Daniel Capozzi - Discover Financial President

DFS Stock  USD 179.29  4.38  2.50%   

President

Mr. Daniel Peter Capozzi is Senior Vice President, Credit and Decision Management of the Discover Financial Services. He previously served as Senior Vice President, Credit and Decision Management beginning in June 2017. Mr. Capozzi is responsible for Credit Risk Management, Loss Forecasting, Analytics, Decision Science and related functions. Since joining Discover in 2007, Mr. Capozzi has held leadership positions in the Deposits business and Corporationrationrate Finance. Prior to joining Discover, he held various leadership positions in Finance at Citi and Bank of America since 2020.
Age 52
Tenure 4 years
Address 2500 Lake Cook Road, Riverwoods, IL, United States, 60015
Phone224 405 0900
Webhttps://www.discover.com
Capozzi holds a Bachelor’s degree in Business Administration from Northeastern University.

Discover Financial Management Efficiency

The company has Return on Asset of 0.0216 % which means that on every $100 spent on assets, it made $0.0216 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2026 %, implying that it generated $0.2026 on every 100 dollars invested. Discover Financial's management efficiency ratios could be used to measure how well Discover Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Discover Financial's Return On Tangible Assets are comparatively stable compared to the past year. Return On Assets is likely to gain to 0.02 in 2024, whereas Return On Capital Employed is likely to drop 0.03 in 2024. At this time, Discover Financial's Non Current Assets Total are comparatively stable compared to the past year. Non Currrent Assets Other is likely to gain to about 142.9 B in 2024, whereas Other Assets are likely to drop slightly above 82.7 M in 2024.
Discover Financial Services has 21.33 B in debt with debt to equity (D/E) ratio of 1.41, which is OK given its current industry classification. Discover Financial has a current ratio of 1.22, demonstrating that it is not liquid enough and may have problems paying out its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Discover to invest in growth at high rates of return.

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Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. The company was incorporated in 1960 and is based in Riverwoods, Illinois. Discover Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 16700 people. Discover Financial Services (DFS) is traded on New York Stock Exchange in USA. It is located in 2500 Lake Cook Road, Riverwoods, IL, United States, 60015 and employs 21,100 people. Discover Financial is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Discover Financial Leadership Team

Elected by the shareholders, the Discover Financial's board of directors comprises two types of representatives: Discover Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Discover. The board's role is to monitor Discover Financial's management team and ensure that shareholders' interests are well served. Discover Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Discover Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Gregory Case, Independent Director
Amy Hellen, Chief VP
Lawrence Weinbach, Independent Non-Executive Chairman of the Board
Mary Bush, Independent Director
Eric Wasserstrom, Head Relations
Michael Roemer, Executive Vice President Chief Risk Officer
Brian Hughes, Executive Vice President Chief Risk Officer
Jennifer Wong, Independent Director
John Greene, Chief Financial Officer, Executive Vice President
Joseph Eazor, Independent Director
Michael Rhodes, President CEO
Carolyn Blair, Executive Officer
John Owen, Independent Director
Bill Chippendale, Chief Executive
Thomas Maheras, Non-Executive Independent Chairman of the Board
Michael Moskow, Independent Director
Diane Offereins, Executive Vice President, President - Payment Services
Leslie Sutton, Vice Communications
Kathryn Corley, Executive Vice President General Counsel, Secretary
Keith Toney, Executive Vice President Data and Analytics
Andrew Eichfeld, Chief Human Resource Officer, Executive Vice President Chief Administrative Officer
R Eichfeld, Chief Human Resource Officer, Executive Vice President Chief Administrative Officer
Jason Strle, Executive Officer
Michael Shepherd, President CEO
Amir Arooni, Executive Vice President, Chief Information Officer
Shifra Kolsky, Senior Officer
Jeffrey Aronin, Independent Director
Glenn Schneider, Executive Vice President, Chief Information Officer
David Nelms, Executive Vice President
Roger Hochschild, President, Chief Executive Officer, Director
Julie Loeger, Senior Vice President Chief Marketing Officer - U.S. Cards
Candace Duncan, Independent Director
Hope Mehlman, Chief VP
Cynthia Glassman, Independent Director
Mark Thierer, Independent Director
Jason Hanson, President VP
Carlos Minetti, Executive Vice President and Presidentident - Consumer Banking
David Rawlinson, Independent Director
Wanjiku Walcott, Executive Vice President Chief Legal Officer, General Counsel
Daniel Capozzi, Executive Vice President, President - Credit Operations and Decision Management

Discover Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Discover Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Thematic Opportunities

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Additional Tools for Discover Stock Analysis

When running Discover Financial's price analysis, check to measure Discover Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Discover Financial is operating at the current time. Most of Discover Financial's value examination focuses on studying past and present price action to predict the probability of Discover Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Discover Financial's price. Additionally, you may evaluate how the addition of Discover Financial to your portfolios can decrease your overall portfolio volatility.