Stellar Bancorp, Stock Buy Hold or Sell Recommendation
| STEL Stock | USD 28.68 0.06 0.21% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Stellar Bancorp, is 'Strong Buy'. The recommendation algorithm takes into account all of Stellar Bancorp,'s available fundamental, technical, and predictive indicators you will find on this site.
Check out Stellar Bancorp, Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide. Note, we conduct extensive research on individual companies such as Stellar and provide practical buy, sell, or hold advice based on investors' constraints. Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
Stellar |
Execute Stellar Bancorp, Buy or Sell Advice
The Stellar recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Stellar Bancorp,. Macroaxis does not own or have any residual interests in Stellar Bancorp, or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Stellar Bancorp,'s advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Stellar Bancorp, Trading Alerts and Improvement Suggestions
| About 56.0% of the company shares are owned by institutional investors | |
| On 31st of December 2024 Stellar Bancorp, paid $ 0.14 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Stellar Bancorp Reports Strong Earnings Despite Challenges - TipRanks |
Stellar Bancorp, Returns Distribution Density
The distribution of Stellar Bancorp,'s historical returns is an attempt to chart the uncertainty of Stellar Bancorp,'s future price movements. The chart of the probability distribution of Stellar Bancorp, daily returns describes the distribution of returns around its average expected value. We use Stellar Bancorp, price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Stellar Bancorp, returns is essential to provide solid investment advice for Stellar Bancorp,.
| Mean Return | 0.17 | Value At Risk | -2.39 | Potential Upside | 4.01 | Standard Deviation | 2.29 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Stellar Bancorp, historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Stellar Stock Institutional Investors
| Shares | Charles Schwab Investment Management Inc | 2024-09-30 | 429.4 K | Bank Of New York Mellon Corp | 2024-09-30 | 402.7 K | Goldman Sachs Group Inc | 2024-09-30 | 347.7 K | Hightower Advisors, Llc | 2024-09-30 | 287.1 K | Millennium Management Llc | 2024-09-30 | 284 K | Bridgeway Capital Management, Llc | 2024-09-30 | 243.3 K | Principal Financial Group Inc | 2024-09-30 | 224.9 K | Mercer Global Advisors Inc. | 2024-09-30 | 201.6 K | Ameriprise Financial Inc | 2024-09-30 | 200.3 K | Blackrock Inc | 2024-09-30 | 7.5 M | Vanguard Group Inc | 2024-09-30 | 3.3 M |
Stellar Bancorp, Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 165.9M | 412.1M | (385.8M) | 27.5M | 31.7M | 33.2M | |
| Free Cash Flow | 26.8M | 34.1M | 105.3M | 161.4M | 185.6M | 194.8M | |
| Depreciation | 5.6M | 5.7M | 14.3M | 34.5M | 39.6M | 41.6M | |
| Other Non Cash Items | 18.0M | (14.1M) | 43.4M | (35.1M) | (31.6M) | (30.0M) | |
| Dividends Paid | 10.0M | 12.1M | 15.4M | 27.7M | 31.9M | 33.4M | |
| Capital Expenditures | 13.6M | 756K | 3.8M | 6.9M | 7.9M | 4.2M | |
| Net Income | 26.4M | 35.6M | 51.4M | 130.5M | 150.1M | 157.6M | |
| End Period Cash Flow | 538.0M | 950.1M | 371.7M | 399.2M | 459.1M | 508.0M | |
| Investments | (365.2M) | (1.0B) | (660.4M) | 670.9M | 771.6M | 810.1M | |
| Net Borrowings | (91.4M) | 80M | (65.6M) | (26M) | (29.9M) | (31.4M) | |
| Change To Netincome | 855K | 27.7M | 11.9M | 10.7M | 12.3M | 12.3M |
Stellar Bancorp, Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Stellar Bancorp, or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Stellar Bancorp,'s price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Stellar stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.10 | |
β | Beta against Dow Jones | 0.60 | |
σ | Overall volatility | 2.26 | |
Ir | Information ratio | 0.03 |
Stellar Bancorp, Volatility Alert
Stellar Bancorp, has relatively low volatility with skewness of 1.92 and kurtosis of 9.46. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Stellar Bancorp,'s stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Stellar Bancorp,'s stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Stellar Bancorp, Fundamentals Vs Peers
Comparing Stellar Bancorp,'s fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Stellar Bancorp,'s direct or indirect competition across all of the common fundamentals between Stellar Bancorp, and the related equities. This way, we can detect undervalued stocks with similar characteristics as Stellar Bancorp, or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Stellar Bancorp,'s fundamental indicators could also be used in its relative valuation, which is a method of valuing Stellar Bancorp, by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Stellar Bancorp, to competition |
| Fundamentals | Stellar Bancorp, | Peer Average |
| Return On Equity | 0.0758 | -0.31 |
| Return On Asset | 0.011 | -0.14 |
| Profit Margin | 0.27 % | (1.27) % |
| Operating Margin | 0.45 % | (5.51) % |
| Current Valuation | 1.2 B | 16.62 B |
| Shares Outstanding | 53.4 M | 571.82 M |
| Shares Owned By Insiders | 9.95 % | 10.09 % |
| Shares Owned By Institutions | 56.05 % | 39.21 % |
| Number Of Shares Shorted | 829.64 K | 4.71 M |
| Price To Earning | 18.84 X | 28.72 X |
| Price To Book | 0.94 X | 9.51 X |
| Price To Sales | 3.49 X | 11.42 X |
| Revenue | 461.32 M | 9.43 B |
| Gross Profit | 438.64 M | 27.38 B |
| EBITDA | 196.35 M | 3.9 B |
| Net Income | 130.5 M | 570.98 M |
| Cash And Equivalents | 292.84 M | 2.7 B |
| Cash Per Share | 14.67 X | 5.01 X |
| Total Debt | 159.76 M | 5.32 B |
| Debt To Equity | 6.00 % | 48.70 % |
| Book Value Per Share | 30.43 X | 1.93 K |
| Cash Flow From Operations | 168.22 M | 971.22 M |
| Short Ratio | 2.33 X | 4.00 X |
| Earnings Per Share | 2.19 X | 3.12 X |
| Price To Earnings To Growth | 4.74 X | 4.89 X |
| Target Price | 30.8 | |
| Number Of Employees | 1.04 K | 18.84 K |
| Beta | 0.82 | -0.15 |
| Market Capitalization | 1.53 B | 19.03 B |
| Total Asset | 10.65 B | 29.47 B |
| Retained Earnings | 405.94 M | 9.33 B |
| Annual Yield | 0.02 % | |
| Net Asset | 10.65 B |
Note: Acquisition by Okan Akin of 11200 shares of Stellar Bancorp, at 14.11 subject to Rule 16b-3 [view details]
Stellar Bancorp, Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Stellar . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 3065.39 | |||
| Daily Balance Of Power | 0.0938 | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 28.84 | |||
| Day Typical Price | 28.79 | |||
| Price Action Indicator | (0.13) | |||
| Period Momentum Indicator | 0.06 |
About Stellar Bancorp, Buy or Sell Advice
When is the right time to buy or sell Stellar Bancorp,? Buying financial instruments such as Stellar Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Stellar Bancorp, Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.087 | Earnings Share 2.19 | Revenue Per Share | Quarterly Revenue Growth 0.043 | Return On Assets |
The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.