Wintrust Financial Earnings Estimate

WTFC Stock  USD 156.07  2.50  1.58%   
The next projected EPS of Wintrust Financial is estimated to be 2.94 with future projections ranging from a low of 2.82 to a high of 3.116. Wintrust Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 11.21. Please be aware that the consensus of earnings estimates for Wintrust Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Wintrust Financial is projected to generate 2.94 in earnings per share on the 31st of March 2026. Wintrust Financial earnings estimates show analyst consensus about projected Wintrust Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on Wintrust Financial's historical volatility. Many public companies, such as Wintrust Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Wintrust Financial Revenue Breakdown by Earning Segment

By analyzing Wintrust Financial's earnings estimates, investors can diagnose different trends across Wintrust Financial's analyst sentiment over time as well as compare current estimates against different timeframes. The current year's Gross Profit is expected to grow to about 2.8 B, whereas Pretax Profit Margin is forecasted to decline to 0.15. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Wintrust Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
For information on how to trade Wintrust Stock refer to our How to Trade Wintrust Stock guide.

Wintrust Financial Earnings Estimation Breakdown

The calculation of Wintrust Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Wintrust Financial is estimated to be 2.94 with the future projection ranging from a low of 2.82 to a high of 3.116. Please be aware that this consensus of annual earnings estimates for Wintrust Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
3.15
2.82
Lowest
Expected EPS
2.94
3.12
Highest

Wintrust Financial Earnings Projection Consensus

Suppose the current estimates of Wintrust Financial's value are higher than the current market price of the Wintrust Financial stock. In this case, investors may conclude that Wintrust Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Wintrust Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2023Current EPS (TTM)
1490.32%
3.15
2.94
11.21

Wintrust Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Wintrust Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Wintrust Financial predict the company's earnings will be in the future. The higher the earnings per share of Wintrust Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Wintrust Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Wintrust Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Wintrust Financial should always be considered in relation to other companies to make a more educated investment decision.

Wintrust Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Wintrust Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-19
2025-12-312.913.150.24
2025-10-20
2025-09-302.73.060.3613 
2025-07-21
2025-06-302.622.820.2
2025-04-21
2025-03-312.492.690.2
2025-01-21
2024-12-312.472.630.16
2024-10-21
2024-09-302.512.47-0.04
2024-07-17
2024-06-302.422.32-0.1
2024-04-17
2024-03-312.422.890.4719 
2024-01-17
2023-12-312.491.87-0.6224 
2023-10-17
2023-09-302.42.530.13
2023-07-19
2023-06-302.382.380.0
2023-04-19
2023-03-312.542.80.2610 
2023-01-18
2022-12-312.582.23-0.3513 
2022-10-18
2022-09-302.072.210.14
2022-07-20
2022-06-301.691.49-0.211 
2022-04-19
2022-03-311.552.070.5233 
2022-01-19
2021-12-311.531.580.05
2021-10-19
2021-09-301.521.770.2516 
2021-07-19
2021-06-301.611.680.07
2021-04-19
2021-03-311.412.541.1380 
2021-01-20
2020-12-311.411.630.2215 
2020-10-21
2020-09-301.121.670.5549 
2020-07-21
2020-06-300.70.34-0.3651 
2020-04-21
2020-03-310.741.040.340 
2020-01-21
2019-12-311.581.44-0.14
2019-10-16
2019-09-301.621.690.07
2019-07-15
2019-06-301.651.38-0.2716 
2019-04-15
2019-03-311.531.52-0.01
2019-01-22
2018-12-311.571.35-0.2214 
2018-10-17
2018-09-301.541.570.03
2018-07-17
2018-06-301.441.530.09
2018-04-16
2018-03-311.281.40.12
2018-01-22
2017-12-311.131.02-0.11
2017-10-18
2017-09-301.081.120.04
2017-07-18
2017-06-300.991.110.1212 
2017-04-18
2017-03-310.91.00.111 
2017-01-18
2016-12-310.910.940.03
2016-10-17
2016-09-300.90.920.02
2016-07-19
2016-06-300.860.90.04
2016-04-18
2016-03-310.730.820.0912 
2016-01-19
2015-12-310.780.64-0.1417 
2015-10-14
2015-09-300.840.69-0.1517 
2015-07-15
2015-06-300.80.850.05
2015-04-15
2015-03-310.740.760.02
2015-01-15
2014-12-310.770.75-0.02
2014-10-16
2014-09-300.780.790.01
2014-07-14
2014-06-300.710.760.05
2014-04-15
2014-03-310.670.680.01
2014-01-21
2013-12-310.70.70.0
2013-10-14
2013-09-300.640.710.0710 
2013-07-16
2013-06-300.610.690.0813 
2013-04-17
2013-03-310.590.650.0610 
2013-01-17
2012-12-310.590.610.02
2012-10-16
2012-09-300.560.660.117 
2012-07-18
2012-06-300.470.520.0510 
2012-04-18
2012-03-310.410.50.0921 
2012-01-18
2011-12-310.370.410.0410 
2011-10-25
2011-09-300.530.650.1222 
2011-07-27
2011-06-300.30.25-0.0516 
2011-04-20
2011-03-310.280.360.0828 
2011-01-24
2010-12-310.210.270.0628 
2010-10-27
2010-09-300.260.470.2180 
2010-07-28
2010-06-300.380.25-0.1334 
2010-04-28
2010-03-310.260.410.1557 
2010-01-27
2009-12-310.750.90.1520 
2009-10-27
2009-09-300.271.070.8296 
2009-07-29
2009-06-30-0.210.060.27128 
2009-04-29
2009-03-31-0.080.060.14175 
2009-01-28
2008-12-31-0.020.020.04200 
2008-10-22
2008-09-300.34-0.13-0.47138 
2008-07-23
2008-06-300.610.47-0.1422 
2008-04-21
2008-03-310.520.4-0.1223 
2008-01-23
2007-12-310.590.650.0610 
2007-10-22
2007-09-300.640.4-0.2437 
2007-07-23
2007-06-300.620.620.0
2007-04-23
2007-03-310.570.570.0
2007-01-22
2006-12-310.610.57-0.04
2006-10-23
2006-09-300.660.56-0.115 
2006-07-24
2006-06-300.70.69-0.01
2006-04-20
2006-03-310.750.760.01
2006-01-19
2005-12-310.730.730.0
2005-10-20
2005-09-300.710.720.01
2005-07-21
2005-06-300.680.70.02
2005-04-21
2005-03-310.640.650.01
2005-01-20
2004-12-310.620.620.0
2004-10-21
2004-09-300.590.60.01
2004-07-19
2004-06-300.560.580.02
2004-04-19
2004-03-310.530.540.01
2004-01-20
2003-12-310.510.520.01
2003-10-16
2003-09-300.490.530.04
2003-07-17
2003-06-300.450.490.04
2003-04-17
2003-03-310.430.450.02
2003-01-16
2002-12-310.420.430.01
2002-10-17
2002-09-300.40.40.0
2002-07-18
2002-06-300.360.370.01
2002-04-19
2002-03-310.350.350.0
2002-01-17
2001-12-310.320.330.01
2001-10-16
2001-09-300.30.330.0310 
2001-07-18
2001-06-300.30.320.02
2001-04-20
2001-03-310.280.310.0310 
2001-01-22
2000-12-310.280.290.01
2000-10-20
2000-09-300.260.270.01
2000-07-20
2000-06-300.250.250.0
2000-04-20
2000-03-310.240.23-0.01
2000-01-24
1999-12-310.220.21-0.01
1999-10-20
1999-09-300.20.20.0
1999-07-21
1999-06-300.180.180.0
1999-04-23
1999-03-310.160.15-0.01
1999-01-22
1998-12-310.20.17-0.0315 
1998-10-21
1998-09-300.150.190.0426 
1998-07-29
1998-06-300.150.12-0.0320 
1998-04-21
1998-03-310.090.08-0.0111 
1998-01-27
1997-12-310.20.13-0.0735 
1997-10-27
1997-09-300.110.1-0.01
1997-08-04
1997-06-300.050.090.0480 

About Wintrust Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Wintrust Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Wintrust Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Wintrust Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings4.5 B4.8 B
Retained Earnings Total Equity2.8 BB
Earning Assets8.2 BB
Earnings Yield 0.09  0.05 
Price Earnings Ratio 11.37  10.48 
Price Earnings To Growth Ratio 1.07  1.13 

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When determining whether Wintrust Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Wintrust Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Wintrust Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Wintrust Financial Stock:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Wintrust Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
For information on how to trade Wintrust Stock refer to our How to Trade Wintrust Stock guide.
You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.
Will Regional Banks sector continue expanding? Could Wintrust diversify its offerings? Factors like these will boost the valuation of Wintrust Financial. Anticipated expansion of Wintrust directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Wintrust Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.194
Dividend Share
2
Earnings Share
11.21
Revenue Per Share
39.287
Quarterly Revenue Growth
0.105
Investors evaluate Wintrust Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Wintrust Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Wintrust Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Wintrust Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Wintrust Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Wintrust Financial's market price signifies the transaction level at which participants voluntarily complete trades.