First United Financials

FUNC Stock  USD 36.90  0.13  0.35%   
Based on the measurements of operating efficiency obtained from First United's historical financial statements, First United is not in a good financial situation at the moment. It has a very high risk of going through financial straits in February.
Understanding current and past First United Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of First United's financial statements are interrelated, with each one affecting the others. For example, an increase in First United's assets may result in an increase in income on the income statement.
Please note, the presentation of First United's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First United's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First United's management manipulating its earnings.

First United Stock Summary

First United competes with Investar Holding, LCNB, Oak Valley, CF Financial, and FVCBankcorp. First United Corporation operates as the bank holding company for First United Bank Trust that provides various retail and commercial banking services to businesses and individuals. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland. First United operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 273 people.
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS33741H1077
Business Address19 South Second
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitemybank.com
Phone800 470 4356
CurrencyUSD - US Dollar

First United Key Financial Ratios

First Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining First United's current stock value. Our valuation model uses many indicators to compare First United value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First United competition to find correlations between indicators driving First United's intrinsic value. More Info.
First United is rated # 3 in return on equity category among its peers. It is rated # 2 in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for First United is roughly  10.52 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First United's earnings, one of the primary drivers of an investment's value.

About First United Financials

What exactly are First United Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include First United's income statement, its balance sheet, and the statement of cash flows. Potential First United investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although First United investors may use each financial statement separately, they are all related. The changes in First United's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on First United's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

First United January 27, 2026 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of First United help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of First United. We use our internally-developed statistical techniques to arrive at the intrinsic value of First United based on widely used predictive technical indicators. In general, we focus on analyzing First Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build First United's daily price indicators and compare them against related drivers.

Complementary Tools for First Stock analysis

When running First United's price analysis, check to measure First United's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First United is operating at the current time. Most of First United's value examination focuses on studying past and present price action to predict the probability of First United's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First United's price. Additionally, you may evaluate how the addition of First United to your portfolios can decrease your overall portfolio volatility.
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