Southern First Earnings Estimate

SFST Stock  USD 53.70  0.77  1.41%   
The next projected EPS of Southern First is estimated to be 1.0 with future projections ranging from a low of 1.16 to a high of 1.16. Southern First's most recent 12-month trailing earnings per share (EPS TTM) is at 3.75. Please be aware that the consensus of earnings estimates for Southern First Bancshares is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Southern First is projected to generate 1.0 in earnings per share on the 31st of March 2026. Southern First earnings estimates show analyst consensus about projected Southern First Bancshares EPS (Earning Per Share). It derives the highest and the lowest estimates based on Southern First's historical volatility. Many public companies, such as Southern First, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Southern First's earnings estimates, investors can diagnose different trends across Southern First's analyst sentiment over time as well as compare current estimates against different timeframes. Gross Profit is likely to gain to about 120.9 M in 2026. Pretax Profit Margin is likely to gain to 0.20 in 2026Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Southern First Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

Southern First Earnings Estimation Breakdown

The calculation of Southern First's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Southern First is estimated to be 1.0 with the future projection ranging from a low of 1.16 to a high of 1.16. Please be aware that this consensus of annual earnings estimates for Southern First Bancshares is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.21
1.16
Lowest
Expected EPS
1.0
1.16
Highest

Southern First Earnings Projection Consensus

Suppose the current estimates of Southern First's value are higher than the current market price of the Southern First stock. In this case, investors may conclude that Southern First is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Southern First's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
277.91%
1.21
1.0
3.75

Southern First Earnings History

Earnings estimate consensus by Southern First Bancshares analysts from Wall Street is used by the market to judge Southern First's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Southern First's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Southern First Quarterly Gross Profit

31.18 Million

At this time, Southern First's Retained Earnings are comparatively stable compared to the past year. Retained Earnings Total Equity is likely to gain to about 232 M in 2026, whereas Price Earnings Ratio is likely to drop 7.40 in 2026. Net Income Applicable To Common Shares is likely to gain to about 35.2 M in 2026, whereas Common Stock Shares Outstanding is likely to drop slightly above 5.9 M in 2026.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Southern First's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
52.3054.4056.50
Details
Intrinsic
Valuation
LowRealHigh
48.3359.8361.93
Details
Naive
Forecast
LowNextHigh
52.2254.3256.43
Details
2 Analysts
Consensus
LowTargetHigh
52.3357.5063.83
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Southern assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Southern First. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Southern First's stock price in the short term.

Southern First Earnings per Share Projection vs Actual

Actual Earning per Share of Southern First refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Southern First Bancshares predict the company's earnings will be in the future. The higher the earnings per share of Southern First, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Southern First Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Southern First, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Southern First should always be considered in relation to other companies to make a more educated investment decision.

Southern Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Southern First's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-22
2025-12-311.111.210.1
2025-10-28
2025-09-300.891.070.1820 
2025-07-22
2025-06-300.650.810.1624 
2025-04-22
2025-03-310.610.650.04
2025-01-28
2024-12-310.650.70.05
2024-10-22
2024-09-300.550.54-0.01
2024-07-18
2024-06-300.480.37-0.1122 
2024-04-18
2024-03-310.380.31-0.0718 
2024-01-18
2023-12-310.390.510.1230 
2023-10-19
2023-09-300.330.510.1854 
2023-07-25
2023-06-300.320.31-0.01
2023-04-25
2023-03-310.640.33-0.3148 
2023-01-24
2022-12-310.960.68-0.2829 
2022-10-25
2022-09-301.021.040.02
2022-07-26
2022-06-301.080.9-0.1816 
2022-04-26
2022-03-311.080.98-0.1
2022-01-25
2021-12-311.191.490.325 
2021-11-02
2021-09-301.161.750.5950 
2021-07-27
2021-06-301.141.270.1311 
2021-04-29
2021-03-310.991.310.3232 
2021-01-26
2020-12-310.631.10.4774 
2020-10-27
2020-09-300.570.28-0.2950 
2020-07-28
2020-06-300.380.380.0
2020-04-28
2020-03-310.880.36-0.5259 
2020-01-28
2019-12-310.851.070.2225 
2019-10-22
2019-09-300.870.950.08
2019-07-23
2019-06-300.780.930.1519 
2019-04-23
2019-03-310.720.780.06
2019-01-22
2018-12-310.730.750.02
2018-10-23
2018-09-300.70.750.05
2018-07-24
2018-06-300.670.710.04
2018-04-24
2018-03-310.610.670.06
2018-01-23
2017-12-310.540.27-0.2750 
2017-10-24
2017-09-300.50.550.0510 
2017-07-25
2017-06-300.50.49-0.01
2017-04-25
2017-03-310.480.46-0.02
2017-01-24
2016-12-310.490.490.0
2016-10-25
2016-09-300.50.510.01
2016-07-26
2016-06-300.460.490.03
2016-04-26
2016-03-310.390.450.0615 
2016-01-26
2015-12-310.420.430.01
2015-10-27
2015-09-300.380.410.03
2015-07-28
2015-06-300.320.390.0721 
2015-05-01
2015-03-310.290.310.02
2015-01-27
2014-12-310.280.30.02
2014-10-21
2014-09-300.270.310.0414 
2014-07-22
2014-06-300.240.260.02
2014-04-22
2014-03-310.290.22-0.0724 
2014-01-28
2013-12-310.280.27-0.01
2013-10-22
2013-09-300.270.270.0
2013-07-23
2013-06-300.220.250.0313 

About Southern First Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Southern First earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Southern First estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Southern First fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings251.4 M264 M
Retained Earnings Total Equity220.9 M232 M
Earning Assets242.2 M171.1 M
Earnings Yield 0.07  0.04 
Price Earnings Ratio 13.65  7.40 
Price Earnings To Growth Ratio 0.14  0.15 

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Additional Tools for Southern Stock Analysis

When running Southern First's price analysis, check to measure Southern First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern First is operating at the current time. Most of Southern First's value examination focuses on studying past and present price action to predict the probability of Southern First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern First's price. Additionally, you may evaluate how the addition of Southern First to your portfolios can decrease your overall portfolio volatility.