First United Stock Insiders
| FUNC Stock | USD 37.91 -0.27 -0.71% |
First United's ownership page maps who actually holds First United -- institutions, insiders, and the wider shareholder base. Institutions own 48.74% of First United and insiders hold 7.71%. Insider transaction patterns around earnings dates can reveal confidence or hedging behavior.
| Jason Rush President and CEO CEO and President & Director |
Insider Sentiment
Aggressively Buying
Selling | Buying |
About 85 percent of all First United's insiders are actively buying. Overall insider positioning in First United stock suggests a significant number of insiders are bullish at this time.
Latest Trades
| 2026-02-03 | Brian R Boal | Acquired 75 @ 39.68 | View | ||
| 2025-11-03 | Tonya K Sturm | Acquired 64 @ 35.15 | View | ||
| 2025-08-26 | Irvin Robert Rudy | Disposed 2000 @ 37.35 | View | ||
| 2025-08-04 | Carissa Lynn Rodeheaver | Acquired 120 @ 32.28 | View | ||
| 2025-08-01 | Carissa Lynn Rodeheaver | Acquired 38 @ 35.92 | View | ||
| 2025-05-02 | Jason Barry Rush | Acquired 78 @ 30.58 | View | ||
| 2025-05-01 | Carissa Lynn Rodeheaver | Acquired 172 @ 30.42 | View |
Tracking insider sentiment in First United reveals whether internal behavior is reinforcing or weakening the broader thesis. Transaction motives are not always purely directional, which is why pattern analysis across multiple insiders strengthens the signal.
First |
First United's Workforce Through the Years
Employee-history analysis for First United reveals whether the business is expanding capacity, defending margins, or adjusting to softer demand. Disclosed headcount near about 320 employees warrants comparison with broader business results to identify scaling or restructuring trends. Reported workforce figures may vary across disclosures and time periods; aggregated or historical datasets can reflect different figures depending on reporting scope and methodology.Macro event markers
Management Team Effectiveness
FUNC has return on total asset (ROA) of 1.26 % which means that for every $100 of assets, it generated a profit of $1.26. This is below average for the sector. Similarly, it shows a return on stockholder's equity (ROE) of 13.05 %, which means that it generated $13.05 on every $100 invested by stockholders.As of this Monday, Common Stock Shares Outstanding is above prior levels at approximately 7 M. Also, Net Income Applicable To Common Shares is currently near approximately 30.2 M.
Stock Institutional Investors
At micro-cap scale, institutional coverage and secondary-market liquidity are typically well established. At First United's scale, both institutional and retail traders shape the daily action. Shares outstanding are near 6.4 M. Whether the institutional base is growing or shrinking quarter over quarter matters more than the current snapshot.
| Shares | Northern Trust Corp | 2025-09-30 | 60.5 K | Pinnacle Holdings, Llc | 2025-12-31 | 59 K | The Goldman Sachs Group Inc | 2025-12-31 | 47.7 K | Marshall Wace Asset Management Ltd | 2025-12-31 | 44 K | Morgan Stanley - Brokerage Accounts | 2025-09-30 | 41.1 K | Two Sigma Investments Llc | 2025-12-31 | 38.8 K | Fourthstone Llc | 2025-12-31 | 37.5 K | Daytona Street Capital Llc | 2026-03-31 | 37.1 K | Empowered Funds, Llc | 2025-12-31 | 35.9 K | Dimensional Fund Advisors, Inc. | 2025-12-31 | 362.5 K | Blackrock Inc | 2025-09-30 | 347.2 K |
Insider Trading Activities
Insider disclosures for First United show how people closest to the business are behaving as market expectations change. U.S. insider activity is disclosed through Form 4 filings, enabling analysis of transaction timing, clustering, and scale.
Outstanding Bonds
First United may use bonds as part of its capital structure to fund operations, refinance liabilities, or support acquisitions and other long-duration investments. Maturity profile, refinancing windows, and coupon burden can all affect how resilient the capital structure looks in a weaker market.
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Corporate Filings
8K | 21st of April 2026 Report filed with the SEC to announce major events that shareholders should know about | |
| 16th of April 2026 Other Reports | ||
| 15th of April 2026 Other Reports | ||
| 10th of April 2026 Other Reports | ||
13A | 26th of March 2026 An amended filing to the original Schedule 13G | |
| 25th of March 2026 Other Reports | ||
F4 | 18th of March 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | |
| 13th of March 2026 Other Reports |
Shares in Circulation | First Issued 1991-03-31 | Previous Quarter 6.5 M | Current Value 6.5 M | Average Shares Outstanding 6.3 M | Quarterly Volatility 393.3 K |
Macro event markers
Holders Distribution
For First United, institutional participation can be supportive or destabilizing depending on whether large holders are building conviction or reducing exposure. One practical risk is that institutions can own millions of shares, so concentrated selling can pressure the stock quickly once sentiment changes.
Market Cap and Value
Workforce Comparison
First United holds the #4 position for number of employees relative to top peers. The total workforce of Financials industry is currently estimated at about 2,891. First United retains roughly 315 in number of employees claiming about 11% of equities under Financials sector.
Profit Margins
FUNC has Profit Margin (PM) of 29.0 %, which may indicate that the company has good control over its costs. This is above the sector average. Similarly, it shows Operating Margin (OM) of 41.0 %, which signifies that for every $100 of sales, the company has a net operating income of $41.0.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.53 | 0.7023 |
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| Net Profit Margin | 0.1 | 0.2057 |
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| Operating Profit Margin | 0.14 | 0.273 |
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| Pretax Profit Margin | 0.14 | 0.273 |
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| Return On Assets | 0.0093 | 0.0117 |
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| Return On Equity | 0.11 | 0.1204 |
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Insider Trading History
The buy-sell ratio in First United's insider history separates pay-related activity from trades based on conviction. At micro-cap scale, institutional coverage and secondary-market liquidity are typically well established. Larger blocks and clustered timing carry more weight than isolated trades.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2026-03-01 | 2.125 | 17 | 8 | 7,436 | 1,221 |
| 2025-09-01 | 4.0 | 4 | 1 | 310.04 | 2,000 |
| 2025-06-01 | 3.25 | 13 | 4 | 12,012 | 704.00 |
| 2025-03-01 | 3.2857 | 23 | 7 | 9,405 | 1,245 |
| 2024-09-01 | 7.0 | 7 | 1 | 322.05 | 2,000 |
| 2024-06-01 | 6.6667 | 20 | 3 | 21,499 | 173.00 |
| 2024-03-01 | 2.4286 | 17 | 7 | 5,535 | 7,754 |
| 2023-03-01 | 10.5 | 21 | 2 | 10,153 | 620.00 |
| 2022-12-01 | 8.0 | 8 | 1 | 1,339 | 0.00 |
| 2022-09-01 | 4.0 | 8 | 2 | 1,378 | 506.00 |
| 2022-06-01 | 16.0 | 16 | 1 | 15,523 | 84.00 |
| 2022-03-01 | 4.0 | 12 | 3 | 7,508 | 2,155 |
| 2021-03-01 | 14.0 | 14 | 1 | 6,153 | 140.00 |
| 2020-12-01 | 11.0 | 11 | 1 | 1,843 | 0.72 |
| 2020-09-01 | 30.0 | 30 | 1 | 14,452 | 0.00 |
| 2018-09-01 | 2.0 | 8 | 4 | 410.24 | 1,420 |
| 2018-06-01 | 6.3333 | 19 | 3 | 17,872 | 7,126 |
| 2018-03-01 | 1.0 | 1 | 1 | 575.00 | 5.00 |
| 2017-12-01 | 0.0625 | 2 | 32 | 3,036 | 26,710 |
| 2017-06-01 | 3.5 | 14 | 4 | 16,070 | 2,600 |
| 2015-06-01 | 11.0 | 11 | 1 | 16,022 | 0.00 |
| 2014-06-01 | 3.0 | 18 | 6 | 21,879 | 14.00 |
| 2012-03-01 | 15.0 | 15 | 1 | 26,158 | 0.00 |
| 2011-12-01 | 28.0 | 28 | 1 | 23,524 | 0.00 |
| 2009-09-01 | 0.5 | 1 | 2 | 4.46 | 588.00 |
| 2009-06-01 | 1.5714 | 11 | 7 | 5,078 | 15,743 |
| 2008-06-01 | 27.0 | 27 | 1 | 25,503 | 1,380 |
| 2007-06-01 | 2.0 | 2 | 1 | 970.00 | 0.22 |
| 2006-06-01 | 4.0 | 4 | 1 | 630.63 | 1,000.00 |
| 2006-03-01 | 4.0 | 8 | 2 | 3,843 | 988.00 |
| 2003-12-01 | 0.6667 | 4 | 6 | 9,398 | 18,736 |
| 2003-03-01 | 2.0 | 2 | 1 | 34.00 | 0.00 |
| 1999-03-01 | 1.0 | 1 | 1 | 2,948 | 2,948 |
Notable Stakeholders
Stakeholders matter for First United because not every influential participant is a shareholder acting with the same objective or time horizon. In practice, stakeholder review supports awareness of the people and incentives that may be shaping key decisions behind the scenes.
| Jason Rush | CEO and President & Director | Profile | |
| Carissa Rodeheaver | Executive Chairman | Profile | |
| Tonya Sturm | Executive VP, CFO, Secretary & Treasurer | Profile | |
| Anthony Tasker | Senior VP & COO | Profile | |
| Julie Peterson | Executive VP & Chief Credit Officer of First United Bank | Profile | |
| Robert Fisher | Executive VP & Chief Banking Officer of First United Bank | Profile | |
| Keith Sanders | Executive VP & Chief Wealth Officer of First United Bank | Profile |
Management Information & Data Sources
First United is a micro-cap company across Regional Banks, Banks - Regional, Financial Services. Board composition and governance structure frame oversight quality and strategic accountability. Governance quality is often reflected in reporting discipline, audit rigor, and related-party transparency. CEO is Jason Rush with 315 employees and 7 reported executives.
First United values are built from periodic company reporting and market reference feeds, with reporting definitions aligned before display. Professional analyst research is incorporated when coverage is available. Insider and management fields are mapped from published filings and company disclosures.
Editorial review and methodology oversight provided by: Raphi Shpitalnik, Junior Member of Macroaxis Editorial Board
Workforce Efficiency and Productivity
Workforce efficiency at First United measures execution quality, especially when comparing similar businesses in the same industry. This is most informative when seeking to connect operating scale with efficiency rather than reviewing headcount in isolation.
First United Manpower Efficiency
Return on First United Manpower
| Revenue Per Employee | 378.4K | |
| Revenue Per Executive | 17M | |
| Net Income Per Employee | 77.8K | |
| Net Income Per Executive | 3.5M |
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