Southern First Valuation
| SFST Stock | USD 43.28 0.24 0.56% |
At this time, the company appears to be overvalued. Southern First Bancshares has a current Real Value of $38.72 per share. The regular price of the company is $43.28. Our model measures the value of Southern First Bancshares from inspecting the company fundamentals such as Operating Margin of 0.28 %, return on equity of 0.0446, and Shares Outstanding of 8.16 M as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Southern First's valuation include:
Price Book 1.0803 | Enterprise Value 381.9 M | Price Sales 3.895 | Forward PE 18.622 | Trailing PE 24.8786 |
Overvalued
Today
Please note that Southern First's price fluctuation is very steady at this time. Calculation of the real value of Southern First Bancshares is based on 3 months time horizon. Increasing Southern First's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Southern First's intrinsic value may or may not be the same as its current market price of 43.28, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 43.28 | Real 38.72 | Target 29.5 | Hype 43.58 | Naive 42.51 |
The intrinsic value of Southern First's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Southern First's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Southern First Bancshares helps investors to forecast how Southern stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Southern First more accurately as focusing exclusively on Southern First's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Southern First's intrinsic value based on its ongoing forecasts of Southern First's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Southern First's closest peers.
Southern First Cash |
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Southern Valuation Trend
Southern First's real value is important for investors to make better decisions and a more accurate overall view of Southern First's financial worth over time. Using both Southern First's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Southern First Total Value Analysis
Southern First Bancshares is at this time projected to have valuation of 381.87 M with market capitalization of 351.2 M, debt of 311.32 M, and cash on hands of 160.61 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Southern First fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
381.87 M | 351.2 M | 311.32 M | 160.61 M |
Southern First Investor Information
About 81.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.08. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Southern First Bancshares has Price/Earnings To Growth (PEG) ratio of 2.31. The entity had not issued any dividends in recent years. The firm had 11:10 split on the 30th of January 2013. Based on the key indicators related to Southern First's liquidity, profitability, solvency, and operating efficiency, Southern First Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.Southern First Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Southern implies not a very effective usage of assets in November.Southern First Ownership Allocation
The market capitalization of Southern First is $351.2 Million. The majority of Southern First Bancshares outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Southern First to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Southern First Bancshares. Please pay attention to any change in the institutional holdings of Southern First Bancshares as this could imply that something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Southern First Profitability Analysis
The company reported the previous year's revenue of 86.25 M. Net Income was 13.43 M with profit before overhead, payroll, taxes, and interest of 101.05 M.About Southern First Valuation
The stock valuation mechanism determines Southern First's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Southern First Bancshares based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Southern First. We calculate exposure to Southern First's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Southern First's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 86.3 M | 90.6 M | |
| Pretax Profit Margin | 0.20 | 0.21 | |
| Operating Profit Margin | 0.20 | 0.30 | |
| Net Profit Margin | 0.16 | 0.16 |
Southern First Growth Indicators
Investing in growth stocks can be very risky. If the company such as Southern First does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 8.1 M | |
| Quarterly Earnings Growth Y O Y | 0.061 | |
| Forward Price Earnings | 18.622 |
Southern First Current Valuation Indicators
Southern First's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Southern First's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Southern First, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Southern First's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Southern First's worth.Additional Tools for Southern Stock Analysis
When running Southern First's price analysis, check to measure Southern First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern First is operating at the current time. Most of Southern First's value examination focuses on studying past and present price action to predict the probability of Southern First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern First's price. Additionally, you may evaluate how the addition of Southern First to your portfolios can decrease your overall portfolio volatility.