Provident Financial Company Insiders

PFS Stock  USD 19.59  0.49  2.57%   
Slightly above 67% of Provident Financial's corporate insiders are selling. The analysis of insiders' sentiment of trading Provident Financial Services stock suggests that many insiders are alarmed at this time. Provident Financial employs about 1.1 K people. The company is managed by 40 executives with a total tenure of roughly 249 years, averaging almost 6.0 years of service per executive, having 27.73 employees per reported executive.
Christopher Martin  Chairman
Chairman, CEO and President Chairman of the Provident Bank, CEO of Provident Bank and President of Provident Bank
Brian Giovinazzi  President
Executive Vice President and Chief Credit Officer of Provident Bank

Insider Sentiment 33

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2024-12-11James A ChristyDisposed 3500 @ 20.88View
2024-08-20Vito GiannolaDisposed 5499 @ 18.09View
2024-05-20Anthony J LabozzettaAcquired 868 @ 15.95View
Monitoring Provident Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Provident Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Provident Financial's future performance. Based on our forecasts, it is anticipated that Provident will maintain a workforce of slightly above 1110 employees by March 2025.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Provident Financial's latest congressional trading

Congressional trading in companies like Provident Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Provident Financial by those in governmental positions are based on the same information available to the general public.
2016-11-29Senator Pat ToomeyAcquired $15K to $50KVerify
2014-11-05Senator Pat ToomeyAcquired $50K to $100KVerify

Provident Financial Management Team Effectiveness

Return On Tangible Assets is likely to drop to 0.01 in 2025. Return On Capital Employed is likely to drop to 0.01 in 2025. At this time, Provident Financial's Non Current Assets Total are comparatively stable compared to the past year. Non Currrent Assets Other is likely to gain to about 13.8 B in 2025, despite the fact that Other Assets are likely to grow to (3.3 M). Provident Financial's management efficiency ratios could be used to measure how well Provident Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Common Stock Shares Outstanding is likely to gain to about 1.2 B in 2025. Net Income Applicable To Common Shares is likely to gain to about 212.1 M in 2025

Provident Financial Workforce Comparison

Provident Financial Services is regarded third in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 15,274. Provident Financial holds roughly 1,109 in number of employees claiming about 7% of equities under Financials industry.

Provident Financial Profit Margins

The company has Net Profit Margin of 0.18 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.48 %, which entails that for every 100 dollars of revenue, it generated $0.48 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.720.81
Fairly Down
Slightly volatile
Net Profit Margin0.10.1104
Moderately Down
Slightly volatile
Operating Profit Margin1.190.9951
Fairly Up
Slightly volatile
Pretax Profit Margin0.140.143
Fairly Down
Slightly volatile
Return On Assets0.00610.0081
Way Down
Very volatile
Return On Equity0.04580.0684
Way Down
Pretty Stable

Provident Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Provident Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Provident Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Provident Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-09-01
0.5
3
6
 65,877 
 12,000 
2024-06-01
1.4444
13
9
 100,835 
 1,000.00 
2024-03-01
0.8438
27
32
 255,471 
 40,876 
2023-12-01
0.1
1
10
 200.00 
 20,000 
2023-09-01
7.5
15
2
 6,400 
 1,000.00 
2023-06-01
7.5
15
2
 57,118 
 0.00 
2023-03-01
0.8214
23
28
 221,958 
 112,451 
2022-12-01
0.1667
1
6
 500.00 
 6,716 
2022-09-01
0.5
1
2
 2,508 
 6,590 
2022-06-01
4.0
12
3
 43,589 
 9,000 
2022-03-01
0.5116
22
43
 150,077 
 24,778 
2021-12-01
1.0
4
4
 43,042 
 36,457 
2021-09-01
0.1538
2
13
 3,928 
 22,000 
2021-06-01
0.6111
11
18
 39,897 
 33,215 
2021-03-01
0.5909
26
44
 199,100 
 36,911 
2020-12-01
1.0
2
2
 2,750 
 3,190 
2020-09-01
5.1667
31
6
 47,582 
 4,000 
2020-06-01
5.3333
16
3
 77,690 
 1,045 
2020-03-01
0.7
21
30
 225,836 
 20,236 
2019-09-01
7.0
7
1
 8,128 
 784.00 
2019-06-01
0.8571
12
14
 44,002 
 24,220 
2019-03-01
0.6571
23
35
 162,863 
 49,572 
2018-09-01
1.3333
12
9
 64,284 
 50,257 
2018-06-01
1.8333
11
6
 32,970 
 7,378 
2018-03-01
0.7742
24
31
 172,174 
 64,138 
2017-12-01
0.0926
5
54
 21,160 
 49,335 
2017-06-01
0.6111
11
18
 56,473 
 2,650 
2017-03-01
0.18
27
150
 245,382 
 383,218 
2016-12-01
0.0667
1
15
 2,364 
 13,880 
2016-09-01
0.1176
16
136
 138,595 
 261,809 
2016-06-01
0.5
11
22
 40,508 
 48,757 
2016-03-01
0.3053
29
95
 286,757 
 181,232 
2015-12-01
0.2857
12
42
 56,741 
 95,687 
2015-09-01
0.875
7
8
 44,223 
 50,430 
2015-06-01
0.8333
15
18
 72,661 
 78,527 
2015-03-01
0.6122
30
49
 365,975 
 79,649 
2014-09-01
1.0
1
1
 1,000.00 
 6,000 
2014-06-01
2.2
11
5
 57,692 
 6,825 
2014-03-01
1.1875
38
32
 144,220 
 37,010 
2013-09-01
0.3333
3
9
 1,800 
 7,000 
2013-06-01
0.3939
13
33
 76,122 
 44,575 
2013-03-01
1.9091
42
22
 309,495 
 22,653 
2012-06-01
2.0769
27
13
 31,400 
 12,161 
2012-03-01
3.125
50
16
 155,322 
 13,404 
2011-09-01
1.5
3
2
 10,000 
 1,105 
2011-06-01
1.5714
11
7
 11,060 
 6,189 
2011-03-01
2.0
24
12
 151,567 
 6,442 
2010-12-01
1.5
3
2
 2,800 
 1,400 
2010-09-01
0.6667
2
3
 1,100 
 1,105 
2010-06-01
0.15
3
20
 5,200 
 19,400 
2010-03-01
1.2353
21
17
 89,024 
 18,771 
2009-12-01
0.3333
3
9
 3,292 
 18,200 
2009-09-01
0.037
1
27
 5,000 
 22,261 
2009-03-01
6.0
48
8
 180,610 
 4,323 
2008-12-01
0.2
1
5
 200.00 
 3,981 
2008-09-01
0.0313
1
32
 500.00 
 75,184 
2008-03-01
4.1111
37
9
 136,030 
 24,036 
2007-12-01
0.1333
2
15
 1,300 
 115,400 
2007-09-01
0.24
6
25
 6,903 
 69,869 
2007-06-01
2.5
5
2
 19,800 
 0.00 
2007-03-01
3.5556
32
9
 181,340 
 40,119 
2006-12-01
0.1818
2
11
 2,090 
 30,568 
2006-09-01
0.1935
6
31
 47,000 
 82,847 
2006-06-01
1.6667
5
3
 7,300 
 1,300 
2006-03-01
2.3
23
10
 133,700 
 20,600 
2005-12-01
1.0
3
3
 1,200 
 3,400 
2005-09-01
0.1429
6
42
 25,434 
 92,509 
2005-06-01
4.5
9
2
 1,068 
 5,700 
2005-03-01
1.4
7
5
 1,890 
 9,790 
2004-12-01
0.25
1
4
 200.00 
 4,800 
2004-09-01
0.75
21
28
 96,233 
 86,406 
2004-06-01
0.375
3
8
 61,000 
 8,000 

Provident Financial Notable Stakeholders

A Provident Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Provident Financial often face trade-offs trying to please all of them. Provident Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Provident Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
George ListaPresident and Chief Executive Officer of SB One Insurance Agency, Inc., a wholly owned subsidiary of Provident BankProfile
Christopher MartinChairman, CEO and President Chairman of the Provident Bank, CEO of Provident Bank and President of Provident BankProfile
Thomas SharaExecutive ChairmanProfile
Brian GiovinazziExecutive Vice President and Chief Credit Officer of Provident BankProfile
Thomas LyonsSenior Executive Vice President and Chief Financial Officer of Provident and Provident BankProfile
Anthony LabozzettaPresident, Chief Operating Officer, Director of Provident Financial and Provident BankProfile
Valerie MurrayPresident - Beacon Trust, Executive Vice President and Chief Wealth Management Officer of Provident BankProfile
Frank MuzioExecutive Vice President, Chief Accounting Officer of Provident BankProfile
James ChristyExecutive Vice President and Chief Risk Officer of Provident BankProfile
John KaminExecutive Vice President, Chief Information Officer of Provident BankProfile
Josephine MoranExecutive Vice President - Chief Corporate Services and Consumer Lending Officer of Provident BankProfile
John KuntzSenior Executive Vice President, General Counsel and Corporate Secretary of Provident and Senior Executive Vice President and Chief Administrative Officer of Provident BankProfile
Thomas CPASenior CFOProfile
Matthew HardingIndependent DirectorProfile
Robert AdamoIndependent DirectorProfile
Terence GallagherIndependent DirectorProfile
Edward LeppertIndependent DirectorProfile
James DuniganIndependent DirectorProfile
Ursuline FoleyIndependent DirectorProfile
Frank FeketeLead Independent DirectorProfile
Thomas BerryIndependent DirectorProfile
John PuglieseIndependent DirectorProfile
Carlos HernandezLead Independent DirectorProfile
Kim StrignileSenior directorProfile
Laura BrooksIndependent DirectorProfile
Robert McNerneyIndependent DirectorProfile
Carolyn PowellChief Human Resource Officer, Executive Vice PresidentProfile
Bennett MacdougallDeputy General Counsel; Senior Vice President and General Counsel of Provident Bank and Beacon TrustProfile
Adriano CPAExecutive OfficerProfile
CFP CFPExecutive BankProfile
Nadine LeslieIndependent DirectorProfile
Valerie CFPExecutive BankProfile
Sheila LearySenior BankProfile
Finn CaspersenExecutive Vice President - Director of Retail Banking Operations of Provident BankProfile
Vito GiannolaExecutive Vice President - Chief Retail Banking OfficerProfile
Frank CPAEx BankProfile
Walter SierotkoExecutive Vice President - Chief Lending Officer of Provident BankProfile
John EsqGen EVPProfile
Adriano DuarteVP OfficerProfile
Robert CapozzoliSenior Vice President Chief Marketing OfficerProfile

About Provident Financial Management Performance

The success or failure of an entity such as Provident Financial often depends on how effective the management is. Provident Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Provident management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Provident management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.07  0.05 
Please note, the imprecision that can be found in Provident Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Provident Financial Services. Check Provident Financial's Beneish M Score to see the likelihood of Provident Financial's management manipulating its earnings.

Provident Financial Workforce Analysis

Traditionally, organizations such as Provident Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Provident Financial within its industry.

Provident Financial Manpower Efficiency

Return on Provident Financial Manpower

Revenue Per Employee943.3K
Revenue Per Executive26.2M
Net Income Per Employee115.8K
Net Income Per Executive3.2M

Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.