Territorial Bancorp Company Leadership
| TBNK Stock | USD 10.94 0.12 1.11% |
Territorial Bancorp employs about 232 people. The company is managed by 18 executives with a total tenure of roughly 74 years, averaging almost 4.0 years of service per executive, having 12.89 employees per reported executive. Inspection of Territorial Bancorp's management performance can provide insight into the company performance.
| Allan Kitagawa Chairman Chairman, CEO and President Chairman of Territorial Savings Bank, CEO of Territorial Savings Bank and President of Territorial Savings Bank |
| Ralph Nakatsuka Chairman Vice Chairman, Co-COO, Vice Chairman of Territorial Savings Bank and Co-COO of Territorial Savings Bank |
Territorial |
Territorial Bancorp's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Territorial Bancorp's future performance. Based on our forecasts, it is anticipated that Territorial will maintain a workforce of about 250 employees by December 2024.Territorial Bancorp Management Team Effectiveness
The value of Return On Tangible Assets is estimated to slide to 0. The value of Return On Capital Employed is expected to slide to 0. At this time, Territorial Bancorp's Non Current Liabilities Total is quite stable compared to the past year. Total Current Liabilities is expected to rise to about 531.4 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 2 B. Territorial Bancorp's management efficiency ratios could be used to measure how well Territorial Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.The value of Common Stock Shares Outstanding is expected to slide to about 8 M. The value of Net Income Applicable To Common Shares is expected to slide to about 15.7 M
Territorial Bancorp Workforce Comparison
Territorial Bancorp is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 9,949. Territorial Bancorp holds roughly 232 in number of employees claiming about 2.33% of equities under Financials industry.
Territorial Bancorp Profit Margins
The company has Profit Margin (PM) of (0.06) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.19) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.19.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Net Profit Margin | 0.19 | 0.1115 |
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| Operating Profit Margin | 0.14 | 0.1516 |
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| Pretax Profit Margin | 0.29 | 0.1516 |
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| Return On Assets | 0.0021 | 0.0022 |
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| Return On Equity | 0.019 | 0.02 |
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Territorial Bancorp Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Territorial Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Territorial Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Territorial Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2023-06-01 | 0.5 | 3 | 6 | 14,803 | 4,086 |
| 2022-03-01 | 0.5 | 2 | 4 | 5,946 | 3,861 |
| 2021-03-01 | 0.3125 | 5 | 16 | 9,101 | 11,471 |
| 2020-06-01 | 0.0667 | 2 | 30 | 59,280 | 116,686 |
| 2020-03-01 | 0.3333 | 11 | 33 | 44,548 | 47,278 |
| 2019-12-01 | 0.1 | 5 | 50 | 13,775 | 30,534 |
| 2019-09-01 | 0.075 | 3 | 40 | 15,200 | 30,328 |
| 2019-06-01 | 0.0488 | 6 | 123 | 88,086 | 160,896 |
| 2019-03-01 | 0.1127 | 8 | 71 | 84,926 | 137,398 |
| 2018-06-01 | 0.0571 | 4 | 70 | 51,000 | 96,148 |
| 2018-03-01 | 0.4667 | 7 | 15 | 26,527 | 29,608 |
| 2017-12-01 | 0.1136 | 5 | 44 | 125,000 | 209,756 |
| 2017-09-01 | 0.0526 | 3 | 57 | 55,943 | 98,956 |
| 2017-06-01 | 0.2 | 7 | 35 | 55,760 | 86,166 |
| 2017-03-01 | 0.1351 | 5 | 37 | 45,641 | 70,148 |
| 2016-12-01 | 0.0588 | 2 | 34 | 30,760 | 58,788 |
| 2016-09-01 | 0.1806 | 13 | 72 | 29,810 | 95,187 |
| 2016-06-01 | 0.5 | 1 | 2 | 28,800 | 47,803 |
| 2012-09-01 | 0.069 | 2 | 29 | 5,820 | 24,592 |
| 2010-09-01 | 22.0 | 22 | 1 | 1,411,981 | 3,660 |
| 2010-03-01 | 2.0 | 2 | 1 | 4,102 | 10,000 |
| 2009-09-01 | 2.0 | 22 | 11 | 291,349 | 0.00 |
Territorial Bancorp Notable Stakeholders
A Territorial Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Territorial Bancorp often face trade-offs trying to please all of them. Territorial Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Territorial Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Allan CPA | President Chairman | Profile | |
| Allan Kitagawa | Chairman, CEO and President Chairman of Territorial Savings Bank, CEO of Territorial Savings Bank and President of Territorial Savings Bank | Profile | |
| Ralph Nakatsuka | Vice Chairman, Co-COO, Vice Chairman of Territorial Savings Bank and Co-COO of Territorial Savings Bank | Profile | |
| Vernon Hirata | Vice Chairman, Co-COO, General Counsel, Secretary, Vice Chairman of Territorial Savings Bank, General Counsel of Territorial Savings Bank and Secretary of Territorial Savings Bank | Profile | |
| Karen Cox | Senior Vice President - Administration of Territorial Savings Bank | Profile | |
| Ralph CPA | Vice CoCOO | Profile | |
| Melvin Miyamoto | Principal Financial Officer, Principal Accounting Officer, Sr. VP, Treasurer, Principal Financial Officer of Territorial Savings Bank, Principal Accounting Officer of Territorial Savings Bank, Sr. VP of Territorial Savings Bank and Treasurer of Territorial Savings Bank | Profile | |
| Walter Ida | Sr. VP of Investment Services, Director of Investor Relations, Sr. VP of Investment Services - Territorial Savings Bank and Director of Investor Relations - Territorial Savings Bank | Profile | |
| Melvin CPA | Treasurer VP | Profile | |
| Gary Uyehara | Regulatory Administrative | Profile | |
| Dennis Hironaka | VP Audit | Profile | |
| Troy Yoshimasu | Senior Officer | Profile | |
| Stanley Tanaka | Regulatory Administrative | Profile | |
| Denise Takashima | Senior Marketing | Profile | |
| Jan Loo | Senior Services | Profile | |
| Robert Costa | VP Admin | Profile | |
| Diane Tamashiro | Executive Finance | Profile | |
| Cyrus Robinson | Senior Support | Profile |
About Territorial Bancorp Management Performance
The success or failure of an entity such as Territorial Bancorp often depends on how effective the management is. Territorial Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Territorial management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Territorial management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.02 | 0.02 |
Territorial Bancorp Workforce Analysis
Traditionally, organizations such as Territorial Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Territorial Bancorp within its industry.Territorial Bancorp Manpower Efficiency
Return on Territorial Bancorp Manpower
| Revenue Per Employee | 194.4K | |
| Revenue Per Executive | 2.5M | |
| Net Income Per Employee | 21.7K | |
| Net Income Per Executive | 279.3K |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.90) | Dividend Share 0.12 | Earnings Share (0.26) | Revenue Per Share 4.211 | Quarterly Revenue Growth (0.26) |
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.