the company such as Insperity does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 38 M | |
| Quarterly Earnings Growth Y O Y | -0.355 | |
| Forward Price Earnings | 14.3678 |
Insperity Current Valuation Indicators
Insperity's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Insperity's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Insperity, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Insperity's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Insperity's worth.Additional Tools for Insperity Stock Analysis
When running Insperity's price analysis, check to measure Insperity's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Insperity is operating at the current time. Most of Insperity's value examination focuses on studying past and present price action to predict the probability of Insperity's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Insperity's price. Additionally, you may evaluate how the addition of Insperity to your portfolios can decrease your overall portfolio volatility.