Open Lending Corp Stock Performance
| LPRO Stock | USD 1.46 0.06 4.29% |
The company holds a Beta of 0.0559, which implies not very significant fluctuations relative to the market. As returns on the market increase, Open Lending's returns are expected to increase less than the market. However, during the bear market, the loss of holding Open Lending is expected to be smaller as well. At this point, Open Lending Corp has a negative expected return of -0.37%. Please make sure to check Open Lending's treynor ratio, as well as the relationship between the kurtosis and day typical price , to decide if Open Lending Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Open Lending Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of conflicting performance in the last few months, the Stock's basic indicators remain very healthy which may send shares a bit higher in March 2026. The recent disarray may also be a sign of long period up-swing for the firm investors. ...more
1 | Open Lending Stock Price Down 4.7 percent - Heres What Happened - MarketBeat | 12/19/2025 |
2 | Open Lending Appoints Anthony Capizzano as Chief Growth Officer | 01/05/2026 |
3 | Open Lending Trading 16.4 percent Higher - Whats Next - MarketBeat | 01/12/2026 |
4 | Acquisition by Buss Jessica E of 941176 shares of Open Lending subject to Rule 16b-3 | 01/16/2026 |
5 | Disposition of 74 shares by Matthew Stark of Open Lending subject to Rule 16b-3 | 02/13/2026 |
6 | Insider Trading | 02/18/2026 |
7 | Open Lending to Announce Fourth Quarter and Full Year 2025 Results on March 12, 2026 | 02/19/2026 |
| Begin Period Cash Flow | 246.7 M | |
| Total Cashflows From Investing Activities | -3.9 M |
Open Lending Relative Risk vs. Return Landscape
If you would invest 191.00 in Open Lending Corp on November 28, 2025 and sell it today you would lose (46.00) from holding Open Lending Corp or give up 24.08% of portfolio value over 90 days. Open Lending Corp is currently does not generate positive expected returns and assumes 4.1135% risk (volatility on return distribution) over the 90 days horizon. In different words, 36% of stocks are less volatile than Open, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Open Lending Target Price Odds to finish over Current Price
The tendency of Open Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 1.46 | 90 days | 1.46 | about 91.15 |
Based on a normal probability distribution, the odds of Open Lending to move above the current price in 90 days from now is about 91.15 (This Open Lending Corp probability density function shows the probability of Open Stock to fall within a particular range of prices over 90 days) .
Open Lending Price Density |
| Price |
Predictive Modules for Open Lending
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Open Lending Corp. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Open Lending Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Open Lending is not an exception. The market had few large corrections towards the Open Lending's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Open Lending Corp, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Open Lending within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | -0.02 | |
β | Beta against Dow Jones | 0.06 | |
σ | Overall volatility | 0.20 | |
Ir | Information ratio | -0.03 |
Open Lending Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Open Lending for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Open Lending Corp can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| Open Lending Corp generated a negative expected return over the last 90 days | |
| Open Lending Corp may become a speculative penny stock | |
| Open Lending Corp has high historical volatility and very poor performance | |
| Open Lending Corp has a very high chance of going through financial distress in the upcoming years | |
| The company reported the previous year's revenue of 24.02 M. Net Loss for the year was (135.01 M) with loss before overhead, payroll, taxes, and interest of (6.23 M). | |
| About 74.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Open Lending to Announce Fourth Quarter and Full Year 2025 Results on March 12, 2026 |
Open Lending Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Open Stock often depends not only on the future outlook of the current and potential Open Lending's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Open Lending's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 119.2 M | |
| Cash And Short Term Investments | 243.2 M |
Open Lending Fundamentals Growth
Open Stock prices reflect investors' perceptions of the future prospects and financial health of Open Lending, and Open Lending fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Open Stock performance.
| Return On Equity | -1.03 | ||||
| Return On Asset | -0.13 | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 202.13 M | ||||
| Shares Outstanding | 118.19 M | ||||
| Price To Earning | 6.62 X | ||||
| Price To Book | 3.08 X | ||||
| Price To Sales | 9.76 X | ||||
| Revenue | 24.02 M | ||||
| Gross Profit | (6.23 M) | ||||
| EBITDA | (51.61 M) | ||||
| Net Income | (135.01 M) | ||||
| Cash And Equivalents | 167.7 M | ||||
| Cash Per Share | 1.33 X | ||||
| Total Debt | 143.77 M | ||||
| Debt To Equity | 0.72 % | ||||
| Current Ratio | 18.48 X | ||||
| Book Value Per Share | 0.62 X | ||||
| Cash Flow From Operations | 17.6 M | ||||
| Earnings Per Share | (1.26) X | ||||
| Market Capitalization | 165.47 M | ||||
| Total Asset | 296.37 M | ||||
| Retained Earnings | (328.76 M) | ||||
| Working Capital | 228.47 M | ||||
About Open Lending Performance
By examining Open Lending's fundamental ratios, stakeholders can obtain critical insights into Open Lending's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Open Lending is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.53) | (0.51) | |
| Return On Capital Employed | (0.30) | (0.29) | |
| Return On Assets | (0.52) | (0.50) | |
| Return On Equity | (1.99) | (1.89) |
Things to note about Open Lending Corp performance evaluation
Checking the ongoing alerts about Open Lending for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Open Lending Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Open Lending Corp generated a negative expected return over the last 90 days | |
| Open Lending Corp may become a speculative penny stock | |
| Open Lending Corp has high historical volatility and very poor performance | |
| Open Lending Corp has a very high chance of going through financial distress in the upcoming years | |
| The company reported the previous year's revenue of 24.02 M. Net Loss for the year was (135.01 M) with loss before overhead, payroll, taxes, and interest of (6.23 M). | |
| About 74.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Open Lending to Announce Fourth Quarter and Full Year 2025 Results on March 12, 2026 |
- Analyzing Open Lending's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Open Lending's stock is overvalued or undervalued compared to its peers.
- Examining Open Lending's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Open Lending's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Open Lending's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Open Lending's stock. These opinions can provide insight into Open Lending's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Will Diversified Capital Markets sector continue expanding? Could Open diversify its offerings? Factors like these will boost the valuation of Open Lending. Expected growth trajectory for Open significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Open Lending data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.56) | Earnings Share (1.26) | Revenue Per Share | Quarterly Revenue Growth 0.03 | Return On Assets |
Understanding Open Lending Corp requires distinguishing between market price and book value, where the latter reflects Open's accounting equity. The concept of intrinsic value - what Open Lending's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Open Lending's price substantially above or below its fundamental value.
Understanding that Open Lending's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Open Lending represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Open Lending's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.