Southern First Bancshares Stock Analysis

SFST Stock  USD 35.68  0.49  1.35%   
Southern First Bancshares is undervalued with Real Value of 37.46 and Target Price of 30.5. The main objective of Southern First stock analysis is to determine its intrinsic value, which is an estimate of what Southern First Bancshares is worth, separate from its market price. There are two main types of Southern First's stock analysis: fundamental analysis and technical analysis.
The Southern First stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Southern First is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day. Southern Stock trading window is adjusted to America/New York timezone.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Southern First Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

Southern Stock Analysis Notes

About 83.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.88. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Southern First Bancshares has Price/Earnings To Growth (PEG) ratio of 2.31. The entity had not issued any dividends in recent years. The firm had 11:10 split on the 30th of January 2013. Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banking products and services to general public in South Carolina, North Carolina, and Georgia. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina. Southern First operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 278 people. To find out more about Southern First Bancshares contact Arthur Seaver at 864 679 9000 or learn more at https://www.southernfirst.com.

Southern First Quarterly Total Revenue

23.77 Million

Southern First Bancshares Investment Alerts

Southern First generated a negative expected return over the last 90 days
Over 83.0% of the company shares are owned by institutional investors
Latest headline from gurufocus.com: Endeavour Capital Advisors Inc Reduces Stake in Evans Bancorp Inc

Southern First Bancshares Upcoming and Recent Events

23rd of April 2024
Upcoming Quarterly Report
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23rd of July 2024
Next Financial Report
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31st of March 2024
Next Fiscal Quarter End
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16th of January 2025
Next Fiscal Year End
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31st of December 2023
Last Quarter Report
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31st of December 2023
Last Financial Announcement
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Southern Largest EPS Surprises

Earnings surprises can significantly impact Southern First's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2014-10-21
2014-09-300.280.310.0310 
2014-04-22
2014-03-310.260.22-0.0415 
2016-04-26
2016-03-310.390.450.0615 
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Southern First Environmental, Social, and Governance (ESG) Scores

Southern First's ESG score is a quantitative measure that evaluates Southern First's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Southern First's operations that may have significant financial implications and affect Southern First's stock price as well as guide investors towards more socially responsible investments.

Southern Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Renaissance Technologies Corp2024-09-30
104.8 K
American Century Companies Inc2024-09-30
82.6 K
Northern Trust Corp2024-09-30
76.7 K
Captrust Financial Advisors2024-09-30
73 K
Hotchkis & Wiley Capital Management Llc2024-09-30
72.5 K
Acadian Asset Management Llc2024-09-30
67.7 K
Goldman Sachs Group Inc2024-09-30
64.8 K
Morgan Stanley - Brokerage Accounts2024-09-30
62.2 K
Seacrest Wealth Management, Llc2024-12-31
58.8 K
Fj Capital Management Llc2024-09-30
807.2 K
T. Rowe Price Investment Management,inc.2024-09-30
795 K
Note, although Southern First's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Southern Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 291.33 M.

Southern Profitablity

The company has Profit Margin (PM) of 0.17 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.31 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.31.
Last ReportedProjected for Next Year
Return On Equity 0.04  0.05 

Management Efficiency

Return On Equity is likely to gain to 0.05 in 2025, whereas Return On Tangible Assets are likely to drop 0 in 2025. Liabilities And Stockholders Equity is likely to gain to about 4.9 B in 2025. Total Current Liabilities is likely to gain to about 3.1 B in 2025Southern First's management efficiency ratios could be used to measure how well Southern First manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 34.95  33.20 
Tangible Book Value Per Share 34.95  33.20 
Enterprise Value Over EBITDA 23.54  24.72 
Price Book Value Ratio 1.10  1.43 
Enterprise Value Multiple 23.54  24.72 
Price Fair Value 1.10  1.43 
Enterprise Value523.6 M549.8 M
Leadership at Southern First emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Operating Margin
0.3133
Profit Margin
0.1666
Beta
0.835
Return On Assets
0.0038
Return On Equity
0.0483

Technical Drivers

As of the 16th of February 2025, Southern First has the Variance of 4.72, risk adjusted performance of (0.08), and Coefficient Of Variation of (825.18). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Southern First Bancshares, as well as the relationship between them.

Southern First Bancshares Price Movement Analysis

Execute Study
The output start index for this execution was nineteen with a total number of output elements of fourty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Southern First middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Southern First Bancshares. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Southern First Bancshares Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Southern First insiders, such as employees or executives, is commonly permitted as long as it does not rely on Southern First's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Southern First insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Southern First Outstanding Bonds

Southern First issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Southern First Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Southern bonds can be classified according to their maturity, which is the date when Southern First Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Southern First Predictive Daily Indicators

Southern First intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Southern First stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Southern First Corporate Filings

14th of February 2025
Other Reports
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F4
13th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
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F4
4th of February 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
28th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
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F4
27th of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
24th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
13th of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
18th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Southern First Forecast Models

Southern First's time-series forecasting models are one of many Southern First's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Southern First's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Southern Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Southern First prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Southern shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Southern First. By using and applying Southern Stock analysis, traders can create a robust methodology for identifying Southern entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.18  0.19 
Operating Profit Margin 0.18  0.30 
Net Profit Margin 0.14  0.15 

Current Southern Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Southern analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Southern analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
30.5Hold1Odds
Southern First Bancshares current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Southern analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Southern stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Southern First Bancshares, talking to its executives and customers, or listening to Southern conference calls.
Southern Analyst Advice Details

Southern Stock Analysis Indicators

Southern First Bancshares stock analysis indicators help investors evaluate how Southern First stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Southern First shares will generate the highest return on investment. By understating and applying Southern First stock analysis, traders can identify Southern First position entry and exit signals to maximize returns.
Begin Period Cash Flow170.9 M
Long Term Debt311.3 M
Common Stock Shares Outstanding8.1 M
Total Stockholder Equity312.5 M
Tax ProvisionM
Quarterly Earnings Growth Y O Y0.373
Property Plant And Equipment Net94.3 M
Cash And Short Term Investments162.7 M
Cash28 M
Net Debt274.5 M
50 Day M A38.5996
Total Current Liabilities2.6 B
Other Operating Expenses61.5 M
Non Current Assets Total245.1 M
Forward Price Earnings18.622
Non Currrent Assets Other12.2 M
Stock Based Compensation1.9 M

Additional Tools for Southern Stock Analysis

When running Southern First's price analysis, check to measure Southern First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern First is operating at the current time. Most of Southern First's value examination focuses on studying past and present price action to predict the probability of Southern First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern First's price. Additionally, you may evaluate how the addition of Southern First to your portfolios can decrease your overall portfolio volatility.