Arrow Financial Stock Analysis

AROW Stock  USD 33.45  0.75  2.29%   
Arrow Financial is overvalued with Real Value of 25.07 and Target Price of 18.0. The main objective of Arrow Financial stock analysis is to determine its intrinsic value, which is an estimate of what Arrow Financial is worth, separate from its market price. There are two main types of Arrow Financial's stock analysis: fundamental analysis and technical analysis.
The Arrow Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Arrow Financial is usually not traded on Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday. Arrow Stock trading window is adjusted to America/New York timezone.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Arrow Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
For more information on how to buy Arrow Stock please use our How to Invest in Arrow Financial guide.

Arrow Stock Analysis Notes

About 50.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.42. Some equities with similar Price to Book (P/B) outperform the market in the long run. Arrow Financial has Price/Earnings To Growth (PEG) ratio of 2.41. The entity last dividend was issued on the 15th of October 2024. The firm had 103:100 split on the 16th of September 2022. Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. Arrow Financial Corporation was founded in 1851 and is headquartered in Glens Falls, New York. Arrow Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 512 people. For more info on Arrow Financial please contact Thomas CPA at 518 745 1000 or go to https://www.arrowfinancial.com.

Arrow Financial Quarterly Total Revenue

36.57 Million

Arrow Financial Investment Alerts

On 29th of October 2024 Arrow Financial paid $ 0.28 per share dividend to its current shareholders
Latest headline from thelincolnianonline.com: Jennison Associates LLC Raises Stake in Sanofi

Arrow Financial Upcoming and Recent Events

29th of January 2024
Upcoming Quarterly Report
View
22nd of July 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Arrow Largest EPS Surprises

Earnings surprises can significantly impact Arrow Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2000-01-18
1999-12-310.180.20.0211 
1997-10-16
1997-09-300.140.160.0214 
1995-04-13
1995-03-310.110.130.0218 
View All Earnings Estimates

Arrow Financial Environmental, Social, and Governance (ESG) Scores

Arrow Financial's ESG score is a quantitative measure that evaluates Arrow Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Arrow Financial's operations that may have significant financial implications and affect Arrow Financial's stock price as well as guide investors towards more socially responsible investments.

Arrow Financial Thematic Classifications

In addition to having Arrow Financial stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banks Idea
Banks
All money banks and credit services

Arrow Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Bank Of New York Mellon Corp2024-06-30
129.3 K
Charles Schwab Investment Management Inc2024-09-30
126 K
Hotchkis & Wiley Capital Management Llc2024-09-30
118.6 K
Rockefeller Capital Management L.p.2024-06-30
116.4 K
Franklin Resources Inc2024-09-30
111.8 K
Nuveen Asset Management, Llc2024-06-30
58.2 K
Ubs Group Ag2024-06-30
56.8 K
Goldman Sachs Group Inc2024-06-30
49.1 K
Amvescap Plc.2024-06-30
46.8 K
Arrow Financial Corp(junk)2024-09-30
M
Blackrock Inc2024-06-30
1.3 M
Note, although Arrow Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Arrow Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 571.29 M.

Arrow Profitablity

The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.10 

Management Efficiency

At this time, Arrow Financial's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to climb to 0.01 in 2024, whereas Return On Capital Employed is likely to drop 0.0006 in 2024. At this time, Arrow Financial's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to climb to about 4.2 B in 2024, whereas Total Current Assets are likely to drop slightly above 135.4 M in 2024. Arrow Financial's management efficiency ratios could be used to measure how well Arrow Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 22.29  17.51 
Tangible Book Value Per Share 20.94  16.83 
Enterprise Value Over EBITDA 9.38  10.55 
Price Book Value Ratio 1.25  2.02 
Enterprise Value Multiple 9.38  10.55 
Price Fair Value 1.25  2.02 
Enterprise Value517.5 M262.1 M
The management team at Arrow Financial has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Dividend Yield
0.0327
Operating Margin
0.3433
Profit Margin
0.2421
Forward Dividend Yield
0.0327
Beta
0.719

Technical Drivers

As of the 24th of November, Arrow Financial shows the Mean Deviation of 1.7, risk adjusted performance of 0.0895, and Downside Deviation of 1.96. Arrow Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Arrow Financial standard deviation, value at risk, as well as the relationship between the Value At Risk and kurtosis to decide if Arrow Financial is priced correctly, providing market reflects its regular price of 33.45 per share. Given that Arrow Financial has jensen alpha of (0.02), we suggest you to validate Arrow Financial's prevailing market performance to make sure the company can sustain itself at a future point.

Arrow Financial Price Movement Analysis

The output start index for this execution was two with a total number of output elements of fifty-nine. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Arrow Financial middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Arrow Financial. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Arrow Financial Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Arrow Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Arrow Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Arrow Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Arrow Financial Outstanding Bonds

Arrow Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Arrow Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Arrow bonds can be classified according to their maturity, which is the date when Arrow Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Arrow Financial Predictive Daily Indicators

Arrow Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Arrow Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Arrow Financial Corporate Filings

F4
22nd of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F3
21st of November 2024
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
F3
8th of November 2024
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
10Q
7th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
4th of November 2024
Other Reports
ViewVerify
8K
31st of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
10th of October 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
3rd of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Arrow Financial Forecast Models

Arrow Financial's time-series forecasting models are one of many Arrow Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Arrow Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Arrow Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Arrow Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Arrow shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Arrow Financial. By using and applying Arrow Stock analysis, traders can create a robust methodology for identifying Arrow entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.29  0.27 
Operating Profit Margin 0.02  0.02 
Net Profit Margin 0.23  0.19 

Current Arrow Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Arrow analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Arrow analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
18.0Hold1Odds
Arrow Financial current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Arrow analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Arrow stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Arrow Financial, talking to its executives and customers, or listening to Arrow conference calls.
Arrow Analyst Advice Details

Arrow Stock Analysis Indicators

Arrow Financial stock analysis indicators help investors evaluate how Arrow Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Arrow Financial shares will generate the highest return on investment. By understating and applying Arrow Financial stock analysis, traders can identify Arrow Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow457.7 M
Total Stockholder Equity379.8 M
Capital Lease Obligations5.1 M
Property Plant And Equipment Net64.6 M
Cash And Short Term Investments142.5 M
Net Invested Capital426.3 M
Cash142.5 M
50 Day M A29.1616
Net Interest Income109.8 M
Total Current Liabilities27 M
Investments-130.4 M
Interest Expense57.7 M
Stock Based Compensation859 K
Long Term Debt26.5 M
Common Stock Shares Outstanding17 M
Tax Provision9.2 M
Quarterly Earnings Growth Y O Y0.167
Free Cash Flow45.5 M
Other Current Assets142.5 M
Net Debt-85.8 M
Other Operating Expenses73 M
Non Current Assets TotalB
Liabilities And Stockholders Equity4.2 B
Non Currrent Assets Other3.9 B

Additional Tools for Arrow Stock Analysis

When running Arrow Financial's price analysis, check to measure Arrow Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Arrow Financial is operating at the current time. Most of Arrow Financial's value examination focuses on studying past and present price action to predict the probability of Arrow Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Arrow Financial's price. Additionally, you may evaluate how the addition of Arrow Financial to your portfolios can decrease your overall portfolio volatility.