Provident Financial Services Stock Fundamentals
| PFS Stock | USD 20.05 0.10 0.50% |
Fundamental analysis of Provident Financial allows traders to better anticipate movements in Provident Financial's stock price by examining its financial health and performance throughout various phases of its business cycle.
At this time, Provident Financial's Tax Provision is comparatively stable compared to the past year. Interest Income is likely to gain to about 1.3 B in 2026, whereas Income Before Tax is likely to drop slightly above 105.6 M in 2026. Provident | Select Account or Indicator | Build AI portfolio with Provident Stock |
Provident Financial Services Company Return On Equity Analysis
Provident Financial's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Provident Financial Return On Equity | 0.0951 |
Most of Provident Financial's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Provident Financial Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Provident Return On Equity Driver Correlations
Understanding the fundamental principles of building solid financial models for Provident Financial is extremely important. It helps to project a fair market value of Provident Stock properly, considering its historical fundamentals such as Return On Equity. Since Provident Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Provident Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Provident Financial's interrelated accounts and indicators.
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For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Provident Total Stockholder Equity
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Based on the latest financial disclosure, Provident Financial Services has a Return On Equity of 0.0951. This is 93.44% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 130.68% lower than that of the firm.
Provident Financial Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Provident Financial's current stock value. Our valuation model uses many indicators to compare Provident Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Provident Financial competition to find correlations between indicators driving Provident Financial's intrinsic value. More Info.Provident Financial Services is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Provident Financial Services is roughly 9.06 . At this time, Provident Financial's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Provident Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Provident Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Provident Financial's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Provident Financial could also be used in its relative valuation, which is a method of valuing Provident Financial by comparing valuation metrics of similar companies.Provident Financial is currently under evaluation in return on equity category among its peers.
Provident Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Provident Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Provident Financial's managers, analysts, and investors.Environmental | Governance | Social |
Provident Fundamentals
| Return On Equity | 0.0951 | ||||
| Return On Asset | 0.0105 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.53 % | ||||
| Current Valuation | 4.96 B | ||||
| Shares Outstanding | 130.62 M | ||||
| Shares Owned By Insiders | 2.47 % | ||||
| Shares Owned By Institutions | 72.92 % | ||||
| Number Of Shares Shorted | 3.83 M | ||||
| Price To Earning | 12.34 X | ||||
| Price To Book | 0.93 X | ||||
| Price To Sales | 3.08 X | ||||
| Revenue | 1.14 B | ||||
| Gross Profit | 836.92 M | ||||
| EBITDA | 204.2 M | ||||
| Net Income | 115.53 M | ||||
| Cash And Equivalents | 381.36 M | ||||
| Cash Per Share | 5.13 X | ||||
| Total Debt | 2.42 B | ||||
| Debt To Equity | 0.30 % | ||||
| Book Value Per Share | 21.18 X | ||||
| Cash Flow From Operations | 426.38 M | ||||
| Short Ratio | 3.89 X | ||||
| Earnings Per Share | 1.99 X | ||||
| Price To Earnings To Growth | 1.84 X | ||||
| Target Price | 23.13 | ||||
| Number Of Employees | 1.75 K | ||||
| Beta | 0.88 | ||||
| Market Capitalization | 2.58 B | ||||
| Total Asset | 24.05 B | ||||
| Retained Earnings | 989.11 M | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 4.16 % | ||||
| Net Asset | 24.05 B | ||||
| Last Dividend Paid | 0.96 |
About Provident Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Provident Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Provident Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Provident Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 1.3 B | 1.4 B | |
| Cost Of Revenue | 613.1 M | 643.7 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.02 | |
| Sales General And Administrative To Revenue | 0.18 | 0.21 | |
| Revenue Per Share | 9.36 | 9.83 | |
| Ebit Per Revenue | 0.12 | 0.21 |
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Additional Tools for Provident Stock Analysis
When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.