American Coastal Insurance Stock Buy Hold or Sell Recommendation
| ACIC Stock | USD 13.52 0.05 0.37% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding American Coastal Insurance is 'Hold'. Macroaxis provides American Coastal buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding ACIC positions.
Check out American Coastal Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as American and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards American Coastal Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
American |
Execute American Coastal Buy or Sell Advice
The American recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on American Coastal Insurance. Macroaxis does not own or have any residual interests in American Coastal Insurance or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute American Coastal's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | OK | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Very regressive towards the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
American Coastal Trading Alerts and Improvement Suggestions
| American Coastal Ins had very high historical volatility over the last 90 days | |
| American Coastal Insurance currently holds about 145.8 K in cash with (136 M) of positive cash flow from operations. | |
| Roughly 50.0% of the company shares are held by company insiders | |
| Latest headline from finance.yahoo.com: American Coastal Insurances investors will be pleased with their strong 221 percent return over the last three years |
American Coastal Returns Distribution Density
The distribution of American Coastal's historical returns is an attempt to chart the uncertainty of American Coastal's future price movements. The chart of the probability distribution of American Coastal daily returns describes the distribution of returns around its average expected value. We use American Coastal Insurance price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of American Coastal returns is essential to provide solid investment advice for American Coastal.
| Mean Return | 0.36 | Value At Risk | -3.1 | Potential Upside | 5.73 | Standard Deviation | 4.20 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of American Coastal historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
American Stock Institutional Investors
| Shares | Millennium Management Llc | 2024-06-30 | 208.7 K | Northern Trust Corp | 2024-09-30 | 205.2 K | Prudential Financial Inc | 2024-09-30 | 197.9 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 191.7 K | Renaissance Technologies Corp | 2024-09-30 | 190.1 K | Jane Street Group Llc | 2024-06-30 | 164.8 K | Gsa Capital Partners Llp | 2024-09-30 | 155.9 K | Empyrean Capital Partners, Lp | 2024-09-30 | 154.5 K | Westwood Holdings Group Inc | 2024-09-30 | 150.7 K | Blackrock Inc | 2024-06-30 | 1.7 M | Vanguard Group Inc | 2024-09-30 | 1.6 M |
American Coastal Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 102.9M | 14.4M | (56.2M) | 38.3M | (111.8M) | (106.2M) | |
| Free Cash Flow | 127.1M | (21.3M) | (300.7M) | (176.2M) | (136.2M) | (129.4M) | |
| Dividends Paid | 10.3M | 10.3M | 10.3M | 10.4M | 2.6M | 0.0 | |
| Capital Expenditures | 21.9M | 10.8M | 5.3M | 3.0M | 196K | 186.2K | |
| Net Income | (29.5M) | (95.5M) | (59.9M) | (470.0M) | 309.9M | 325.4M | |
| End Period Cash Flow | 287.1M | 301.5M | 245.3M | 283.6M | 171.8M | 150.4M | |
| Change To Netincome | (25.5M) | 22.1M | (25.0M) | 35.0M | 40.3M | 42.3M | |
| Depreciation | 12.0M | 11.0M | 11.8M | 23.3M | 10.6M | 10.1M | |
| Other Non Cash Items | (20.1M) | (30.3M) | (6.8M) | 38.0M | (234.1M) | (222.4M) | |
| Investments | (12.1M) | 695.3M | 274.2M | 225.5M | 167.6M | 176.0M | |
| Change Receivables | 32.5M | (384.7M) | (212.4M) | (423.2M) | (380.9M) | (361.9M) | |
| Net Borrowings | 14.1M | (1.5M) | (1.2M) | (4.4M) | (5.1M) | (4.9M) |
American Coastal Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to American Coastal or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that American Coastal's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a American stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.17 | |
β | Beta against Dow Jones | 1.52 | |
σ | Overall volatility | 4.25 | |
Ir | Information ratio | 0.06 |
American Coastal Volatility Alert
American Coastal Insurance shows above-average downside volatility for the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure American Coastal's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact American Coastal's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.American Coastal Fundamentals Vs Peers
Comparing American Coastal's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze American Coastal's direct or indirect competition across all of the common fundamentals between American Coastal and the related equities. This way, we can detect undervalued stocks with similar characteristics as American Coastal or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of American Coastal's fundamental indicators could also be used in its relative valuation, which is a method of valuing American Coastal by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare American Coastal to competition |
| Fundamentals | American Coastal | Peer Average |
| Return On Equity | 0.45 | -0.31 |
| Return On Asset | 0.0641 | -0.14 |
| Profit Margin | 0.29 % | (1.27) % |
| Operating Margin | (0.10) % | (5.51) % |
| Current Valuation | 619.95 M | 16.62 B |
| Shares Outstanding | 48.2 M | 571.82 M |
| Shares Owned By Insiders | 50.03 % | 10.09 % |
| Shares Owned By Institutions | 24.81 % | 39.21 % |
| Number Of Shares Shorted | 897.43 K | 4.71 M |
| Price To Book | 2.52 X | 9.51 X |
| Price To Sales | 2.24 X | 11.42 X |
| Revenue | 286.54 M | 9.43 B |
| Gross Profit | (338.31 M) | 27.38 B |
| EBITDA | 107.69 M | 3.9 B |
| Net Income | 309.91 M | 570.98 M |
| Cash And Equivalents | 145.8 K | 2.7 B |
| Total Debt | 149.46 M | 5.32 B |
| Book Value Per Share | 7.42 X | 1.93 K |
| Cash Flow From Operations | (136 M) | 971.22 M |
| Short Ratio | 2.49 X | 4.00 X |
| Earnings Per Share | 1.74 X | 3.12 X |
| Price To Earnings To Growth | 3.35 X | 4.89 X |
| Target Price | 16.0 | |
| Number Of Employees | 71 | 18.84 K |
| Beta | -0.28 | -0.15 |
| Market Capitalization | 651.73 M | 19.03 B |
| Total Asset | 572.68 M | 29.47 B |
| Retained Earnings | (237.39 M) | 9.33 B |
| Net Asset | 572.68 M |
Note: Acquisition by Hudson Sherrill W of 5000 shares of American Coastal subject to Rule 16b-3 [view details]
American Coastal Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as American . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About American Coastal Buy or Sell Advice
When is the right time to buy or sell American Coastal Insurance? Buying financial instruments such as American Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
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Check out American Coastal Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of American Coastal. If investors know American will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about American Coastal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 1.74 | Revenue Per Share 6.188 | Quarterly Revenue Growth (0.23) | Return On Assets 0.0641 | Return On Equity 0.4462 |
The market value of American Coastal Ins is measured differently than its book value, which is the value of American that is recorded on the company's balance sheet. Investors also form their own opinion of American Coastal's value that differs from its market value or its book value, called intrinsic value, which is American Coastal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because American Coastal's market value can be influenced by many factors that don't directly affect American Coastal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between American Coastal's value and its price as these two are different measures arrived at by different means. Investors typically determine if American Coastal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, American Coastal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.