Provident Financial Earnings Estimate

PFS Stock  USD 18.06  0.10  0.56%   
The next projected EPS of Provident Financial is estimated to be 0.47 with future projections ranging from a low of 0.46 to a high of 0.48. Provident Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 1.05. Please be aware that the consensus of earnings estimates for Provident Financial Services is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Provident Financial is projected to generate 0.47 in earnings per share on the 31st of March 2025. Provident Financial earnings estimates show analyst consensus about projected Provident Financial Services EPS (Earning Per Share). It derives the highest and the lowest estimates based on Provident Financial's historical volatility. Many public companies, such as Provident Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Provident Financial Revenue Breakdown by Earning Segment

By analyzing Provident Financial's earnings estimates, investors can diagnose different trends across Provident Financial's analyst sentiment over time as well as compare current estimates against different timeframes. At this time, Provident Financial's Gross Profit is comparatively stable compared to the past year. Operating Profit Margin is likely to gain to 1.19 in 2025, whereas Pretax Profit Margin is likely to drop 0.14 in 2025.
  
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Provident Financial Earnings Estimation Breakdown

The calculation of Provident Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Provident Financial is estimated to be 0.47 with the future projection ranging from a low of 0.46 to a high of 0.48. Please be aware that this consensus of annual earnings estimates for Provident Financial Services is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.49
0.46
Lowest
Expected EPS
0.47
0.48
Highest

Provident Financial Earnings Projection Consensus

Suppose the current estimates of Provident Financial's value are higher than the current market price of the Provident Financial stock. In this case, investors may conclude that Provident Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Provident Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
688.99%
0.4928
0.47
1.05

Provident Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Provident Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Provident Financial Services predict the company's earnings will be in the future. The higher the earnings per share of Provident Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.
JavaScript chart by amCharts 3.21.15SepMarMarSepDecDec-0.2-0.10.00.10.20.30.40.50.60.7
JavaScript chart by amCharts 3.21.15Highest Estimate Lowest Estimate Estimated EPS Actual EPS

Provident Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Provident Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Provident Financial should always be considered in relation to other companies to make a more educated investment decision.
JavaScript chart by amCharts 3.21.15SepMarMarSepDecDec-0.2-0.10.00.10.20.30.40.50.60.7
JavaScript chart by amCharts 3.21.15Actual Estimated

Provident Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Provident Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-23
2024-12-310.4980.4928-0.0052
2024-10-29
2024-09-300.470.36-0.1123 
2024-07-25
2024-06-300.35-0.11-0.46131 
2024-04-18
2024-03-310.40.430.03
2024-01-25
2023-12-310.40.440.0410 
2023-10-26
2023-09-300.380.410.03
2023-07-27
2023-06-300.440.43-0.01
2023-04-27
2023-03-310.580.54-0.04
2023-01-27
2022-12-310.630.660.03
2022-10-28
2022-09-300.580.580.0
2022-07-29
2022-06-300.520.530.01
2022-04-29
2022-03-310.460.580.1226 
2022-01-28
2021-12-310.470.490.02
2021-10-29
2021-09-300.470.490.02
2021-07-30
2021-06-300.450.580.1328 
2021-04-30
2021-03-310.440.630.1943 
2021-01-29
2020-12-310.40.530.1332 
2020-10-30
2020-09-300.180.390.21116 
2020-07-30
2020-06-300.170.230.0635 
2020-04-30
2020-03-310.340.24-0.129 
2020-01-31
2019-12-310.430.4-0.03
2019-10-25
2019-09-300.450.490.04
2019-07-26
2019-06-300.470.38-0.0919 
2019-04-26
2019-03-310.460.480.02
2019-02-01
2018-12-310.490.550.0612 
2018-10-26
2018-09-300.460.540.0817 
2018-07-27
2018-06-300.40.3-0.125 
2018-04-27
2018-03-310.430.430.0
2018-01-26
2017-12-310.390.36-0.03
2017-10-27
2017-09-300.370.410.0410 
2017-07-28
2017-06-300.360.380.02
2017-04-28
2017-03-310.360.370.01
2017-01-27
2016-12-310.360.35-0.01
2016-10-28
2016-09-300.350.360.01
2016-07-29
2016-06-300.340.340.0
2016-04-29
2016-03-310.340.33-0.01
2016-01-29
2015-12-310.330.340.01
2015-10-30
2015-09-300.350.33-0.02
2015-07-31
2015-06-300.330.350.02
2015-04-24
2015-03-310.330.32-0.01
2015-01-30
2014-12-310.340.340.0
2014-10-29
2014-09-300.320.3-0.02
2014-07-25
2014-06-300.310.28-0.03
2014-04-25
2014-03-310.30.30.0
2014-01-31
2013-12-310.310.310.0
2013-10-25
2013-09-300.270.280.01
2013-07-26
2013-06-300.290.340.0517 
2013-04-26
2013-03-310.280.310.0310 
2013-02-01
2012-12-310.270.290.02
2012-10-26
2012-09-300.280.280.0
2012-07-27
2012-06-300.280.280.0
2012-04-27
2012-03-310.270.320.0518 
2012-01-27
2011-12-310.270.26-0.01
2011-10-28
2011-09-300.270.270.0
2011-07-29
2011-06-300.250.250.0
2011-04-28
2011-03-310.240.240.0
2011-01-28
2010-12-310.240.23-0.01
2010-10-29
2010-09-300.240.240.0
2010-07-30
2010-06-300.190.230.0421 
2010-04-22
2010-03-310.150.20.0533 
2010-01-29
2009-12-310.170.12-0.0529 
2009-10-22
2009-09-300.140.150.01
2009-07-23
2009-06-300.10.110.0110 
2009-05-01
2009-03-310.150.160.01
2009-01-29
2008-12-310.220.13-0.0940 
2008-10-23
2008-09-300.20.230.0315 
2008-07-24
2008-06-300.180.190.01
2008-04-23
2008-03-310.160.180.0212 
2008-01-24
2007-12-310.170.08-0.0952 
2007-10-25
2007-09-300.170.14-0.0317 
2007-07-26
2007-06-300.180.17-0.01
2007-04-25
2007-03-310.190.18-0.01
2007-01-25
2006-12-310.20.210.01
2006-10-26
2006-09-300.220.230.01
2006-07-27
2006-06-300.220.220.0
2006-04-26
2006-03-310.220.220.0
2006-01-26
2005-12-310.230.230.0
2005-10-28
2005-09-300.220.230.01
2005-07-28
2005-06-300.230.21-0.02
2005-04-27
2005-03-310.210.220.01
2005-01-26
2004-12-310.220.240.02
2004-10-25
2004-09-300.20.19-0.01
2004-07-26
2004-06-300.190.16-0.0315 
2004-04-22
2004-03-310.150.190.0426 
2004-01-22
2003-12-310.150.150.0
2003-10-30
2003-09-300.160.14-0.0212 
2003-07-17
2003-06-300.170.15-0.0211 
2003-04-29
2003-03-310.170.14-0.0317 

About Provident Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Provident Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Provident Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Provident Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings1.1 B1.2 B
Retained Earnings Total Equity1.1 B627.8 M
Earning Assets3.1 BB
Earnings Yield 0.06  0.04 
Price Earnings Ratio 17.91  20.83 
Price Earnings To Growth Ratio(0.46)(0.48)

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Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.