Discover Financial Services Insiders

DFSDelisted Stock  USD 200.05  0.50  0.25%   
Discover Financial employs about 21 K people. The company is managed by 43 executives with a total tenure of roughly 286 years, averaging almost 6.0 years of service per executive, having 488.37 employees per reported executive. Breaking down Discover Financial's management performance can provide insight into the firm performance.
Roger Hochschild  CEO
President, Chief Executive Officer, Director
Lawrence Weinbach  Chairman
Independent Non-Executive Chairman of the Board
  
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Discover Financial Management Team Effectiveness

The company has Return on Asset of 0.0319 % which means that on every $100 spent on assets, it made $0.0319 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2847 %, implying that it generated $0.2847 on every 100 dollars invested. Discover Financial's management efficiency ratios could be used to measure how well Discover Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Discover Financial holds a total of 251.65 Million outstanding shares. The majority of Discover Financial Services outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Discover Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Discover Financial. Please pay attention to any change in the institutional holdings of Discover Financial Services as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Some institutional investors establish a significant position in stocks such as Discover Financial in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Discover Financial, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Discover Financial Workforce Comparison

Discover Financial Services is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 447,888. Discover Financial holds roughly 21,000 in number of employees claiming about 5% of equities under Financials industry.
The company has Net Profit Margin of 0.36 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.48 %, which entails that for every 100 dollars of revenue, it generated $0.48 of operating income.

Discover Financial Insider Trading

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Discover Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Discover Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Discover Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Discover Financial Notable Stakeholders

A Discover Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Discover Financial often face trade-offs trying to please all of them. Discover Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Discover Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Michael RhodesPresident CEOProfile
Michael ShepherdPresident CEOProfile
Roger HochschildPresident, Chief Executive Officer, DirectorProfile
Lawrence WeinbachIndependent Non-Executive Chairman of the BoardProfile
Thomas MaherasNon-Executive Independent Chairman of the BoardProfile
Brian HughesExecutive Vice President Chief Risk OfficerProfile
John GreeneChief Financial Officer, Executive Vice PresidentProfile
Diane OffereinsExecutive Vice President, President - Payment ServicesProfile
Kathryn CorleyExecutive Vice President General Counsel, SecretaryProfile
Andrew EichfeldChief Human Resource Officer, Executive Vice President Chief Administrative OfficerProfile
Amir ArooniExecutive Vice President, Chief Information OfficerProfile
Glenn SchneiderExecutive Vice President, Chief Information OfficerProfile
David NelmsExecutive Vice PresidentProfile
Julie LoegerSenior Vice President Chief Marketing Officer - U.S. CardsProfile
Jason HansonPresident VPProfile
Carlos MinettiExecutive Vice President and Presidentident - Consumer BankingProfile
Daniel CapozziExecutive Vice President, President - Credit Operations and Decision ManagementProfile
Gregory CaseIndependent DirectorProfile
Mary BushIndependent DirectorProfile
Jennifer WongIndependent DirectorProfile
Joseph EazorIndependent DirectorProfile
John OwenIndependent DirectorProfile
Michael MoskowIndependent DirectorProfile
Jeffrey AroninIndependent DirectorProfile
Candace DuncanIndependent DirectorProfile
Cynthia GlassmanIndependent DirectorProfile
Mark ThiererIndependent DirectorProfile
David RawlinsonIndependent DirectorProfile
Hope MehlmanChief VPProfile
Amy HellenExecutive OfficerProfile
Eric WasserstromHead RelationsProfile
Michael RoemerExecutive Vice President Chief Risk OfficerProfile
Kelly WelshGeneral OfficerProfile
Erin StieberSenior RelationsProfile
Carolyn BlairExecutive OfficerProfile
Karl WerwathExecutive OfficerProfile
Bill ChippendaleChief ExecutiveProfile
Leslie SuttonVice CommunicationsProfile
Keith ToneyExecutive Vice President Data and AnalyticsProfile
R EichfeldChief Human Resource Officer, Executive Vice President Chief Administrative OfficerProfile
Jason StrleExecutive OfficerProfile
Shifra KolskySenior OfficerProfile
Wanjiku WalcottExecutive Vice President Chief Legal Officer, General CounselProfile
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About Discover Financial Management Performance

The success or failure of an entity such as Discover Financial often depends on how effective the management is. Discover Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Discover management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Discover management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. The company was incorporated in 1960 and is based in Riverwoods, Illinois. Discover Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 16700 people.
Please note, the imprecision that can be found in Discover Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Discover Financial Services. Check Discover Financial's Beneish M Score to see the likelihood of Discover Financial's management manipulating its earnings.

Discover Financial Workforce Analysis

Traditionally, organizations such as Discover Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Discover Financial within its industry.

Discover Financial Manpower Efficiency

Return on Discover Financial Manpower

Revenue Per Employee953.3K
Revenue Per Executive465.6M
Net Income Per Employee216K
Net Income Per Executive105.5M
Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.

Other Consideration for investing in Discover Stock

If you are still planning to invest in Discover Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Discover Financial's history and understand the potential risks before investing.
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