Wintrust Financial Valuation
| WTFC Stock | USD 133.63 2.80 2.14% |
At this time, the company appears to be overvalued. Wintrust Financial maintains a prevalent Real Value of $120.59 per share. The last-minute price of the company is $133.63. Our model calculates the value of Wintrust Financial from examining the company fundamentals such as Current Valuation of 9.04 B, return on asset of 0.0106, and Profit Margin of 0.28 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Wintrust Financial's valuation include:
Price Book 1.453 | Enterprise Value 9 B | Price Sales 3.8585 | Forward PE 12.6743 | Trailing PE 13.6995 |
Overvalued
Today
Please note that Wintrust Financial's price fluctuation is very steady at this time. Calculation of the real value of Wintrust Financial is based on 3 months time horizon. Increasing Wintrust Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Wintrust Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Wintrust Stock. However, Wintrust Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 133.63 | Real 120.59 | Target 92.54 | Hype 134.81 | Naive 132.29 |
The real value of Wintrust Stock, also known as its intrinsic value, is the underlying worth of Wintrust Financial Company, which is reflected in its stock price. It is based on Wintrust Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Wintrust Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Wintrust Financial helps investors to forecast how Wintrust stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Wintrust Financial more accurately as focusing exclusively on Wintrust Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Wintrust Financial's intrinsic value based on its ongoing forecasts of Wintrust Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Wintrust Financial's closest peers. If more than one evaluation category is relevant for Wintrust Financial we suggest using both methods to arrive at a better estimate.
Wintrust Financial Cash |
|
Wintrust Valuation Trend
Comparing Wintrust Financial's enterprise value against its market capitalization is a good way to estimate the value of Wintrust Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Wintrust Revenue by Product
Wintrust Financial Total Value Analysis
Wintrust Financial is at this time forecasted to have valuation of 9.04 B with market capitalization of 8.7 B, debt of 3.65 B, and cash on hands of 4.46 B. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Wintrust Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
9.04 B | 8.7 B | 3.65 B | 4.46 B |
Wintrust Financial Investor Information
About 93.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.45. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Wintrust Financial recorded earning per share (EPS) of 9.55. The entity last dividend was issued on the 7th of November 2024. The firm had 3:2 split on the 15th of March 2002. Based on the analysis of Wintrust Financial's profitability, liquidity, and operating efficiency, Wintrust Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.73 | 0.4849 |
|
| |||||
| Operating Income | 50.6 M | 53.3 M |
|
|
Wintrust Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Wintrust Financial has an asset utilization ratio of 5.14 percent. This indicates that the Company is making $0.0514 for each dollar of assets. An increasing asset utilization means that Wintrust Financial is more efficient with each dollar of assets it utilizes for everyday operations.Wintrust Financial Ownership Allocation
Wintrust Financial retains a total of 66.49 Million outstanding shares. The majority of Wintrust Financial outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in Wintrust Financial to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in Wintrust Financial. Please pay attention to any change in the institutional holdings of Wintrust Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company shows, if the real value of the company is less than the current market value, you may not be able to make money on it.Wintrust Financial Profitability Analysis
The company reported the previous year's revenue of 2.89 B. Net Income was 1.84 B with profit before overhead, payroll, taxes, and interest of 1.88 B.Wintrust Financial Past Distributions to stockholders
| 22nd of August 2024 | ||
| 23rd of May 2024 | ||
| 22nd of February 2024 | ||
| 24th of November 2023 | ||
| 24th of August 2023 | ||
| 25th of May 2023 | ||
| 23rd of February 2023 | ||
| 25th of November 2022 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Wintrust Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Wintrust Financial and how it compares across the competition.
About Wintrust Financial Valuation
The stock valuation mechanism determines Wintrust Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Wintrust Financial. We calculate exposure to Wintrust Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Wintrust Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 2.9 B | 3 B | |
| Pretax Profit Margin | 0.39 | 0.20 | |
| Operating Profit Margin | 0.48 | 0.73 | |
| Net Profit Margin | 0.29 | 0.30 | |
| Gross Profit Margin | 0.90 | 0.78 |
A single share of Wintrust Financial represents a small ownership stake in the entity. As a stockholder of Wintrust, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Wintrust Financial Dividends Analysis For Valuation
At present, Wintrust Financial's Dividend Yield is projected to increase slightly based on the last few years of reporting. The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 4.54, whereas Dividend Payout Ratio is forecasted to decline to 0.14. . At present, Wintrust Financial's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.12, whereas Earning Assets are forecasted to decline to about 5 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 28 M | 31.8 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.20 | 0.14 | |
| Dividend Paid And Capex Coverage Ratio | 4.33 | 4.54 |
There are various types of dividends Wintrust Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Wintrust shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Wintrust Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Wintrust pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Wintrust Financial by the value of the dividends paid out.
Wintrust Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 62.1 M | |
| Quarterly Earnings Growth Y O Y | -0.024 | |
| Forward Price Earnings | 12.6743 |
Wintrust Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Wintrust Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Wintrust we look at many different elements of the entity such as Wintrust's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Wintrust Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Wintrust Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Wintrust Financial's worth.Complementary Tools for Wintrust Stock analysis
When running Wintrust Financial's price analysis, check to measure Wintrust Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Wintrust Financial is operating at the current time. Most of Wintrust Financial's value examination focuses on studying past and present price action to predict the probability of Wintrust Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Wintrust Financial's price. Additionally, you may evaluate how the addition of Wintrust Financial to your portfolios can decrease your overall portfolio volatility.
| Cryptocurrency Center Build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency | |
| Equity Valuation Check real value of public entities based on technical and fundamental data | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format | |
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Portfolio Optimization Compute new portfolio that will generate highest expected return given your specified tolerance for risk | |
| Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk | |
| Portfolio Manager State of the art Portfolio Manager to monitor and improve performance of your invested capital | |
| Price Transformation Use Price Transformation models to analyze the depth of different equity instruments across global markets | |
| Commodity Directory Find actively traded commodities issued by global exchanges |