First United Stock Today
| FUNC Stock | USD 39.56 1.23 3.21% |
PerformanceFair
| Odds Of DistressLow
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First United is trading at 39.56 as of the 3rd of February 2026, a 3.21% increase since the beginning of the trading day. The stock's open price was 38.33. First United has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 5th of November 2025 and ending today, the 3rd of February 2026. Click here to learn more.
Business Domain Banks | IPO Date 8th of September 1992 | Category Financial Services | Classification Financials |
First United Corporation operates as the bank holding company for First United Bank Trust that provides various retail and commercial banking services to businesses and individuals. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland. The company has 6.5 M outstanding shares of which 43.73 K shares are currently shorted by private and institutional investors with about 1.61 trading days to cover. More on First United
Moving together with First Stock
| 0.85 | FBIZ | First Business Financial | PairCorr |
| 0.85 | FCAP | First Capital Normal Trading | PairCorr |
| 0.78 | FNWD | Finward Bancorp | PairCorr |
| 0.84 | BWB | Bridgewater Bancshares Normal Trading | PairCorr |
| 0.76 | PGC | Peapack Gladstone Normal Trading | PairCorr |
Moving against First Stock
First Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| President Chairman | CFP CPA | ||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | ||||
| Average Analyst Recommendation | |||||
By employing borrowed capital, First United can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on First United's use of financial leverage and reveals what portion of First United's asset base relies on creditor financing.
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First United (FUNC) is traded on NASDAQ Exchange in USA and employs 291 people. First United is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 257.02 M. First United conducts business under Banks sector and is part of Financials industry. The entity has 6.5 M outstanding shares of which 43.73 K shares are currently shorted by private and institutional investors with about 1.61 trading days to cover.
First United currently holds about 30.76 M in cash with 22.28 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.62.
Check First United Probability Of Bankruptcy
Ownership AllocationThe market capitalization of First United is $257.02 Million. 30% of First United outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details
First Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| State Street Corp | 2025-06-30 | 67.2 K | |
| Northern Trust Corp | 2025-06-30 | 64.7 K | |
| Pinnacle Holdings, Llc | 2025-06-30 | 59 K | |
| Morgan Stanley - Brokerage Accounts | 2025-06-30 | 55.8 K | |
| Hillsdale Investment Management Inc. | 2025-06-30 | 52.5 K | |
| Millennium Management Llc | 2025-06-30 | 36.7 K | |
| Citadel Advisors Llc | 2025-06-30 | 36.5 K | |
| Two Sigma Investments Llc | 2025-06-30 | 35.3 K | |
| Angel Oak Capital Advisors, Llc | 2025-06-30 | 33.7 K | |
| Dimensional Fund Advisors, Inc. | 2025-06-30 | 370.9 K | |
| Vanguard Group Inc | 2025-06-30 | 344.6 K |
First United Historical Income Statement
First Stock Against Markets
First United Corporate Management
| Keith MBA | Senior Officer | Profile | |
| Julie Peterson | Senior Officer | Profile | |
| CPA CFP | Pres Chairman | Profile | |
| Robert II | Senior Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry. For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First United. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First United data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.202 | Dividend Share 0.92 | Earnings Share 3.84 | Revenue Per Share | Quarterly Revenue Growth 0.11 |
Understanding First United requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value—what First United's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push First United's price substantially above or below its fundamental value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First United's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.