First Financial Bancorp Stock Today

FFBC Stock  USD 30.31  0.12  0.40%   

Performance

Solid

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
First Financial is trading at 30.31 as of the 14th of February 2026, a 0.40% increase since the beginning of the trading day. The stock's open price was 30.19. First Financial has a very small chance of experiencing financial distress in the next few years and had a solid performance during the last 90 days. The performance scores are derived for the period starting the 16th of November 2025 and ending today, the 14th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
26th of March 1990
Category
Financial Services
Classification
Financials
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio. The company has 104.5 M outstanding shares of which 3.68 M shares are currently shorted by private and institutional investors with about 3.02 trading days to cover. More on First Financial Bancorp

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Follow Valuation Options Odds of Bankruptcy
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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President CEO, DirectorArchie Brown
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, SP Small-Cap 600, Nasdaq Bank, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01350.0121
Moderately Up
Slightly volatile
Asset Turnover0.07360.0596
Fairly Up
Very volatile
Gross Profit Margin0.570.6843
Significantly Down
Very volatile
Total Current Liabilities18 B17.1 B
Sufficiently Up
Slightly volatile
Total Assets22.2 B21.1 B
Sufficiently Up
Slightly volatile
Total Current AssetsB4.7 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities316.6 M301.5 M
Sufficiently Up
Slightly volatile
Debt Levels
By employing borrowed capital, First Financial can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on First Financial's use of financial leverage and reveals what portion of First Financial's asset base relies on creditor financing.
Liquidity
First Financial Bancorp currently holds 1.19 B in liabilities with Debt to Equity (D/E) ratio of 9.07, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Financial's use of debt, we should always consider it together with its cash and equity.

Stock Based Compensation

18.95 Million
First Financial Bancorp (FFBC) is traded on NASDAQ Exchange in USA and employs 2,164 people. First Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 3.15 B. First Financial Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 104.5 M outstanding shares of which 3.68 M shares are currently shorted by private and institutional investors with about 3.02 trading days to cover. First Financial Bancorp currently holds about 584 M in cash with 262.16 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 6.16.
Check First Financial Probability Of Bankruptcy
Ownership Allocation
First Financial holds a total of 104.5 Million outstanding shares. The majority of First Financial Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Financial Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Financial. Please pay attention to any change in the institutional holdings of First Financial Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Morgan Stanley - Brokerage Accounts2025-06-30
M
Bank Of New York Mellon Corp2025-06-30
M
Millennium Management Llc2025-06-30
922.3 K
First Financial Bank, N.a. -tr Division2025-06-30
887.9 K
Bank Of America Corp2025-06-30
840.9 K
Qube Research & Technologies2025-06-30
786.3 K
Fisher Asset Management, Llc2025-06-30
770.6 K
Manufacturers Life Insurance Co2025-06-30
732.5 K
Bridgeway Capital Management, Llc2025-06-30
706.8 K
Blackrock Inc2025-06-30
13.8 M
Vanguard Group Inc2025-06-30
10.7 M
View First Financial Diagnostics

First Financial Historical Income Statement

At present, First Financial's Other Operating Expenses is projected to increase significantly based on the last few years of reporting. The current year's Operating Income is expected to grow to about 337.3 M, whereas Depreciation And Amortization is forecasted to decline to about 16.6 M. View More Fundamentals

First Stock Against Markets

First Financial Corporate Executives

Elected by the shareholders, the First Financial's board of directors comprises two types of representatives: First Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Financial's management team and ensure that shareholders' interests are well served. First Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
James AndersonEx CFOProfile
John GaviganCFO, Sr. VP and CFO of First Financial BankProfile
When determining whether First Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Financial. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.06)
Dividend Share
0.98
Earnings Share
2.66
Revenue Per Share
9.045
Quarterly Revenue Growth
0.245
First Financial Bancorp's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since First Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.