Wintrust Financial Stock Analysis

Wintrust Stock Analysis Notes

About 98.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.44. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Wintrust Financial recorded earning per share (EPS) of 11.09. The entity last dividend was issued on the 6th of November 2025. The firm had 3:2 split on the 15th of March 2002. Wintrust Financial Corporation operates as a financial holding company. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois. Wintrust Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 52 people. For more information please call Edward Wehmer at (847) 939-9000 or visit https://www.wintrust.com.

Wintrust Financial Investment Alerts

Wintrust Financial Upcoming and Recent Events

Wintrust Largest EPS Surprises

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Wintrust Financial Environmental, Social, and Governance (ESG) Scores

Wintrust Stock Institutional Investors

Note, although Wintrust Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Wintrust Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 9.74 B.

Wintrust Profitablity

The company has Profit Margin (PM) of 0.31 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.46 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.46.

Management Efficiency

Wintrust Financial has return on total asset (ROA) of 0.0118 % which means that it generated a profit of $0.0118 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1169 %, meaning that it created $0.1169 on every $100 dollars invested by stockholders. Wintrust Financial's management efficiency ratios could be used to measure how well Wintrust Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of January 6, 2026, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.05. At present, Wintrust Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2.5 B, whereas Net Tangible Assets are forecasted to decline to about 2.4 B.

Technical Drivers

As of the 6th of January, Wintrust Financial maintains the Mean Deviation of 1.31, market risk adjusted performance of 0.4416, and Downside Deviation of 1.87. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Wintrust Financial, as well as the relationship between them.

Wintrust Financial Price Movement Analysis

Wintrust Financial Insider Trading Activities

Wintrust Financial Outstanding Bonds

Wintrust Financial Predictive Daily Indicators

Wintrust Financial Corporate Filings

Wintrust Financial Forecast Models

Wintrust Financial's time-series forecasting models are one of many Wintrust Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Wintrust Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Wintrust Financial Bond Ratings

Wintrust Financial financial ratings play a critical role in determining how much Wintrust Financial have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Wintrust Financial's borrowing costs.

Wintrust Financial Debt to Cash Allocation

Wintrust Financial currently holds 4.24 B in liabilities with Debt to Equity (D/E) ratio of 8.74, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Wintrust Financial's use of debt, we should always consider it together with its cash and equity.

Wintrust Financial Total Assets Over Time

Wintrust Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Wintrust Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Wintrust Financial Debt Ratio

7.45

It looks as if most of the Wintrust Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Wintrust Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Wintrust Financial, which in turn will lower the firm's financial flexibility.

Wintrust Financial Corporate Bonds Issued

Wintrust Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Wintrust Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Wintrust shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Wintrust Financial. By using and applying Wintrust Stock analysis, traders can create a robust methodology for identifying Wintrust entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Wintrust analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Wintrust analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Wintrust Financial stock analysis indicators help investors evaluate how Wintrust Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Wintrust Financial shares will generate the highest return on investment. By understating and applying Wintrust Financial stock analysis, traders can identify Wintrust Financial position entry and exit signals to maximize returns.

When running Wintrust Financial's price analysis, check to measure Wintrust Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Wintrust Financial is operating at the current time. Most of Wintrust Financial's value examination focuses on studying past and present price action to predict the probability of Wintrust Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Wintrust Financial's price. Additionally, you may evaluate how the addition of Wintrust Financial to your portfolios can decrease your overall portfolio volatility.