Open Lending Company Leadership
| LPRO Stock | USD 6.48 0.01 0.15% |
Open Lending's insiders are aggressively selling. The analysis of insiders' sentiment of trading Open Lending Corp stock suggests that virtually all insiders are panicking at this time. Open Lending employs about 210 people. The company is managed by 13 executives with a total tenure of roughly 490 years, averaging almost 37.0 years of service per executive, having 16.15 employees per reported executive.
Open Lending's Insider Buying Vs Selling
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Selling | Buying |
Latest Trades
| 2024-03-21 | John Joseph Flynn | Disposed 50000 @ 7.35 | View | ||
| 2024-02-07 | John Joseph Flynn | Disposed 50000 @ 7.25 | View | ||
| 2024-01-22 | John Joseph Flynn | Disposed 50000 @ 7.6 | View | ||
| 2024-01-08 | John Joseph Flynn | Disposed 50000 @ 7.83 | View | ||
| 2023-12-21 | John Joseph Flynn | Disposed 50000 @ 8.31 | View |
Monitoring Open Lending's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
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Open Lending Management Team Effectiveness
As of the 26th of November 2024, Return On Tangible Assets is likely to drop to 0.06. In addition to that, Return On Capital Employed is likely to drop to 0.08. At this time, Open Lending's Net Tangible Assets are very stable compared to the past year. As of the 26th of November 2024, Non Current Assets Total is likely to grow to about 102.1 M, while Total Assets are likely to drop about 271.1 M. Open Lending's management efficiency ratios could be used to measure how well Open Lending manages its routine affairs as well as how well it operates its assets and liabilities.As of the 26th of November 2024, Net Income Applicable To Common Shares is likely to grow to about 80.4 M, while Common Stock Shares Outstanding is likely to drop about 107.5 M.
Open Lending Workforce Comparison
Open Lending Corp is rated below average in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 71,840. Open Lending adds roughly 210 in number of employees claiming only tiny portion of equities under Financials industry.
Open Lending Profit Margins
The company has Profit Margin (PM) of 0.05 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.08 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.08.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.98 | 0.8103 |
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Open Lending Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Open Lending insiders, such as employees or executives, is commonly permitted as long as it does not rely on Open Lending's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Open Lending insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-09-01 | 0.5 | 3 | 6 | 1,930 | 2,567 |
| 2024-06-01 | 1.4286 | 20 | 14 | 491,430 | 119,927 |
| 2024-03-01 | 0.5238 | 22 | 42 | 506,238 | 522,845 |
| 2023-12-01 | 0.4615 | 12 | 26 | 595,763 | 896,890 |
| 2023-09-01 | 0.3077 | 4 | 13 | 22,461 | 302,949 |
| 2023-06-01 | 0.7647 | 13 | 17 | 164,877 | 198,525 |
| 2023-03-01 | 1.0714 | 15 | 14 | 595,634 | 24,011 |
| 2022-12-01 | 0.3846 | 5 | 13 | 1,343,800 | 353,480 |
| 2022-09-01 | 0.8333 | 5 | 6 | 32,910 | 7,560 |
| 2022-06-01 | 0.8889 | 8 | 9 | 100,708 | 11,156 |
| 2022-03-01 | 0.5 | 3 | 6 | 6,081 | 7,882 |
| 2021-12-01 | 0.2692 | 7 | 26 | 31,137 | 199,570 |
| 2021-09-01 | 0.0857 | 3 | 35 | 3,594 | 8,202,378 |
| 2021-06-01 | 0.0625 | 1 | 16 | 150,000 | 17,437,432 |
| 2020-12-01 | 0.4118 | 7 | 17 | 93,304 | 21,847,261 |
Open Lending Notable Stakeholders
An Open Lending stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Open Lending often face trade-offs trying to please all of them. Open Lending's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Open Lending's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Charles Jehl | Interim CEO | Profile | |
| Charles CPA | Interim CEO | Profile | |
| Kevin Filan | Senior Marketing | Profile | |
| Simona Fillarini | Chief Officer | Profile | |
| Richard Watkins | Founder | Profile | |
| Matthew Roe | Chief Officer | Profile | |
| Cecilia Camarillo | Chief Officer | Profile | |
| Thinh Nguyen | Chief Officer | Profile | |
| Keith Jezek | CEO Director | Profile | |
| Matthew Stark | Chief Secretary | Profile | |
| Jill Tyson | Senior Operations | Profile | |
| Sarah Lackey | Chief Officer | Profile | |
| Shawna Shelor | Chief Officer | Profile |
About Open Lending Management Performance
The success or failure of an entity such as Open Lending Corp often depends on how effective the management is. Open Lending management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Open management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Open management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.06 | 0.06 | |
| Return On Capital Employed | 0.08 | 0.08 | |
| Return On Assets | 0.06 | 0.06 | |
| Return On Equity | 0.11 | 0.10 |
Open Lending Workforce Analysis
Traditionally, organizations such as Open Lending use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Open Lending within its industry.Open Lending Manpower Efficiency
Return on Open Lending Manpower
| Revenue Per Employee | 559.3K | |
| Revenue Per Executive | 9M | |
| Net Income Per Employee | 105.1K | |
| Net Income Per Executive | 1.7M | |
| Working Capital Per Employee | 1.3M | |
| Working Capital Per Executive | 20.7M |
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Is Diversified Capital Markets space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Open Lending. If investors know Open will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Open Lending listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.50) | Earnings Share 0.04 | Revenue Per Share 0.805 | Quarterly Revenue Growth (0.1) | Return On Assets 0.0079 |
The market value of Open Lending Corp is measured differently than its book value, which is the value of Open that is recorded on the company's balance sheet. Investors also form their own opinion of Open Lending's value that differs from its market value or its book value, called intrinsic value, which is Open Lending's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Open Lending's market value can be influenced by many factors that don't directly affect Open Lending's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Open Lending's value and its price as these two are different measures arrived at by different means. Investors typically determine if Open Lending is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Open Lending's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.