American Coastal Company Insiders

ACIC Stock  USD 11.22  0.24  2.19%   
About 67% of American Coastal's corporate insiders are selling. The analysis of insider sentiment suggests that many American Coastal Insurance insiders are, at present, alarmed. American Coastal employs about 65 people. The company is managed by 10 executives with a total tenure of roughly 152 years, averaging almost 15.0 years of service per executive, having 6.5 employees per reported executive.

Insider Sentiment 33

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-06-26Kern Michael DavisAcquired 1000 @ 10.45View
2025-06-05Christopher GriffithDisposed 177084 @ 10.99View
2025-06-03Christopher GriffithDisposed 10000 @ 11.78View
Monitoring American Coastal's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in American Coastal Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

American Coastal Management Team Effectiveness

The company has return on total asset (ROA) of 0.0637 % which means that it generated a profit of $0.0637 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2935 %, meaning that it created $0.2935 on every $100 dollars invested by stockholders. American Coastal's management efficiency ratios could be used to measure how well American Coastal manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.09. The current year's Return On Capital Employed is expected to grow to 0.12. At present, American Coastal's Other Assets are projected to increase significantly based on the last few years of reporting. The current year's Return On Tangible Assets is expected to grow to 0.09, whereas Total Assets are forecasted to decline to about 1.3 B.
The current year's Common Stock Shares Outstanding is expected to grow to about 59.6 M, whereas Net Loss is projected to grow to (401.7 M). American Coastal holds a total of 48.77 Million outstanding shares. American Coastal Insurance retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
 
Shares in Circulation  
First Issued
2007-06-30
Previous Quarter
49.6 M
Current Value
49.9 M
Avarage Shares Outstanding
28.4 M
Quarterly Volatility
15.4 M
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Some institutional investors establish a significant position in stocks such as American Coastal in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of American Coastal, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

American Coastal Workforce Comparison

American Coastal Insurance is rated below average in number of employees category among its peers. The total workforce of Financials industry is presently estimated at about 5,440. American Coastal claims roughly 65.0 in number of employees contributing just under 2% to equities under Financials industry.

American Coastal Profit Margins

The company has Profit Margin (PM) of 0.26 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of (0.1) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.1.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.340.61
Way Down
Very volatile

American Coastal Insider Trading

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific American Coastal insiders, such as employees or executives, is commonly permitted as long as it does not rely on American Coastal's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, American Coastal insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

American Coastal Notable Stakeholders

An American Coastal stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as American Coastal often face trade-offs trying to please all of them. American Coastal's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting American Coastal's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Bennett CPAPresident CEOProfile
Robert PeedExecutive ChairmanProfile
Christopher GriffithCOO OfficerProfile
John HenleyVP ClaimsProfile
Antonio GonzalezSenior RelationsProfile
James CPAChief OfficerProfile
Troy CrawfordChief OfficerProfile
Brooke AdlerGeneral SecretaryProfile
JD CPAChief OfficerProfile
CPA GrayChief OfficerProfile
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About American Coastal Management Performance

The success or failure of an entity such as American Coastal Ins often depends on how effective the management is. American Coastal management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of American management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the American management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.08  0.09 
Return On Capital Employed 0.11  0.12 
Return On Assets 0.07  0.09 
Return On Equity 0.29  0.34 
Please note, the presentation of American Coastal's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, American Coastal's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of American Coastal's management manipulating its earnings.

American Coastal Workforce Analysis

Traditionally, organizations such as American Coastal use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare American Coastal within its industry.

American Coastal Manpower Efficiency

Return on American Coastal Manpower

Revenue Per Employee4.6M
Revenue Per Executive29.7M
Net Income Per Employee1.2M
Net Income Per Executive7.6M

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When running American Coastal's price analysis, check to measure American Coastal's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Coastal is operating at the current time. Most of American Coastal's value examination focuses on studying past and present price action to predict the probability of American Coastal's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Coastal's price. Additionally, you may evaluate how the addition of American Coastal to your portfolios can decrease your overall portfolio volatility.
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