Arrow Financial Company Insiders
| AROW Stock | USD 27.64 0.25 0.91% |
Arrow Financial's insiders are aggressively selling. The analysis of insiders' sentiment of trading Arrow Financial stock suggests that vertually all insiders are panicking at this time. Arrow Financial employs about 560 people. The company is managed by 8 executives with a total tenure of roughly 24 years, averaging almost 3.0 years of service per executive, having 70.0 employees per reported executive.
| David DeMarco CEO President CEO |
| Andrew Wise President COO, Senior Vice President |
Arrow Financial's Insider Buying Vs Selling
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Selling | Buying |
Latest Trades
| 2025-01-02 | Raymond F O'conor | Disposed 2000 @ 28.85 | View | ||
| 2024-12-02 | Raymond F O'conor | Disposed 2000 @ 32.69 | View | ||
| 2024-11-04 | Raymond F O'conor | Disposed 2000 @ 28.5 | View | ||
| 2024-10-01 | Raymond F O'conor | Disposed 2000 @ 28.04 | View | ||
| 2024-09-03 | Raymond F O'conor | Disposed 2000 @ 30.09 | View | ||
| 2024-08-15 | Raymond F O'conor | Disposed 2000 @ 28.13 | View | ||
| 2024-05-10 | Raymond F O'conor | Disposed 4000 @ 23.63 | View |
Monitoring Arrow Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Arrow |
Arrow Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Arrow Financial's future performance. Based on our forecasts, it is anticipated that Arrow will maintain a workforce of slightly above 1890 employees by February 2025.Arrow Financial Management Team Effectiveness
At this time, Arrow Financial's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to climb to 0.01 in 2025, whereas Return On Capital Employed is likely to drop 0.0006 in 2025. At this time, Arrow Financial's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to climb to about 4.9 B in 2025, whereas Total Current Assets are likely to drop slightly above 155.7 M in 2025. Arrow Financial's management efficiency ratios could be used to measure how well Arrow Financial manages its routine affairs as well as how well it operates its assets and liabilities.Common Stock Shares Outstanding is likely to drop to about 18 M in 2025. Net Income Applicable To Common Shares is likely to drop to about 28.1 M in 2025
Arrow Financial Workforce Comparison
Arrow Financial is rated below average in number of employees category among its peers. The total workforce of Financials industry is presently estimated at about 13,386. Arrow Financial holds roughly 560 in number of employees claiming about 4% of equities under Financials industry.
Arrow Financial Profit Margins
The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.78 | 0.88 |
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| Operating Profit Margin | 0.0199 | 0.0209 |
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Arrow Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Arrow Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Arrow Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Arrow Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-03-01 | 12.0 | 12 | 1 | 4,047 | 2,000 |
| 2024-12-01 | 1.0909 | 12 | 11 | 11,829 | 21,361 |
| 2024-09-01 | 4.0 | 8 | 2 | 3,804 | 4,000 |
| 2024-06-01 | 5.4 | 27 | 5 | 24,690 | 8,673 |
| 2024-03-01 | 0.5238 | 11 | 21 | 7,092 | 30,941 |
| 2023-06-01 | 1.0 | 1 | 1 | 16,587 | 16,587 |
| 2023-03-01 | 0.931 | 27 | 29 | 45,121 | 15,095 |
| 2022-12-01 | 1.7143 | 12 | 7 | 12,238 | 13,518 |
| 2022-09-01 | 2.8 | 14 | 5 | 5,960 | 2,708 |
| 2022-06-01 | 2.6667 | 16 | 6 | 9,859 | 8,794 |
| 2022-03-01 | 5.0 | 30 | 6 | 48,948 | 5,216 |
| 2021-12-01 | 1.7143 | 12 | 7 | 3,226 | 4,091 |
| 2021-09-01 | 2.0 | 16 | 8 | 32,617 | 58,663 |
| 2021-06-01 | 1.1364 | 25 | 22 | 18,010 | 28,522 |
| 2021-03-01 | 3.1 | 31 | 10 | 49,873 | 6,998 |
| 2020-12-01 | 0.1333 | 2 | 15 | 5,912 | 17,302 |
| 2020-09-01 | 0.6 | 6 | 10 | 14,493 | 16,595 |
| 2020-06-01 | 2.0 | 16 | 8 | 9,248 | 6,646 |
| 2020-03-01 | 2.0769 | 27 | 13 | 66,685 | 9,302 |
| 2019-12-01 | 0.6522 | 15 | 23 | 8,653 | 24,172 |
| 2019-09-01 | 0.3684 | 7 | 19 | 21,996 | 44,429 |
| 2019-06-01 | 2.1667 | 13 | 6 | 18,687 | 27,520 |
| 2019-03-01 | 3.1667 | 19 | 6 | 65,587 | 30,651 |
| 2018-12-01 | 1.5714 | 11 | 7 | 2,431 | 3,090 |
| 2018-09-01 | 0.4359 | 17 | 39 | 14,239 | 25,523 |
| 2018-06-01 | 0.9474 | 18 | 19 | 33,408 | 56,255 |
| 2018-03-01 | 2.0 | 18 | 9 | 39,188 | 6,876 |
| 2017-12-01 | 1.1538 | 15 | 13 | 10,022 | 17,996 |
| 2017-06-01 | 1.3333 | 16 | 12 | 13,567 | 19,959 |
| 2017-03-01 | 1.8333 | 22 | 12 | 48,448 | 14,514 |
| 2016-12-01 | 0.871 | 27 | 31 | 15,599 | 26,848 |
| 2016-09-01 | 1.2 | 12 | 10 | 18,312 | 11,357 |
| 2016-06-01 | 2.8889 | 26 | 9 | 32,549 | 11,400 |
| 2016-03-01 | 4.5 | 27 | 6 | 83,660 | 22,455 |
| 2015-12-01 | 1.5833 | 19 | 12 | 21,508 | 14,179 |
| 2015-09-01 | 1.0 | 4 | 4 | 19,946 | 10,334 |
| 2015-06-01 | 3.8 | 19 | 5 | 5,824 | 4,008 |
| 2015-03-01 | 8.25 | 33 | 4 | 32,295 | 376.00 |
| 2014-12-01 | 1.7778 | 16 | 9 | 3,172 | 5,242 |
| 2014-09-01 | 1.5 | 12 | 8 | 35,008 | 19,732 |
| 2014-06-01 | 12.0 | 24 | 2 | 5,367 | 1,485 |
| 2014-03-01 | 6.0 | 36 | 6 | 60,028 | 15,510 |
| 2013-12-01 | 1.7778 | 16 | 9 | 2,926 | 3,266 |
| 2013-09-01 | 1.125 | 9 | 8 | 10,010 | 8,587 |
| 2013-06-01 | 3.2857 | 23 | 7 | 6,980 | 2,950 |
| 2013-03-01 | 3.6667 | 33 | 9 | 20,820 | 19,741 |
| 2012-12-01 | 1.0588 | 18 | 17 | 18,425 | 37,680 |
| 2012-06-01 | 2.75 | 11 | 4 | 3,030 | 3,100 |
| 2012-03-01 | 2.1765 | 37 | 17 | 82,921 | 70,246 |
| 2011-12-01 | 1.0714 | 15 | 14 | 20,757 | 24,903 |
| 2011-09-01 | 0.7143 | 5 | 7 | 13,830 | 6,269 |
| 2011-06-01 | 3.5 | 14 | 4 | 3,612 | 3,900 |
| 2010-12-01 | 1.9333 | 29 | 15 | 12,952 | 16,509 |
| 2010-09-01 | 11.0 | 11 | 1 | 3,000 | 436.00 |
| 2010-06-01 | 6.2 | 31 | 5 | 15,296 | 7,502 |
| 2010-03-01 | 17.6667 | 53 | 3 | 42,888 | 9,782 |
| 2009-09-01 | 1.6667 | 10 | 6 | 9,221 | 13,028 |
| 2009-06-01 | 3.0909 | 34 | 11 | 21,216 | 31,831 |
| 2009-03-01 | 5.5833 | 67 | 12 | 40,199 | 25,020 |
| 2008-12-01 | 2.5294 | 43 | 17 | 15,962 | 18,449 |
| 2008-09-01 | 1.4444 | 13 | 9 | 29,268 | 24,343 |
| 2008-06-01 | 5.0 | 30 | 6 | 7,207 | 19,363 |
| 2008-03-01 | 9.0 | 9 | 1 | 500.00 | 1,000.00 |
| 2007-12-01 | 6.7 | 67 | 10 | 60,406 | 19,807 |
| 2007-09-01 | 18.0 | 18 | 1 | 2,000 | 2,876 |
| 2007-06-01 | 15.3333 | 46 | 3 | 12,285 | 6,383 |
| 2007-03-01 | 6.0 | 18 | 3 | 11,008 | 3,221 |
| 2006-12-01 | 4.5833 | 55 | 12 | 56,012 | 31,277 |
| 2006-06-01 | 16.5 | 33 | 2 | 2,810 | 7,208 |
| 2005-12-01 | 4.8 | 24 | 5 | 1,850 | 2,100 |
| 2005-09-01 | 1.0 | 6 | 6 | 22,994 | 36,358 |
| 2005-06-01 | 13.0 | 26 | 2 | 30,075 | 43,256 |
| 2005-03-01 | 1.3333 | 8 | 6 | 11,838 | 45,660 |
| 2004-12-01 | 7.1429 | 50 | 7 | 38,144 | 22,955 |
| 2004-09-01 | 1.6667 | 10 | 6 | 21,558 | 9,310 |
| 2004-06-01 | 4.125 | 33 | 8 | 20,209 | 30,030 |
| 2004-03-01 | 1.2 | 12 | 10 | 11,435 | 18,961 |
| 2003-12-01 | 3.0 | 57 | 19 | 30,071 | 9,880 |
| 2003-09-01 | 0.2143 | 3 | 14 | 2,032 | 4,024 |
| 2002-12-01 | 1.0 | 1 | 1 | 1,200 | 3,000 |
| 2001-12-01 | 1.3333 | 4 | 3 | 29,510 | 12,501 |
| 2000-12-01 | 2.0 | 4 | 2 | 21,614 | 5,655 |
| 1999-12-01 | 0.5 | 2 | 4 | 19,414 | 13,965 |
| 1997-12-01 | 0.1667 | 1 | 6 | 7,454 | 40,014 |
| 1996-09-01 | 0.5 | 1 | 2 | 720.00 | 1,473 |
Arrow Financial Notable Stakeholders
An Arrow Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Arrow Financial often face trade-offs trying to please all of them. Arrow Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Arrow Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| David DeMarco | President CEO | Profile | |
| Andrew Wise | COO, Senior Vice President | Profile | |
| Thomas CPA | CEO and President | Profile | |
| Marc Yrsha | Senior Officer | Profile | |
| Michael Jacobs | Executive Officer | Profile | |
| Brooke Pancoe | Senior Officer | Profile | |
| Annette Reitano | Senior Falls | Profile | |
| David Kaiser | Senior Officer | Profile |
About Arrow Financial Management Performance
The success or failure of an entity such as Arrow Financial often depends on how effective the management is. Arrow Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Arrow management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Arrow management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.10 |
Please note, the imprecision that can be found in Arrow Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Arrow Financial. Check Arrow Financial's Beneish M Score to see the likelihood of Arrow Financial's management manipulating its earnings.
Arrow Financial Workforce Analysis
Traditionally, organizations such as Arrow Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Arrow Financial within its industry.Arrow Financial Manpower Efficiency
Return on Arrow Financial Manpower
| Revenue Per Employee | 239.2K | |
| Revenue Per Executive | 16.7M | |
| Net Income Per Employee | 87.1K | |
| Net Income Per Executive | 6.1M |
Additional Tools for Arrow Stock Analysis
When running Arrow Financial's price analysis, check to measure Arrow Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Arrow Financial is operating at the current time. Most of Arrow Financial's value examination focuses on studying past and present price action to predict the probability of Arrow Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Arrow Financial's price. Additionally, you may evaluate how the addition of Arrow Financial to your portfolios can decrease your overall portfolio volatility.