Southern First Valuation
| SFST Stock | USD 37.58 0.78 2.12% |
At this time, the company appears to be fairly valued. Southern First Bancshares has a current Real Value of $38.42 per share. The regular price of the company is $37.58. Our model measures the value of Southern First Bancshares from inspecting the company fundamentals such as Return On Equity of 0.0446, shares outstanding of 8.16 M, and Operating Margin of 0.28 % as well as reviewing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Southern First's price fluctuation is very steady at this time. Calculation of the real value of Southern First Bancshares is based on 3 months time horizon. Increasing Southern First's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Southern First's intrinsic value may or may not be the same as its current market price of 37.58, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 37.58 | Real 38.42 | Hype 37.58 | Naive 36.39 |
The intrinsic value of Southern First's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Southern First's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Southern First Bancshares helps investors to forecast how Southern stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Southern First more accurately as focusing exclusively on Southern First's fundamentals will not take into account other important factors: Southern First Total Value Analysis
Southern First Bancshares is at this time projected to have valuation of 332.67 M with market capitalization of 300.47 M, debt of 311.32 M, and cash on hands of 160.61 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Southern First fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
332.67 M | 300.47 M | 311.32 M | 160.61 M |
Southern First Investor Information
About 81.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.89. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Southern First Bancshares has Price/Earnings To Growth (PEG) ratio of 2.31. The entity had not issued any dividends in recent years. The firm had 11:10 split on the 30th of January 2013. Based on the key indicators related to Southern First's liquidity, profitability, solvency, and operating efficiency, Southern First Bancshares is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in March.Southern First Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Southern implies not a very effective usage of assets in February.Southern First Ownership Allocation
The market capitalization of Southern First is $300.47 Million. The majority of Southern First Bancshares outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Southern First to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Southern First Bancshares. Please pay attention to any change in the institutional holdings of Southern First Bancshares as this could imply that something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Southern First Profitability Analysis
The company reported the previous year's revenue of 86.25 M. Net Income was 13.43 M with profit before overhead, payroll, taxes, and interest of 90.17 M.About Southern First Valuation
The stock valuation mechanism determines Southern First's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Southern First Bancshares based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Southern First. We calculate exposure to Southern First's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Southern First's related companies.Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina. Southern First operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 278 people.
Southern First Growth Indicators
Investing in growth stocks can be very risky. If the company such as Southern First does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 8.1 M | |
| Quarterly Earnings Growth Y O Y | 0.061 | |
| Forward Price Earnings | 18.622 |
Additional Tools for Southern Stock Analysis
When running Southern First's price analysis, check to measure Southern First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern First is operating at the current time. Most of Southern First's value examination focuses on studying past and present price action to predict the probability of Southern First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern First's price. Additionally, you may evaluate how the addition of Southern First to your portfolios can decrease your overall portfolio volatility.