Pra Group Stock Today

PRAA Stock  USD 11.45  0.17  1.51%   

Performance

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Odds Of Distress

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PRA is trading at 11.45 as of the 8th of February 2026, a 1.51 percent increase since the beginning of the trading day. The stock's open price was 11.28. PRA has about a 43 percent probability of financial distress in the next few years of operation and has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 10th of November 2025 and ending today, the 8th of February 2026. Click here to learn more.
Business Domain
Financial Services
IPO Date
8th of November 2002
Classification
Financials
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia. The company has 39.02 M outstanding shares of which 717.16 K shares are at this time shorted by private and institutional investors with about 1.94 trading days to cover. More on PRA Group

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Follow Valuation Options Odds of Bankruptcy
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PRA Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Co-Founder, Chairman and CEOSteven Fredrickson
Business ConcentrationConsumer Finance, Financial Services, SP Small-Cap 600, NASDAQ Composite, NASDAQ Composite Total, Nasdaq Real Estate, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.410.26
Way Up
Slightly volatile
Gross Profit Margin0.80.7
Fairly Up
Slightly volatile
Total Current Liabilities482.1 M383.2 M
Significantly Up
Slightly volatile
Non Current Liabilities Total4.1 B3.9 B
Sufficiently Up
Slightly volatile
Total AssetsB5.7 B
Sufficiently Up
Slightly volatile
Total Current Assets5.2 BB
Sufficiently Up
Slightly volatile
Debt Levels
PRA can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand PRA's financial leverage. It provides some insight into what part of PRA's total assets is financed by creditors.
Liquidity
PRA Group currently holds 3.36 B in liabilities with Debt to Equity (D/E) ratio of 2.05, implying the company greatly relies on financing operations through barrowing. PRA Group has a current ratio of 5.53, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about PRA's use of debt, we should always consider it together with its cash and equity.

Dividends Paid

17.49 Million
PRA Group (PRAA) is traded on NASDAQ Exchange in USA and employs 2,814 people. PRA is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 447.39 M. PRA Group conducts business under Consumer Finance sector and is part of Financials industry. The entity has 39.02 M outstanding shares of which 717.16 K shares are at this time shorted by private and institutional investors with about 1.94 trading days to cover. PRA Group currently holds about 89.58 M in cash with (94.59 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.3.
Check PRA Probability Of Bankruptcy
Ownership Allocation
PRA Group secures a total of 39.02 Million outstanding shares. The majority of PRA Group outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to secure positions in PRA Group to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in PRA Group. Please pay attention to any change in the institutional holdings of PRA as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check PRA Ownership Details

PRA Stock Institutional Holders

InstituionRecorded OnShares
D. E. Shaw & Co Lp2025-06-30
817.4 K
Jacobs Levy Equity Management, Inc.2025-06-30
696.3 K
Capital Management Corp2025-06-30
551.5 K
Morgan Stanley - Brokerage Accounts2025-06-30
542.1 K
Charles Schwab Investment Management Inc2025-06-30
542 K
Bank Of America Corp2025-06-30
466.3 K
Ameriprise Financial Inc2025-06-30
428.1 K
Northern Trust Corp2025-06-30
407.9 K
Invenomic Capital Management, Lp2025-06-30
362.4 K
Blackrock Inc2025-06-30
7.3 M
Vanguard Group Inc2025-06-30
3.7 M
View PRA Diagnostics

PRA Historical Income Statement

At present, PRA's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Interest Expense is expected to grow to about 107.1 M, whereas Gross Profit is forecasted to decline to about 413.6 M. View More Fundamentals

PRA Stock Against Markets

PRA Corporate Management

Laura WhiteChief Compliance OfficerProfile
Jan HusbyGlobal OfficerProfile
Najim CFAVice RelationsProfile
Chris BurroughsChief OfficerProfile
James FikeVice FinanceProfile
When determining whether PRA Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PRA's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pra Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pra Group Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PRA Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PRA. Anticipated expansion of PRA directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive PRA assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.996
Earnings Share
(8.74)
Revenue Per Share
29.519
Quarterly Revenue Growth
0.105
Return On Assets
0.0442
The market value of PRA Group is measured differently than its book value, which is the value of PRA that is recorded on the company's balance sheet. Investors also form their own opinion of PRA's value that differs from its market value or its book value, called intrinsic value, which is PRA's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PRA's market value can be influenced by many factors that don't directly affect PRA's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between PRA's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding PRA should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, PRA's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.