American Coastal Financials
ACIC Stock | USD 13.52 0.05 0.37% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Current Ratio | 1.93 | 2.0339 |
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Investors should never underestimate American Coastal's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor American Coastal's cash flow, debt, and profitability to make informed and accurate decisions about investing in American Coastal Insurance.
Net Income |
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American | Select Account or Indicator |
Understanding current and past American Coastal Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of American Coastal's financial statements are interrelated, with each one affecting the others. For example, an increase in American Coastal's assets may result in an increase in income on the income statement.
Please note, the presentation of American Coastal's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, American Coastal's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of American Coastal's management manipulating its earnings.
American Coastal Stock Summary
American Coastal competes with Silo Pharma, Guangdong Investment, Lululemon Athletica, JJill, and Steven Madden. Atlas Crest Investment Corp. focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses in the leisure, gaming, and hospitality industries. The company was founded in 2020 and is based in New York, New York. Atlas Crest is traded on New York Stock Exchange in the United States.Specialization | Financial Services, Insurance - Property & Casualty |
Instrument | USA Stock View All |
Exchange | NASDAQ Exchange |
ISIN | US9107101027 |
CUSIP | 910710102 34410L106 910710201 |
Location | Florida; U.S.A |
Business Address | 800 2nd Avenue |
Sector | Insurance |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | www.amcoastal.com |
Phone | 727 633 0851 |
Currency | USD - US Dollar |
American Coastal Key Financial Ratios
Return On Equity | 0.45 | |||
Profit Margin | 0.29 % | |||
Operating Margin | (0.10) % | |||
Price To Sales | 2.24 X | |||
Revenue | 286.54 M |
American Coastal Key Balance Sheet Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Total Assets | 2.5B | 2.8B | 2.7B | 2.8B | 572.7M | 544.0M | |
Other Current Liab | (244.7M) | (332.9M) | (324.9M) | (134.4M) | (75.6M) | (79.4M) | |
Other Liab | 461.8M | 124.3M | 153.8M | 238.2M | 273.9M | 140.0M | |
Net Debt | (56.2M) | (79.1M) | (53.5M) | (75.7M) | (4.3M) | (4.5M) | |
Retained Earnings | 100.4M | (6.6M) | (74.9M) | (544.4M) | (237.4M) | (225.5M) | |
Accounts Payable | 244.7M | 332.8M | 324.9M | 134.4M | 75.6M | 123.3M | |
Cash | 215.5M | 239.4M | 212.0M | 229.9M | 153.8M | 121.5M | |
Other Assets | (403.1M) | 1.8B | (77.9M) | 7.3M | (562.3M) | (534.2M) | |
Long Term Debt | 158.9M | 158.0M | 156.6M | 152.5M | 148.7M | 87.3M | |
Total Liab | 1.9B | 2.4B | 2.4B | 3.0B | 403.9M | 383.7M | |
Total Current Assets | 1.7B | 1.4M | 2.0B | 2.3B | 228.4M | 217.0M | |
Net Receivables | 636.7M | 908.5M | 1.1B | 1.7B | 388.4M | 422.7M | |
Other Current Assets | 476.4M | (499.6M) | 364.5M | 394.0M | 228.4M | 239.8M | |
Short Term Debt | 11.3M | 2.2M | 2.2M | 2.1M | 597K | 567.2K | |
Intangible Assets | 26.1M | 21.9M | 18.4M | 12.8M | 9.3M | 8.9M | |
Net Tangible Assets | 404.0M | 300.8M | 221.0M | (254.3M) | (292.4M) | (277.8M) | |
Long Term Debt Total | 158.9M | 158.0M | 156.6M | 152.5M | 175.3M | 98.6M | |
Capital Surpluse | 391.9M | 393.1M | 394.3M | 395.6M | 455.0M | 245.9M | |
Inventory | (476.4M) | (1.6B) | (364.5M) | (394.0M) | (722.8M) | (686.7M) |
American Coastal Key Income Statement Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Interest Expense | 9.8M | 9.6M | 9.4M | 9.6M | 10.9M | 11.4M | |
Total Revenue | 825.1M | 846.7M | 634.5M | 455.4M | 286.5M | 404.9M | |
Gross Profit | 825.1M | 846.7M | 634.5M | 455.4M | 286.5M | 404.9M | |
Operating Income | (49.6M) | (229.9K) | (106.1M) | (460.0M) | 246.8M | 259.2M | |
Ebit | (49.2M) | (122.5M) | (1.1M) | (6.0M) | 102.8M | 108.0M | |
Ebitda | (37.6M) | (111.8M) | 10.3M | 2.0M | 107.7M | 113.1M | |
Cost Of Revenue | 509.3M | 670.8M | 487.8M | 690.9M | 794.5M | 834.3M | |
Income Before Tax | (32.6M) | (131.3K) | (83.9M) | (442.6M) | 92.0M | 96.6M | |
Net Income | (29.9M) | (131.3K) | (57.9M) | (468.0M) | 309.9M | 325.4M | |
Income Tax Expense | (3.1M) | (36.6M) | (24.0M) | 25.5M | 9.8M | 10.3M | |
Tax Provision | (3.1M) | (36.6M) | (24.0M) | 25.5M | 8.1M | 8.5M | |
Minority Interest | 104K | 387K | 956K | 1.9M | 111K | 0.0 | |
Net Interest Income | (9.8M) | (9.6M) | (9.4M) | (9.6M) | (10.7M) | (11.2M) |
American Coastal Key Cash Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change In Cash | 102.9M | 14.4M | (56.2M) | 38.3M | (111.8M) | (106.2M) | |
Free Cash Flow | 127.1M | (21.3M) | (300.7M) | (176.2M) | (136.2M) | (129.4M) | |
Dividends Paid | 10.3M | 10.3M | 10.3M | 10.4M | 2.6M | 0.0 | |
Capital Expenditures | 21.9M | 10.8M | 5.3M | 3.0M | 196K | 186.2K | |
Net Income | (29.5M) | (95.5M) | (59.9M) | (470.0M) | 309.9M | 325.4M | |
End Period Cash Flow | 287.1M | 301.5M | 245.3M | 283.6M | 171.8M | 150.4M | |
Change To Netincome | (25.5M) | 22.1M | (25.0M) | 35.0M | 40.3M | 42.3M | |
Depreciation | 12.0M | 11.0M | 11.8M | 23.3M | 10.6M | 10.1M | |
Other Non Cash Items | (20.1M) | (30.3M) | (6.8M) | 38.0M | (234.1M) | (222.4M) | |
Investments | (12.1M) | 695.3M | 274.2M | 225.5M | 167.6M | 176.0M | |
Change Receivables | 32.5M | (384.7M) | (212.4M) | (423.2M) | (380.9M) | (361.9M) | |
Net Borrowings | 14.1M | (1.5M) | (1.2M) | (4.4M) | (5.1M) | (4.9M) |
American Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining American Coastal's current stock value. Our valuation model uses many indicators to compare American Coastal value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across American Coastal competition to find correlations between indicators driving American Coastal's intrinsic value. More Info.American Coastal Insurance is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about 0.14 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for American Coastal Insurance is roughly 6.96 . At present, American Coastal's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the American Coastal's earnings, one of the primary drivers of an investment's value.American Coastal Ins Systematic Risk
American Coastal's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. American Coastal volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on American Coastal Ins correlated with the market. If Beta is less than 0 American Coastal generally moves in the opposite direction as compared to the market. If American Coastal Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one American Coastal Ins is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of American Coastal is generally in the same direction as the market. If Beta > 1 American Coastal moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in American Coastal Stock are looking for potential investment opportunities by analyzing not only static indicators but also various American Coastal's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of American Coastal growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
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American Coastal November 27, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of American Coastal help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of American Coastal Insurance. We use our internally-developed statistical techniques to arrive at the intrinsic value of American Coastal Insurance based on widely used predictive technical indicators. In general, we focus on analyzing American Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build American Coastal's daily price indicators and compare them against related drivers.
Downside Deviation | 3.45 | |||
Information Ratio | 0.0556 | |||
Maximum Drawdown | 27.18 | |||
Value At Risk | (3.10) | |||
Potential Upside | 5.73 |
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When running American Coastal's price analysis, check to measure American Coastal's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Coastal is operating at the current time. Most of American Coastal's value examination focuses on studying past and present price action to predict the probability of American Coastal's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Coastal's price. Additionally, you may evaluate how the addition of American Coastal to your portfolios can decrease your overall portfolio volatility.
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