Open Lending Company Leadership

LPRO Stock  USD 1.76  0.05  2.92%   
Open Lending employs about 205 people. The company is managed by 19 executives with a total tenure of roughly 479 years, averaging almost 25.0 years of service per executive, having 10.79 employees per reported executive. Analysis of Open Lending's management performance can provide insight into the firm performance.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

Open Lending Management Team Effectiveness

The company has return on total asset (ROA) of (0.1341) % which means that it has lost $0.1341 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (1.0253) %, meaning that it created substantial loss on money invested by shareholders. Open Lending's management efficiency ratios could be used to measure how well Open Lending manages its routine affairs as well as how well it operates its assets and liabilities. As of the 6th of January 2026, Return On Tangible Assets is likely to grow to -0.51. In addition to that, Return On Capital Employed is likely to grow to -0.29. At this time, Open Lending's Net Tangible Assets are very stable compared to the past year. As of the 6th of January 2026, Other Current Assets is likely to grow to about 16.9 M, while Total Assets are likely to drop about 278 M.
As of the 6th of January 2026, Net Income Applicable To Common Shares is likely to grow to about 80.4 M, while Common Stock Shares Outstanding is likely to drop about 101.3 M.
Open Lending owns a total of 118.19 Million outstanding shares. The majority of Open Lending Corp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Open Lending Corp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Open Lending. Please pay attention to any change in the institutional holdings of Open Lending Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
 
Shares in Circulation  
First Issued
2017-06-30
Previous Quarter
119.6 M
Current Value
118.2 M
Avarage Shares Outstanding
101.3 M
Quarterly Volatility
33.6 M
 
Covid
Some institutional investors establish a significant position in stocks such as Open Lending in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Open Lending, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Open Lending Workforce Comparison

Open Lending Corp is rated below average in number of employees category among its peers. The total workforce of Financials industry is now estimated at about 7,835. Open Lending holds roughly 205 in number of employees claiming about 2.62% of equities under Financials industry.

Open Lending Insider Trading

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Open Lending insiders, such as employees or executives, is commonly permitted as long as it does not rely on Open Lending's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Open Lending insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Open Lending Notable Stakeholders

An Open Lending stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Open Lending often face trade-offs trying to please all of them. Open Lending's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Open Lending's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
John FlynnCoFounder ConsultantProfile
Charles JehlInterim CEOProfile
Jessica CPACEO ChairmanProfile
Charles CPAInterim DirectorProfile
Kevin FilanSenior MarketingProfile
Simona FillariniChief OfficerProfile
Michelle GlaslChief OfficerProfile
Richard WatkinsFounderProfile
Matthew RoeChief OfficerProfile
Massimo MonacoChief OfficerProfile
Cecilia CamarilloChief OfficerProfile
Thinh NguyenChief OfficerProfile
Keith JezekCEO DirectorProfile
Matthew StarkChief SecretaryProfile
Jill TysonSenior OperationsProfile
Ben MasseyGeneral SecretaryProfile
Matthew SatherChief OfficerProfile
Sarah LackeyChief OfficerProfile
Shawna ShelorChief OfficerProfile
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About Open Lending Management Performance

The success or failure of an entity such as Open Lending Corp often depends on how effective the management is. Open Lending management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Open management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Open management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets(0.53)(0.51)
Return On Capital Employed(0.30)(0.29)
Return On Assets(0.52)(0.50)
Return On Equity(1.99)(1.89)

Open Lending Workforce Analysis

Traditionally, organizations such as Open Lending use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Open Lending within its industry.

Open Lending Manpower Efficiency

Return on Open Lending Manpower

Revenue Per Employee117.2K
Revenue Per Executive1.3M
Net Loss Per Employee658.6K
Net Loss Per Executive7.1M
Working Capital Per Employee1.1M
Working Capital Per Executive12M
When determining whether Open Lending Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Open Lending's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Open Lending Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Open Lending Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Diversified Capital Markets space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Open Lending. If investors know Open will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Open Lending listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.56)
Earnings Share
(1.26)
Revenue Per Share
0.142
Quarterly Revenue Growth
0.03
Return On Assets
(0.13)
The market value of Open Lending Corp is measured differently than its book value, which is the value of Open that is recorded on the company's balance sheet. Investors also form their own opinion of Open Lending's value that differs from its market value or its book value, called intrinsic value, which is Open Lending's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Open Lending's market value can be influenced by many factors that don't directly affect Open Lending's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Open Lending's value and its price as these two are different measures arrived at by different means. Investors typically determine if Open Lending is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Open Lending's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.