Stellar Bancorp Earnings Estimate

STEL Stock  USD 39.29  0.12  0.31%   
The next projected EPS of Stellar Bancorp is estimated to be 0.5 with future projections ranging from a low of 0.48 to a high of 0.51. Stellar Bancorp's most recent 12-month trailing earnings per share (EPS TTM) is at 1.99. Please be aware that the consensus of earnings estimates for Stellar Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Stellar Bancorp is projected to generate 0.5 in earnings per share on the 31st of March 2026. Stellar Bancorp earnings estimates show analyst consensus about projected Stellar Bancorp EPS (Earning Per Share). It derives the highest and the lowest estimates based on Stellar Bancorp's historical volatility. Many public companies, such as Stellar Bancorp, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Stellar Bancorp's earnings estimates, investors can diagnose different trends across Stellar Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes. At this time, Stellar Bancorp's Pretax Profit Margin is quite stable compared to the past year. Operating Profit Margin is expected to rise to 0.32 this year, although the value of Gross Profit will most likely fall to about 260.5 M. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in discontinued.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.

Stellar Bancorp Earnings Estimation Breakdown

The calculation of Stellar Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Stellar Bancorp is estimated to be 0.5 with the future projection ranging from a low of 0.48 to a high of 0.51. Please be aware that this consensus of annual earnings estimates for Stellar Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.51
0.48
Lowest
Expected EPS
0.5
0.51
Highest

Stellar Bancorp Earnings Projection Consensus

Suppose the current estimates of Stellar Bancorp's value are higher than the current market price of the Stellar Bancorp stock. In this case, investors may conclude that Stellar Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Stellar Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
377.82%
0.51
0.5
1.99

Stellar Bancorp Earnings History

Earnings estimate consensus by Stellar Bancorp analysts from Wall Street is used by the market to judge Stellar Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Stellar Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Stellar Bancorp Quarterly Gross Profit

103.76 Million

Price Earnings Ratio is expected to rise to 19.04 this year, although the value of Retained Earnings will most likely fall to about 289.7 M. The value of Common Stock Shares Outstanding is expected to slide to about 36.9 M. The value of Net Income Applicable To Common Shares is expected to slide to about 59.1 M.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Stellar Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
37.3539.3641.37
Details
Intrinsic
Valuation
LowRealHigh
38.7140.7242.73
Details
5 Analysts
Consensus
LowTargetHigh
34.5838.0042.18
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Stellar assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Stellar Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Stellar Bancorp's stock price in the short term.

Stellar Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Stellar Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Stellar Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Stellar Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Stellar Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Stellar Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Stellar Bancorp should always be considered in relation to other companies to make a more educated investment decision.

Stellar Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Stellar Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-28
2025-12-310.510.510.0
2025-10-24
2025-09-300.490.50.01
2025-07-25
2025-06-300.450.510.0613 
2025-04-25
2025-03-310.440.460.02
2025-01-30
2024-12-310.490.520.03
2024-10-25
2024-09-300.490.630.1428 
2024-07-26
2024-06-300.480.560.0816 
2024-04-26
2024-03-310.480.490.01
2024-01-26
2023-12-310.550.620.0712 
2023-10-27
2023-09-300.570.630.0610 
2023-07-28
2023-06-300.680.70.02
2023-04-28
2023-03-310.720.790.07
2023-01-27
2022-12-310.770.26-0.5166 
2022-10-28
2022-09-300.911.130.2224 
2022-07-28
2022-06-300.420.480.0614 
2022-04-28
2022-03-310.320.380.0618 
2022-01-27
2021-12-310.330.350.02
2021-10-27
2021-09-300.370.590.2259 
2021-07-28
2021-06-300.410.480.0717 
2021-04-28
2021-03-310.350.410.0617 
2021-01-27
2020-12-310.270.410.1451 
2020-10-28
2020-09-300.260.260.0
2020-07-29
2020-06-300.210.09-0.1257 
2020-04-30
2020-03-310.320.3-0.02
2020-01-29
2019-12-310.490.50.01
2019-10-24
2019-09-300.490.520.03
2019-07-25
2019-06-300.470.570.121 
2019-04-30
2019-03-310.460.42-0.04
2019-01-30
2018-12-310.480.560.0816 
2018-10-25
2018-09-300.460.520.0613 
2018-07-26
2018-06-300.40.440.0410 
2018-04-26
2018-03-310.380.37-0.01
2018-01-31
2017-12-310.340.31-0.03
2017-12-14
2017-09-300.430.450.02

About Stellar Bancorp Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Stellar Bancorp earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Stellar Bancorp estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Stellar Bancorp fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings566.2 M289.7 M
Retained Earnings Total Equity348.6 M297.2 M
Earnings Yield 0.06  0.05 
Price Earnings Ratio 15.57  19.04 
Price Earnings To Growth Ratio(2.09)(2.20)

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When determining whether Stellar Bancorp is a strong investment it is important to analyze Stellar Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp's future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in discontinued.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.
You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Stellar Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.086
Dividend Share
0.57
Earnings Share
1.99
Revenue Per Share
7.985
Quarterly Revenue Growth
(0.03)
Investors evaluate Stellar Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Stellar Bancorp's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. External factors like market trends, sector rotation, and investor psychology can cause Stellar Bancorp's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Stellar Bancorp's market price signifies the transaction level at which participants voluntarily complete trades.