Discover Financial Company Insiders
| DFS Stock | USD 187.18 2.14 1.16% |
Slightly above 80 percent of Discover Financial's insiders are selling. The analysis of insider sentiment suggests that a fairly large number of Discover Financial Services insiders are, at present, terrified. Discover Financial employs about 21.1 K people. The company is managed by 41 executives with a total tenure of roughly 258 years, averaging almost 6.0 years of service per executive, having 514.63 employees per reported executive.
| Roger Hochschild CEO President, Chief Executive Officer, Director |
| Lawrence Weinbach Chairman Independent Non-Executive Chairman of the Board |
Discover Financial's Insider Buying Vs Selling
20
Selling | Buying |
Latest Trades
| 2024-09-04 | John James | Disposed @ 135.08 | |||
| 2024-08-06 | C. Scott Franklin | Disposed @ 125.27 | |||
| 2024-08-01 | C. Scott Franklin | Disposed @ 136.17 | |||
| 2024-07-18 | John James | Acquired @ 142.89 | |||
| 2024-01-26 | John Greene | Disposed 35191 @ 106.51 | View |
Monitoring Discover Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of Discover Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of Discover Financial Services. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe Discover Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
Discover |
Discover Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Discover Financial's future performance. Based on our forecasts, it is anticipated that Discover will maintain a workforce of slightly above 21100 employees by February 2025.Discover Financial's latest congressional trading
Congressional trading in companies like Discover Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Discover Financial by those in governmental positions are based on the same information available to the general public.
| 2024-12-18 | Representative Michael McCaul | Acquired Under $15K | Verify | ||
| 2024-09-18 | Representative Michael McCaul | Acquired $15K to $50K | Verify | ||
| 2024-09-06 | Representative John James | Acquired Under $15K | Verify | ||
| 2024-09-02 | Representative John James | Acquired Under $15K | Verify | ||
| 2024-08-20 | Representative C Scott Franklin | Acquired $50K to $100K | Verify | ||
| 2023-06-26 | Representative Pete Sessions | Acquired $15K to $50K | Verify |
Discover Financial Management Team Effectiveness
The company has Return on Asset of 0.0216 % which means that on every $100 spent on assets, it made $0.0216 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2026 %, implying that it generated $0.2026 on every 100 dollars invested. Discover Financial's management efficiency ratios could be used to measure how well Discover Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Discover Financial's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.02 in 2025, whereas Return On Capital Employed is likely to drop 0.04 in 2025. At this time, Discover Financial's Return On Assets are comparatively stable compared to the past year. Asset Turnover is likely to gain to 0.13 in 2025, despite the fact that Other Assets are likely to grow to (2.3 B).Common Stock Shares Outstanding is likely to gain to about 334.9 M in 2025. Net Income Applicable To Common Shares is likely to gain to about 5.2 B in 2025
Discover Financial Workforce Comparison
Discover Financial Services is rated # 5 in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 275,788. Discover Financial holds roughly 21,100 in number of employees claiming about 8% of equities under Financials industry.
Discover Financial Profit Margins
The company has Net Profit Margin of 0.27 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.34 %, which entails that for every 100 dollars of revenue, it generated $0.34 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.73 | 0.9 |
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| Net Profit Margin | 0.19 | 0.27 |
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| Operating Profit Margin | 0.61 | 0.6 |
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| Pretax Profit Margin | 0.29 | 0.35 |
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| Return On Assets | 0.021 | 0.0175 |
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| Return On Equity | 0.16 | 0.18 |
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Discover Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Discover Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Discover Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Discover Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-06-01 | 1.0 | 3 | 3 | 56,459 | 110,819 |
| 2024-03-01 | 1.8182 | 20 | 11 | 359,072 | 74,072 |
| 2023-09-01 | 3.0 | 6 | 2 | 24,086 | 21,493 |
| 2023-06-01 | 12.0 | 12 | 1 | 20,845 | 0.00 |
| 2023-03-01 | 1.3571 | 19 | 14 | 308,922 | 153,281 |
| 2022-12-01 | 0.1429 | 1 | 7 | 80,876 | 23,796 |
| 2022-03-01 | 1.1176 | 19 | 17 | 263,790 | 143,718 |
| 2021-09-01 | 0.1 | 1 | 10 | 1,573 | 113,964 |
| 2021-06-01 | 2.2 | 11 | 5 | 14,201 | 51,168 |
| 2021-03-01 | 0.8 | 16 | 20 | 150,435 | 142,780 |
| 2020-06-01 | 12.0 | 12 | 1 | 125,300 | 74,410 |
| 2020-03-01 | 2.0909 | 23 | 11 | 256,376 | 85,685 |
| 2019-09-01 | 0.6 | 3 | 5 | 92,343 | 27,663 |
| 2019-06-01 | 0.9091 | 10 | 11 | 19,200 | 30,494 |
| 2019-03-01 | 0.6571 | 23 | 35 | 456,159 | 722,483 |
| 2018-09-01 | 0.1667 | 1 | 6 | 6,447 | 101,250 |
| 2018-06-01 | 0.5238 | 11 | 21 | 48,961 | 189,868 |
| 2018-03-01 | 0.4898 | 24 | 49 | 369,879 | 491,275 |
| 2017-06-01 | 0.5 | 12 | 24 | 28,858 | 262,950 |
| 2017-03-01 | 0.6667 | 38 | 57 | 601,580 | 617,552 |
| 2016-12-01 | 0.1176 | 2 | 17 | 1,598 | 177,261 |
| 2016-09-01 | 0.1176 | 2 | 17 | 1,816 | 143,529 |
| 2016-06-01 | 0.5667 | 17 | 30 | 124,879 | 413,985 |
| 2016-03-01 | 0.6 | 24 | 40 | 789,725 | 620,279 |
| 2015-12-01 | 0.1 | 2 | 20 | 102,614 | 259,220 |
| 2015-09-01 | 0.0526 | 1 | 19 | 23,410 | 266,600 |
| 2015-06-01 | 0.4444 | 8 | 18 | 37,059 | 388,122 |
| 2015-03-01 | 0.8333 | 15 | 18 | 752,867 | 519,779 |
| 2014-09-01 | 0.1429 | 1 | 7 | 21,576 | 87,388 |
| 2014-06-01 | 1.1667 | 7 | 6 | 15,510 | 164,481 |
| 2014-03-01 | 0.7273 | 16 | 22 | 890,434 | 735,724 |
| 2013-12-01 | 0.1429 | 1 | 7 | 200,000 | 175,688 |
| 2013-06-01 | 1.1667 | 7 | 6 | 24,705 | 101,150 |
| 2013-03-01 | 1.0 | 7 | 7 | 157,521 | 222,676 |
| 2012-12-01 | 0.3333 | 6 | 18 | 436,079 | 945,382 |
| 2012-06-01 | 2.3333 | 7 | 3 | 121,341 | 236,746 |
| 2012-03-01 | 0.3333 | 8 | 24 | 352,084 | 964,664 |
| 2011-12-01 | 0.8 | 8 | 10 | 210,161 | 97,303 |
| 2011-09-01 | 0.2857 | 4 | 14 | 212,331 | 465,978 |
| 2011-06-01 | 1.6 | 8 | 5 | 173,154 | 298,225 |
| 2010-12-01 | 14.0 | 42 | 3 | 807,253 | 185,653 |
| 2010-09-01 | 7.0 | 49 | 7 | 94,721 | 108,737 |
| 2010-03-01 | 4.6667 | 42 | 9 | 112,450 | 259,874 |
| 2009-12-01 | 0.6 | 6 | 10 | 424,502 | 209,972 |
| 2009-09-01 | 0.2 | 1 | 5 | 60,000 | 76,094 |
| 2009-03-01 | 0.1111 | 1 | 9 | 3,630 | 630,725 |
| 2008-12-01 | 12.0 | 12 | 1 | 1,028,690 | 7,048 |
| 2008-09-01 | 0.1111 | 1 | 9 | 4,612 | 108,628 |
| 2007-12-01 | 1.0 | 3 | 3 | 492.00 | 31,169 |
| 2007-09-01 | 60.0 | 60 | 1 | 5,864,790 | 0.00 |
| 2004-12-01 | 1.0 | 1 | 1 | 527.00 | 2,002 |
| 2004-06-01 | 3.0 | 3 | 1 | 6,909 | 0.00 |
Discover Financial Notable Stakeholders
A Discover Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Discover Financial often face trade-offs trying to please all of them. Discover Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Discover Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Michael Rhodes | President CEO | Profile | |
| Michael Shepherd | President CEO | Profile | |
| Roger Hochschild | President, Chief Executive Officer, Director | Profile | |
| Lawrence Weinbach | Independent Non-Executive Chairman of the Board | Profile | |
| Thomas Maheras | Non-Executive Independent Chairman of the Board | Profile | |
| Brian Hughes | Executive Vice President Chief Risk Officer | Profile | |
| John Greene | Chief Financial Officer, Executive Vice President | Profile | |
| Diane Offereins | Executive Vice President, President - Payment Services | Profile | |
| Kathryn Corley | Executive Vice President General Counsel, Secretary | Profile | |
| Andrew Eichfeld | Chief Human Resource Officer, Executive Vice President Chief Administrative Officer | Profile | |
| Amir Arooni | Executive Vice President, Chief Information Officer | Profile | |
| Glenn Schneider | Executive Vice President, Chief Information Officer | Profile | |
| David Nelms | Executive Vice President | Profile | |
| Julie Loeger | Senior Vice President Chief Marketing Officer - U.S. Cards | Profile | |
| Jason Hanson | President VP | Profile | |
| Carlos Minetti | Executive Vice President and Presidentident - Consumer Banking | Profile | |
| Daniel Capozzi | Executive Vice President, President - Credit Operations and Decision Management | Profile | |
| Gregory Case | Independent Director | Profile | |
| Mary Bush | Independent Director | Profile | |
| Jennifer Wong | Independent Director | Profile | |
| Joseph Eazor | Independent Director | Profile | |
| John Owen | Independent Director | Profile | |
| Michael Moskow | Independent Director | Profile | |
| Jeffrey Aronin | Independent Director | Profile | |
| Candace Duncan | Independent Director | Profile | |
| Cynthia Glassman | Independent Director | Profile | |
| Mark Thierer | Independent Director | Profile | |
| David Rawlinson | Independent Director | Profile | |
| Amy Hellen | Chief VP | Profile | |
| Hope Mehlman | Chief VP | Profile | |
| Eric Wasserstrom | Head Relations | Profile | |
| Michael Roemer | Executive Vice President Chief Risk Officer | Profile | |
| Kelly Welsh | General Officer | Profile | |
| Carolyn Blair | Executive Officer | Profile | |
| Bill Chippendale | Chief Executive | Profile | |
| Leslie Sutton | Vice Communications | Profile | |
| Keith Toney | Executive Vice President Data and Analytics | Profile | |
| R Eichfeld | Chief Human Resource Officer, Executive Vice President Chief Administrative Officer | Profile | |
| Jason Strle | Executive Officer | Profile | |
| Shifra Kolsky | Senior Officer | Profile | |
| Wanjiku Walcott | Executive Vice President Chief Legal Officer, General Counsel | Profile |
About Discover Financial Management Performance
The success or failure of an entity such as Discover Financial often depends on how effective the management is. Discover Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Discover management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Discover management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.02 | 0.02 | |
| Return On Equity | 0.18 | 0.16 |
Please note, the imprecision that can be found in Discover Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Discover Financial Services. Check Discover Financial's Beneish M Score to see the likelihood of Discover Financial's management manipulating its earnings.
Discover Financial Workforce Analysis
Traditionally, organizations such as Discover Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Discover Financial within its industry.Discover Financial Manpower Efficiency
Return on Discover Financial Manpower
| Revenue Per Employee | 466.4K | |
| Revenue Per Executive | 240M | |
| Net Income Per Employee | 138.4K | |
| Net Income Per Executive | 71.2M |
Additional Tools for Discover Stock Analysis
When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.